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8 things you didn't know are making you dumber 1. Long meetings not only waste your time, they are a brain drain Here's a reason to give your boss on why long meetings should be abolished - they make everybody involved dumber. 2. Being around the fairer sex How about this? Just being around a beautiful woman, or even mentioning her name, can make men more stupid. 3. Jetlag gives you permanent brain damage Jet setting around the world may sound glamorous, but what if the cost is your brain cells? 4. Getting spanked by your mom Mothers beware: Sparing the rod may spoil the child, but spank your children and you risk giving them long-term developmental damage. 5. Being fat makes you mentally slow It may be a controversial point to make, but science says that being obese not only makes you physically unattractive, it also makes you dull in the attic. 6. Living in a bustling city If you are living in Singapore, you are by definition living in a city - and it's likely to be screwing up your brain. 7. Are you the older or younger sibling? If you have an older sibling, chances are your older brother or sister is smarter than you. 8. Breastfeeding can increase a child's IQ by 3 to 8 points Yes, breastfeeding is tied to kids' brain power.

Anyone can suggest? Seems like my home is rather damp.. Wooden furniture moldy, plactic, rubber, books, leather also moldy if never touch them for few months. I already threw away those moldy stuffs but new ones also got moldy. Getting real poor throwing away good stuffs. Anyone can suggest any solution? I alreadied tried charcoal, hungry hippo, moth ball, sunning, a/c (cant turn on all the time as I havent got a money printer yet).

Most people picked up new things eg hobbies already when they we're younger. Major new things may be things like looking after baby if they are new/first time fathers? What else? Hunting, or spotting wild life? Wild boars?

Saw a cheapo videocam in Aussie airport yesterday so brought it try try since I never buy any videocam before...not the HD type ok...the cheapest HD type they selling is Samsung model...think AUD300+...I trying the zoom now(I buy cheapo Sony model...DCR-PJ5 @ AUD249)(Videocam only..nothing included)...s-h-i-t...even a cheapo cam is So pls...your face can be on STOMP anytime!!! edit....ok pls don't call me 山巴佬

Early monday morning, my meeting rescheduled so got time to share, think sometimes too much angry and jealously and prettiness in society and even here in MCF, hence tot of sharing 15 things which will make you especially you know who happier. Here is a list of 15 things which, if you give up on them, will make your life a lot easier and much, much happier. We hold on to so many things that cause us a great deal of pain, stress and suffering

Too much complains and complains and complains in the forum. How about for a change, someone share something that he or she is thankful about.

After getting into your car (1), and before getting out (2), what's the first thing you do in (1), and last thing in (2)? Some will pray for safety? Or, zip and unzip? For me, take off shoes, and put them back........ To keep my toes cool. What's yours?

Birdshit is common, so is rubbish from nearby high-rise flats... Yesterday i found few strands of blonde long hair stuck near the car window!!! ..... and unfortunately nearby the hair also a few scratches look like caused by bicycle handle bars..... Found them in the morning.... shall i alert negihbourhood polis to check what wander around in the area after mid-nite?? What did you find unusual left on your car before?

I keep hearing bad stuff about how our country is being run. For me, i think the PAP is doing a fantastic job. Hence my vote to them and i urge all to support them. But for those who think otherwise, here is my question to you. If you are PM who has got total control over all the rules, what would you change?? Please be more specific....dun just say things like get rid of FT..or improve public transport...

Very often we dismiss the good things in life for what could be better. Sure, there's always room for improvement. I hope this thread makes us think of the good things in life. For me, it is things simple things like : 1) Having a weekend with no plans or doing nothing 2) Waking up as and when I like, sleeping in on weekends 3) A nice brunch with scrambled eggs included followed by a good cup of hot tea with milk. 4) A good workout 5) Playing with my dog 6) Catching up with friends not thinking about work 7) Having my EPL team getting 3 points. What about yours?

For those in the 80s Generation, would surely love reading this article with the things we long to have and enjoying it during our younger days. Hope it will bring rekindle our past memory. http://remembersingapore.wordpress.com/201...-about-the-80s/

Refer Yahoo!News at: http://sg.yahoo.matchmove.com/news/article...ublic-transport This is what I personally detest the most : "One of the most disgusting is sitting with legs wide open as if the balls are too large to breathe while punching, stabbing and poking the smartphones." Why do one have to be seated with legs wide open? Is it an ego thing or because of some problems on the private part? Regards,

Size of glovebox for example... was checking out (for fun) citreon C6, and got a mild shock when i opened the glovebox!! ........ it's small, cant even put more than 3 apples inside!!! the Picasso also, same tiny glovebox, but at least the top of the dashboard can be flipped open and there is one shallow 'box' each on either side. my 6yr old jap car's glovebox is big enough for one loaf of roti (if i squeeze it a bit to fit in) do modern cars all come with such tiny glovebox (maybe because of passenger side airbag compartment?) ?? also, the C6 is selling around 130k (not the top model but comes with 1.6 turbo), hyundai's i45 is about the same price.... although i am not buying anything, but feel the C6 is better value for money

