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  1. I have read many many times that human life trumps everything in many Covid19 discussion. Personally, I don't think so. To me, there is always a limit to how much economic pain, in terms of dollars before it does not make sense to save that one more life. I just want to put some numbers out there. We have almost used close to 100billion for Covid related expenses. What does 100 billion equal to???? Let me put some numbers. Our average annual income is slightly less than 70k. Assuming we work from 25 to 65, that is 40 years. So that is 2.8million per person. Assuming he works as a slave and does not consume ANYTHING for his master, he will average 2.8million in his lifetime. so many slaves do we need to make 100 billion? 35000 slaves... I am not saying a human life is work 2.8million dollars because it isn't. I am just trying to get a feel of how much is 100 billion.
  2. As above, does that like or praise really make any difference to your self worth? A good read: The Big Read: Dangers lurk in youth's chase for social media 'likes' http://www.channelnewsasia.com/news/singapore/instagram-tiktok-social-media-danger-gen-z-youth-the-big-read-11760046
  3. Former RWS casino dealer stole chips worth at least S$77,000, bought branded goods Sources: https://www.todayonline.com/singapore/former-rws-casino-dealer-stole-chips-worth-least-s77000-bought-branded-goods SINGAPORE — A former dealer at the Resorts World Sentosa (RWS) casino took at least S$77,000 worth of S$1,000 cash chips, asked a friend to help him cash some of them out, and used the money to buy luxury goods for himself and his girlfriend. His spending spree included a Breitling watch worth almost S$6,000, a pair of Balenciaga shoes and a pouch, and S$400 Chanel earrings. He also bought an Apple iPad mini and an iPhone. On Thursday (June 20), Ding Zhipeng, a Chinese national, was sentenced to nine months and six weeks’ jail and fined S$12,000. The 28-year-old pleaded guilty in the State Courts to one charge of criminal breach of trust, one charge under the Casino Control Act and one charge under the Corruption, Drug Trafficking and Other Serious Crimes (Confiscation of Benefits) Act. Thirteen similar charges were taken into consideration for sentencing. The court heard that Ding had been employed at RWS since July 2017, and looked after casino cash chips kept in the float — that is, trays where the chips were kept — of his assigned gaming tables. He began stealing casino cash chips from the float sometime in May or June 2018, when there were no patrons at his gaming table. His offences were finally discovered on Nov 12, 2018, when a surveillance operator spotted Ding taking S$1,000 cash chips from the float. The operator then called the police. Officers seized 72 chips and S$3,000 in cash from Ding’s rental room when they searched it later that evening. He surrendered another two chips that he had kept inside his pants when he was arrested. Deputy Public Prosecutor Tay Jia En noted that Ding had misappropriated a large amount over an extended period of time. He showed premeditation by stealing the chips when his supervisor was not looking, the prosecutor added, and he used a friend to cash out the chips as he would attract suspicion by doing it himself. In mitigation, Ding’s lawyer John Koh told the court that his client was stressed and “resorted to improper channels to make extra money”, while working long hours to make money for his family back in China. Most of the money was eventually recovered as well, Mr Koh added.
  4. In the beginning there is only my wife...
  5. Hello peeps, anyone here looking to buy oversea property? Or anyone buying 1 in Melbourne? I am looking to get one apartment and im looking at Melbourne as it is more of a safe haven to invest in IMO. The price is pretty steep, capital growth is not that fantastic but in long term holding, I think it should be an uptrend. Anyone has any advice of getting one in Docklands area? Is it overpriced? This one looks like it is just beside CBD wor. Any expert here with advice? https://investoprop.com/melbourne-cbd-apartments-for-sale/ This is one is the one in Docklands. https://investoprop.com/new-developments-projects-melbourne-southbank/ And this one in Southbank.
  6. SINGAPORE - Over $35,000 worth of jewellery was stolen from a store in Yew Tee Square on Saturday afternoon (Dec 15). The police were alerted to the theft at the Choa Chu Kang Street 62 shopping centre at 4.41pm on Saturday. The Straits Times understands that the incident took place at the mall's Gold Scale Jewels jewellery store. The suspect is believed to be a young man who went to the shop asking to view different pieces of jewellery. He walked in and out of the shop several times, taking photos of the jewellery pieces and asking if he could get a discount on some of the pieces on display. At one point, he even told the store assistant that he would come back with his girlfriend. During one of his visits, he allegedly took advantage of the crowd in the store and the fact that the sales assistant was distracted to grab the jewellery which he had earlier asked to examine and flee. An employee at a neighbouring store, who gave her name only as Ms Zheng, told Chinese daily Lianhe Wanbao that four of the jewellery store's staff were present when the incident happened. She said that two of the staff chased the suspect but were unable to catch him. ST understands that the suspect, who made off with $35,886 worth of jewellery, including three necklaces and one pendant, had yet to be arrested as of 8.30pm on Sunday. When contacted, the manager of Gold Scale Jewels' Yew Tee Square outlet declined to comment. The police are investigating the incident.
