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  1. In US, which watch brands are cheaper to get? I'm not talking abt those expensive type.... just the average Joe will normally get for daily usage example Swatch, Fossil, Diesel and other brands similiar. highest brand i looking is Tag, which i know i wont even plan to get
  2. Why didn't anyone suggest this during my time? From ST Forum: http://www.straitstimes.com/premium/forum-...-years-20130401 Cut NS to less than 2 years Published on Apr 01, 2013 I WAS heartened to read that improving the perception of national service is finally getting the attention it deserves ("Aiming higher for NS: Getting back that NS feeling", March 23). Present and future generations need to think of NS with pride rather than as a liability. There is no doubt that NS is critical to Singapore's survival. However, its patriotic sentiments are overridden by three factors: First, it is disruptive. It interferes with a young man's studies, university applications, and later, even work. It takes two years on paper, but when the difference between discharge from NS and university start dates are factored in, it can go on for much longer. Second, it is risky to life and limb. Third, it delays the day when a young man can contribute to his family's income and start his own family. As a result, it is perceived as an extreme sacrifice, especially in the light of the head start enjoyed by one's foreign peers in today's competitive world. Recent recruits agree on one thing - that the second year is usually not directly related to military training. The most substantial field training is largely done in the first year. One way to minimise the disruptions and disadvantages that NS causes is to reduce the tenure of service. This is in line with what is happening in several other countries. This way, there will still be a trained reservist force ready to defend the country but the resentment associated with the disruptions will be significantly less. No amount of monetary incentive can replace the two years that are lost in the prime of one's youth. Kelly Kishor Mel (Mrs)
  3. http://www.sgcarmart.com/new_cars/newcars_....php?MOD=Toyota Is it possible?
  4. Car Price Game Changed, Altis 1.8L will be cheap than 1.6L. two years down the road, Altis 1.8 will be more popular.
  5. Do you notice? recently new cars at same engine capacity, korean car have higher HP than Japanese car, and FC not lose can anyone explain what technology korean using?
  6. Another other site to check on property listings other than that shi.tty agents site? I came across stprop and iproperty on google.
  7. DUH! of course lah....elder ppl got house, car, mistress mortgage.....wtf...even i can conclude [:p] SINGAPORE: Contrary to popular belief that young Singapore workers spend more than they save, a survey has found that they save more than their older peers. According to a survey by career builder, JobsCentral Group, 46 per cent of workers who are between 21 and 30 years old said they save more than 20 per cent of their income. That's almost double the savings of those who are between 41 and 50 years old. Only one quarter of workers in this age group said they save more than 20 per cent of their income. The survey team described these findings as encouraging. It said older workers may be saving less as they have more financial responsibilities like mortgage and car payments, as well as supporting a family. For the survey, 20 per cent was set as the benchmark of good savings habits. Overall, 56 per cent of Singapore workers save less than one-fifth of their income each month, while another 5.2 per cent do not save at all. The majority spend the bulk of their salary on necessities like food, transport and allowances for parents or children. About a quarter (24%) spend the bulk of their pay on entertainment, while 15 per cent said they would spend mostly on travel. One-quarter of those surveyed (25.5%) said they would save 21 per cent to 40 per cent of their salary, up from 19.7 per cent in 2011. Those earning S$7,000 to S$7,999 per month are big on savings, with 62 per cent most likely to save over 20 per cent of their salary. This is followed by those who earn S$6,000 to S$6,999 (51%) and S$8,000 to S$8,999 (50%). The online survey was conducted between September and October 2012, involving about 3,300 respondents. - CNA/ir
  8. Only in the US they do this sort of surveys [laugh] But damn funny!!! TGIW bros! From AsiaOne: http://www.asiaone.com/News/Latest%2BNews/...109-394266.html US Congress less popular than cockroaches: poll AFP Wednesday, Jan 09, 2013 WASHINGTON - The little loved US Congress, fresh off its fiscal cliff budget crisis, is now less popular than cockroaches and lice, a survey released Tuesday found. The Public Policy Polling survey of 830 Americans from January 3-6 revealed that Congress had hit new lows in the eyes of the same US voters who sent representatives to work there. The legislative body proved less popular than traffic jams, Donald Trump, France, lice, Genghis Khan, cockroaches and used car dealers, the poll found. Just nine per cent of those surveyed had a favourable opinion of Congress. "We all know Congress is unpopular," said Dean Debnam, president of Public Policy Polling. "But the fact that voters like it less than cockroaches... really shows how far its esteem has fallen with the American public over the last few weeks."
  9. If official weekly working hour is 44, so average of over 40 hours is normal, no? 60 hours will be quite siong though but glad to see there are more companies offering different type of time off for the staff. Saw the news last night on one of the minister's conversation with the youth (yah there are all kind of 'conversation' lately), some young adult actually express that the stress in work and suggested a 4-day work week! will singapore soon becoming France to have 35 hours work week?