I'm Dying...... Husband texts to wife on cell.......... "Hi, what r u doing Darling?" Wife : I'm dying........! Husband jumps with joy buy types: "Sweet Heart, how can I live without U?" Wife : "U idiot! I'm dying my hair ...." Husband: "Bloody English Language!" Angry wife to her husband An Angry Wife To Her Husband On Phone : "Where d Hell Are You ...?" Husband: Darling you remember that Jewellery Shop where you saw the Diamond Necklace n totally fell in love with it n I didn't have the money that time n I said "Baby It'll Be Yours 1 Day ....."O:) Wife, with a smile & blushing: Yeah I remember that my Love! Husband: I'm in the PUB just next to that shop....... A Special Package for Business Men. An airline introduced a Special Package for Business Men. Buy Ur Ticket Get Ur Wifes Ticket Free. After great success, the company sent ;etters to all the wives asking How Was The Trip...... All of them gave a same reply ..... "Which Trip" Husband Was Seriously Ill Husband was seiously ill. Doc to wife : Give him healthy breakfast, be pleasant & in gud mood, don't discuss ur problems, no tv serial, don't demand new c;othes & gold jewelleries, Do it for 1 yr & he will be ok... On the way home... husband: What did the Doc say? Wife: No chance for u to survive ....

- Climb Kota Kinnabalu - Hot spa in snowy surrounding - Witness miw lose a few more GRCs ........ (other than seeing children start working)

http://biggeekdad.com/2011/10/golfer-without-hands/ be encourage yes you can

http://remembersingapore.wordpress.com/201...-about-the-80s/ Very good website. Got part 1 and 2 there. Brings back good memories. Some things are still around.

All are quotes from the same wise guy. Jialat must go reflect liao.

anyone got any experience? if you have some hours to wander before returning to pontian again

http://sg.finance.yahoo.com/news/Top-5-Thi...365716.html?x=0 i thought the first place would have been WOMAN!!!!