  10. What a high mark up on the body. http://www.sgcarmart.com/used_cars/info.ph...847&DL=1038
  11. the reasoning.. ---
  12. I read that 915 is glossier than 845. 915 supposedly gives a wetter look than 845. So all along I have been using 915, on my silver car. Tried 845 the other day and WOW. The "wet" look is amazing compared to the 915. 915 just gave me the normal shiny look. 845 gave me the properly waxed look. Love it. Waxed with 915 feels smoother to my hand, but doesn't look as nice. What am I doing wrongly with the 915? Application is by hand through out.
  13. Link: 10 cities where homes cost less than a car ----------------------------------------------------------------------------------------------------------------------------- Things are not getting better everywhere. That's one of the themes in the 247WS.com story that points to 10 American cities where homes are cheaper than many new cars. The list spans across the nation from Florida, to New Jersey to Ohio. But Michigan catches the brunt of the poorly priced real estate market, with Detroit taking the best of the worst honor by having the median listing price is $21,000 for a house, according to Trulia.com. That kind of change might get you a Chevy Cruze or Hyundai Elantra. A new midsize sedan in the driveway should not cost more than the house it's parked next to. In reverse order, here's the list and the city's median price for a home. Sadly, it's easy to pick a vehicle that costs more than any of these prices. 10. Port Richey, Florida: $59,900 9. Holiday, Florida: $59,900 8. Youngstown, Ohio: $57,550 7. Dearborn Heights, Michigan: $55,000 6. Whiting, New Jersey: $52,450 5. Warren, Michigan: $49,900 4. Redford, Michigan: $40,000 3. Gary, Indiana: $39,900 2. Flint, Michigan: $31,950 1. Detroit, Michigan: $21,000 ----------------------------------------------------------------------------------------------------------------------------- These are not the most glamorous places, but its an option, & note these are houses, not apartment. Making the money we pay so much for a pigeon hole looks silly. No wonder why so many people like to go USA. Can pay house in cash....lol. Actually, you can pay a house & a car in cash also. To be fair, they have abundant of land, but still...
  14. I remember hearing pple commenting on those "funny" news on Yahoo...for example cheap place to eat which don't turn out that cheap !!! etc etc... Now I just wake up...I saw this ""Yacht Trips: Cheaper Than You Think"" Then I recalled the Groupon site had before deal which was something like 800 per 4 hrs...So based on 8hrs for daytime...it will be 1600...for 10 person....I thought Yahoo got a better deal !!! it turn out to be a CHEAP 7618.40...And YES...CHEAPER THAN I THINK !!! Just a talking point...Those who are rich..Pls do not comment...Those who think it is ranting...Pls do not comment as well...
  15. http://www.sgcarmart.com/used_cars/info.ph...711&DL=2408 as compare to http://www.sgcarmart.com/new_cars/newcars_...p?CarCode=11167 Thought PI normally cheaper? Somemore sell as used car.
  16. Our resident doc bro lala81, comments? From ST Forum: http://www.straitstimes.com/STForum/Story/...ory_815761.html Doctors leave public sector for reasons other than money Published on Jun 28, 2012 DR GERARD Chee's most obvious conclusion from the report ('Private versus public hospitals: More than twice as costly'; last Friday) was 'how poorly paid public hospital doctors are', as reflected in the lower cost of public health care ('Bill comparisons may not reflect true cost differences'; Tuesday). This seems inappropriate. To put things into perspective:
  17. Hi all, As above any recommendation? mine is 185/60/r14 . Is falken 912 good for 2 yrs usage. My mileage should be less than 22000/year.
  18. S'porean woman marries dying hubby in hospital Tuesday, Jun 19, 2012 The New Paper By Maureen Koh They registered their marriage 13 years ago, but this couple never had the chance to have a traditional wedding. But as the gravely ill man lay in the Intensive Care Unit (ICU) at the National University Hospital (NUH), deejays from Radio 1003, Singapore Press Holding's Chinese language station, swung into action, and made their wish come true two weeks ago. The radio station's programme director Carine Ang said: "It was such a touching moment... everyone present was moved to tears." It started with an SMS sent to the radio station by Madam Chua Mui Mui in April, wishing her husband a happy wedding anniversary. Madam Chua, 37, also revealed that her husband, Mr Tay Guan Yeow, 44, had felt bad all these years for not giving her the wedding of her dreams. After her message was read out on air, listeners called in with offers to help the couple have their wedding pictures taken. At the time, no one knew that the childless couple - who sell roasted meats at an industrial area in the western part of Singapore - were going through a harrowing situation. Mr Tay was suffering from kidney failure. He had been diagnosed just two years after they registered their marriage, in 1999, when she was 24 and he was 31. Battling his illness, they had put off the traditional dinner and wedding photos. Until Madam Chua's heartfelt message to the radio station. Offers of kindness The offers poured in. But the couple initially hesitated. Madam Chua, explains: "We were a little worried, and then because we had delayed responding to the offers, we didn't think more about it." Then, on June 5, Mr Tay's condition worsened and he was rushed to NUH. Doctors told Madam Chua that he might not pull through. It prompted her to send another SMS to the radio station's hotline. In the message, she asked: "If we want to take wedding photos, would it be too late? My husband has just been admitted to ICU." Ms Ang said the minute their duty deejay received the message, everyone was galvanised into action. She says: "Our hearts dropped. We wanted to do something for the couple, especially because we knew that Mr Tay was a loyal 1003 supporter. "We wanted to do whatever we could to make their wish come true." By 8pm, the team, which included deejay Tan Yan Wei and Ms Ang, had secured a rent-free gown from My Wedding Affair and complimentary photography. A nurse helped take Madam Chua's measurements so that they'd get the right gown size, and the team rushed down to the hospital. There was hardly a dry eye in the ICU when the bride walked in, resplendent in her gown. As she bent over over her husband, Madam Chua asked him: "Am I pretty? Are you happy?" Tears flowed freely as Mr Tay said yes, and handed a bouquet of flowers to his wife. 