Dont Get S c r e w e d A good housing agent should have all the relevant information you need at their fingertips - but are they telling all? Wed, Sep 21, 2011 Home & Decor By Stella Thng Buying or selling a home is one of the most expensive, complicated events in your life, no thanks to the ever-changing government regulations. Whether it's your eligibility for a loan or the bewildering range of seller's stamp duties depending on your occupation period, it can all snowball into one huge headache. So, most of us shell out good (commission) money for a property agent hoping to tap into their expertise to buy that dream ?home at a bargain or sell your property at a premium. Housing agents might have the industry knowledge to help you make a good deal, but be aware of what they're not telling you, too. 1. The HDB does not require you to engage a property agent Many first-time home-buyers do not know this. When adjunct lecturer Tang Xueling bought her first HDB flat a decade ago with her husband, they didn't have an agent and the seller's became theirs by default, picking up an easy commission. They had no idea then that if they were willing to handle the paperwork themselves, they wouldn't even need to pay for an agent. "Since Jan 1, 2011, agents may only collect a commissionfrom one party even if he represents both. This prevents any conflict of interest," says Kelvin Fong, a top-ranking group district director at PropNex, who leads over 1,200 real estate agents. Generally, it is not difficult for buyers to represent themselves as long as they work closely with the seller's agent to prepare all the necessary documents. But sellers who want to cut out the middleman may find it more daunting. They have to market the property, screen enquiries and organise viewings. Even if you make a successful sale, there's the complicated paperwork and various deadlines to deal with. Marcia Lai, director of Faith Property Network, an associate company of international real estate company Re/max, explains: "Many sellers may lack the technical know-how, especially about the new HDB regulations introduced recently." This may delay the completion of the transaction and affect the hand-over date. For some sellers, saving that few thousand dollars in commission is not worth the hassle. What about buying a resale private property? Since buyers do not have to pay commission, your agent will collect a co-broking commission from the seller's agent. You get someone looking out for your interest, so why not? 2. It's better to sign with an exclusive agent (but only if he's the real deal) Exclusive contracts last three months and the commission for selling a HDB or private property is usually one to two per cent of the selling price. Marcia says that sellers usually fare better when they work with a trusted exclusive agent. As he will handle all enquiries, he is in a better position to secure the highest possible price. "When too many agents are marketing the same unit, some may try to close the deal quickly by persuading you to grab the first offer instead of waiting for a better price," she says. According to Kelvin, an exclusive agent should provide all forms of media exposure such as classified newspaper ads, online or by printing brochures. He should also be part of a network of agents who help each other by finding the right buyers for their clients' property, and be open to co-broke with other agents who can fetch a good price. If you suspect that your agent is not performing, ask to see proof of his marketing efforts. You can break the contract if he can't back up his promises. To weed out rogue agents and protect buyers and sellers, the Council for Estate Agencies (CEA) implemented new guidelines which came into effect from August 1, 2011, with eight templates for contracts that agents must use for the sale, purchase or lease of properties. CEA also spelled out the proper use of these forms as well as commission clauses, disclosure requirements and co-broking clauses. 3. Your property may be used as a 'showflat' Should sellers go with an agent who claims to specialise in your area? His experience may come in handy, but he is probably also marketing several units in the neighbourhood - and they're all your competitors. In the worst-case scenario, your home may be used as a "showflat" as homeowner YS Liang discovered. "Weekend after weekend, our agent would bring a stream of people to speed-visit our apartment, leaving within minutes. She didn't even try to promote our apartment. It felt like we were just one of the many tour stops for her clients," he complains. According to Kelvin, other agents could also make use of your agent's listings. "If your pricing is on the high side, these agents may use your home to convince their buyers why they should buy another apartment." To counter this, Kelvin says it is crucial for your agent to offer a current market analysis before putting up your home for sale. "This helps you price your property correctly and realistically." 4. An experienced agent can help with your financial planning Your property has appreciated but until you sell it, you're just sitting on paper gain. "Property is the biggest asset for most Singaporeans, so you should leverage on it to create more wealth. The problem is that many agents keep asking the seller to sell, but do not help to plan what you can do with the profits," laments Kelvin. His suggestion? Cash out and use part of the profits as downpayment for a new home. Invest the rest in another property to collect rent. Buyers can borrow up to 80 per cent of the price of their first private residential property, and 60 per cent for the second. Kelvin points out that there is no such cap for commercial properties as long as you meet the bank's loan criteria. 5. There's little your agent can do once the deal is done You've excitedly moved into your new crib, only to realise that the air-con isn't working and the plumbing is choked. Can your agent negotiate with the seller to pay for the repairs? Sorry, his hands are tied. Once you put down the one per cent option fee to hold down a private property, you have to accept its condition as it is when you move in - faulty air-con, choked toilet and all. Get around this by asking your agent to include a final inspection clause in the option-to-buy letter. HDB flat buyers automatically enjoy this safety net. "There is a final inspection of the property two days before the completion of all HDB transactions. If the air-con is faulty, you can request the seller to repair it," says Kelvin. What happens if your seller backs out of the sale and refuses to return your deposit? Marcia shares an example that happened to her friend. During the second appointment at HDB, he learned that the seller had not paid his monthly instalments and Town Council fees for over a year, and the transaction could not be completed. "Although my friend offered to clear the Town Council arrears, the seller changed his mind and said he'd rather let the HDB repossess his home. He had also spent the $5,000 deposit and blatantly said he was too broke to ?pay back the money," recalls Marcia. Unfortunately, agents do not have the authority to check on a seller's records with the HDB or the Town Council, which might help to flag such potential high-risk cases. Often, they are as much a victim of the unscrupulous seller as the buyer is. In this case, both the seller's and buyer's agents could not collect any commission as the sale did not go through. Your agent's role is purely as a middleman to facilitate the transaction. Once all the paperwork is processed, his job is done. Having said that, "A responsible property agent must help his buyer look out for all potential risks and not just think of making a quick commission. If your buyer is unhappy, the problem will come back to you," advocates Kelvin. Whether you hire an agent or not, property investment is an expensive business, so always do your own research. Buyers can check out recently transacted prices of HDB and private properties at www.hdb.gov.sg or ura.gov.sg before setting their budget or selling price. Visit the unit at different times of the day and observe the neighbourhood. If possible, speak with the neighbours to get a better feel of whether you and your family will fit in. It is also a good chance to find out if your seller has a dubious past. Be Informed Still game to go agent-less? Pick up tips at the "Resale Seminar for Buyers and Sellers" organised by the HDB. It costs $25 per person and sessions are conducted in English, Chinese and Malay. The next English session is on September 3 at HDB Hub. Register online at the HDB website, at HDB Hub or any HDB branch office

Let's have a positive topic for a change. I like the smell of wet grass after a heavy downpour. It symbolizes to me a fresh new beginning. Rewind back to childhood, it is time to go out and play again. Can go jump into water puddles, can look for earthworms to squish. So many possibilities just waiting to be explored.

Curious to see what are the things that bros and sis here are thankful about....will be good to know what are things we take things for granted... Let me start the ball rolling: 1. Family is healthy 2. My little girl is growing up healthy and bright 3. I think about what to buy....rather than where to find money 4. I have a good stable job which allows me to plan for the future 5. I have PS3 to play at night

I guess nobody really uses the same cup for more than 2-3 years? for car-related thingy:- - my car key holder lasted 3 years. - defi meters - about 7 years, still using them (transfered from one car to another) - jumper start cable/clips - 8 years (still using) - little tiny plastic sumurai (hanging from sun visor, showing car's acceleration with its swing-angle) - 7 yrs, still using non car-related items:- - timex ironman - 6 yrs, still using - starhub remote control - more than 10yr, still using still thinking what else at home lasting more than 10yrs..... oh, furniture: white double bed, glass dining table: 93-2005... 12yrs!!! ... all still in good condition , but wife wanted a change

This middle aged fellow actually wrote about how he was a sniper during NS How is that even relevant? I will keep him in mind if I ever need to assasinate somebody.