'I will live for him' Ms Ang said that those who witnessed the simple ceremony included Mr Tay's family members and Madam Chua's two younger sisters. After the ceremony, the groom told everyone: "I'm sorry that we don't have anything to give you." "But if I am discharged, I will definitely bring snacks and roast meats to the radio station." Madam Chua says she believes her husband, who had his left leg and right toes amputated earlier this year, is hanging on for her. She admits that some friends and family members have asked her why she stayed on with her sick husband, whom they view as a yoke around her neck. She says: "I don't get it, how can he be a burden to me? We exchanged vows and there's this line, 'In sickness and in health'. "How can we forget this line? It's never occurred to me that I should abandon him." In a recording that Mr Tay did for the radio station, he said: "This whole life, I loved only Chua Mei Mei. (There will be) no other choices and no regrets. I will love her forever and ever. "Whether it's in life or in death, I will also miss her. Even though I will leave first, I want her to go on living and carry on with her life." To which, Madam Chua says: "Some people have asked me what are my plans for the future. "I don't know. I've not thought about it. Just as my husband is keeping strong for me, I will do the same for him. "I will live for him."
  19. Target One Million is a Shell FuelSave campaign to help one million drivers from across the world learn how to save fuel through a series of interactive, online mini-games which are fun and quick to complete. The mini-games have been designed to show motorists how the right choice of fuel like, Shell FuelSave, and a few simple changes to their driving habits can help them save fuel, and in doing so, reduce their fuel costs. Two new mini games, Shell FuelSave Bootloader and Fuel Tank Focus, have been added recently. Bootloader will challenge players to check their virtual car boots to remove unnecessary items and excess weight which is affecting their fuel efficiency. Fuel Tank Focus is a fuel efficiency-based quiz. Visit www.shell.com.sg/targetonemillion today and start learning!
  20. Any truth in this survey in your company or organisation? Happy no, less unhappy maybe for me at my workplace as compared to them as they are generally fastidious about almost everything and so maybe more unhappy... In any case can we say men are "less unhappy" than our female counterparts at our workplace instead? From CNA: http://www.channelnewsasia.com/stories/sin...1202853/1/.html Survey shows Singaporean men happier than women at the workplace Posted: 22 May 2012 1434 hrs
  21. Heard rumour about hybrid car insurance is more higher... is it true?
  22. Posted by "Jan" Being an expat myself who also lived in Singapore for a year back in the mid 1990's I have to be completely honest and say that I really think the Singaporean Government should try to stick a finger in the ground and listen to its own population for once. Even I as a foreigner much prefer the The Singapore I experienced 18 years ago from the Singapore today where everything seems to be aimed at creating a higher GDP on paper for show with the result that Singaporeans are being made secondary citizens in their own country. It is really no wonder that ordinary Singaporeans feel they have had enough. Due to the Governments stance on labour laws it has been possible for employers to virtually make Singaporeans extinct within certain industries. The service sector in Singapore is today virtually void of local Singaporeans. When I go to Changi Airport to fly anywhere the only place I meet local Singaporeans is in Immigration. Honestly, a people should never have to feel alienated in their own country. A completely unnecessary accident as the described just fuels the feelings already deeply rooted in most Singaporeans and that is only the lasted case. Why is it possible for somebody else than Singaporean citizens to occupy HDB flats? Why has it been allowed that some foreigners have been able to stay in the PR scheme almost indefinitely? Why are many Singaporeans treated differently in hospitals and educational institutions just because you have foreigners standing there waving money? I can only recommend the Singaporean Government to wake up and look at the realities. A very real scenario may reveal itself in 2016 and maybe that is about time as well. I am not a Singaporean nor can I ever become one but I do have enough common sense to understand that there is something very wrong in Singapore when local Singaporeans are being put second or further back in line to pretty much everything while some foreigners, who's only asset for Singapore is money, take first row. Maybe The Singaporean Government don't even care how some of these newly rich have actually aquired their wealth. Many of them may not really be people you want to be associated with like this irresponsible crazy PRC moron who by his splendid show of stupidity managed to take the lives of two innocent people of which one was just an ordinary family father who worked to provide for his family. Link
  23. My insurance is due for renewal soon so run thru DA quote & a few broker quotation & found out DA quote me $13xx+ NTUC quote me $1198 & my current Liberty quote me $9xx+ for renewal.. All bro & sis,I urge u guys to get a few quote before settle with DA
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