  7. Can anyone help me to calculate if it is worth to pump in Jb. Some ppl say worth, some say not worth. Staying at Pasir ris - about 26km into JB via woodlands. Usually I can pump 35Litre, go in at half tank and pump to brim. The cost of pumping in JB: - 35 x 2.76Rm = 97RM - Msia Toll - 20rm + 3Rm - SG Toll - SGD 1 Total convert to SGD is about $42 for 35 litres of Ron 97. In Singapore, SPC Ron 95 $2.29 x 35 litres = $80 - 15% = $68. So still have a saving of $26. Am I correct?
  8. Suspected gang member taken to Toa Payoh central for crime scene visit Earlier today, 21-year-old suspected gang member Benjamin Lee was taken by CID officers to Block 177 Toa Payoh Central – where he and his other gang members had allegedly confronted a rival group to settle a dispute in the early hours of 13 September. Lee is one of 11 men who have been charged for illegal assembly with deadly weapons in relation to the incident. GVGT
  9. 1.5million per km of walkway. That's just... WOW. SINGAPORE: When it poured, some Fajar Secondary School students were late for school while waiting out the rain at void decks or at bus stops. Others turned up at school soaking wet, having run the distance that's not covered by sheltered walkways. But since sheltered walkways leading to the school gate were built this year, the school in Bukit Panjang has seen more students turning up on time on rainy days, said its vice principal. The walkways are part of 200km worth of sheltered walkways that have been built in the past five years under the Land Transport Authority's (LTA) Walk2Ride programme. LTA announced on Saturday (Sep 15) that a milestone in the programme has been completed, at a cost of S$300 million. "Where feasible, walkways have been built to schools, healthcare facilities and other public amenities within a 400-metre radius of MRT stations, and within a 200-metre radius of bus interchanges, LRT stations and selected bus stops with high commuter volumes," said LTA. Read more at https://www.channelnewsasia.com/news/singapore/sheltered-walkways-lta-completes-construction-10724514
  10. Dear all May I know it is worth to drive Grab or normal cab? Heard Gov let PHV drivers claimed Petrol Parking and Maintenance etc Any advice from current driver ? Thank you very much
  11. Do remember to enjoy the journey and treasure time with your loved ones as net worth won't buy you happiness! I remember the time when my net worth was probably 1,000 to 10,000 times lower than today. Those were actually some of the best days of my life as well. Even starting a career years ago with all the evolved challenges faced today, there were many great days I relished as well. Reflect on your changes in net worth. How have they made you feel? Although Berkshire Hathaway CEO Warren Buffett is currently worth $91.1 billion, he recently said that having more money isn't the key to happiness. In fact, the business mogul admitted he enjoyed the days when he had a mere fraction of his current net worth. "I wasn't unhappy when I had $10,000 when I got out of school," Buffett said during an interview with Becky Quick on CNBC's "Squawk Box" on Monday. "I was having a lot of fun." Buffett said people tend to think that having more money will make them happier. He gave this example: If you have $100,000 and you're an unhappy person and you think "$1 million is going to make you happy, it is not going to happen." Even if you earned that million dollars, your happiness will disappear when you "look around" and "see people with $2 million," Buffett added. "You will not be way happier if you double your net worth." Warren Buffett is worth $75 billion but says he would be 'very happy' with way less Instead of letting your happiness be defined by what you don't have or how quickly you make money, Buffett said "you can have a lot of fun while you're getting rich." Echoing Buffett's sentiment, research shows that people assume having and spending money will make them happier, University of British Columbia psychology professor Elizabeth Dunn explained to CNBC Make It. In a study Dunn co-authored and published in the Proceedings of the National Academy of Sciences, researchers found that "time is the new essential currency for many people." "In terms of our happiness, time is really the fundamental currency," Dunn added. "People do not have unlimited money, so buying one thing means not being able to pay for something else," she added. "Shifting the focus to not just say 'let me make more income' but let me just spend my money in ways that are actually making me happy is a really promising strategy." In 2017, Buffett said he would be content making $100,000 a yearpartly because he already has an investment that's made him happy: a house he bought in 1958, which he still lives in. "If I could spend $100 million on a house that would make me a lot happier, I would do it. But, for me, that's the happiest house In the world. And it's because it's got memories, and people come back, and all that sort of thing," Buffett told PBS Newshour. "The truth is, I have got a lot of wealth, little pieces of paper [that say] Berkshire Hathaway on it. They are claim checks on all kinds of goods and services in the world. They can buy anything. I can buy 400-foot yachts and have 20 homes and all that," Buffett said. "I wouldn't be happier."
  12. May 2008 black Toyota Vios left 3 months $8123 is a good buy for renew COE? Current to renew 10yrs $39k. Car condition is good. Each year depre $4780 for 10yrs.
  13. Hi guys, I drive a 2007 Honda stream RSZ. First owner from new. Current mileage at 435700km. Coe ending nov17. I have kept up with all servicing and major parts replacement at all major service milestones. So far had replaced all 4 suspension 3 times, alternator once, radiator once, air-conditioning compressor once, air conditioning internal cooling coil once, steering rack once, drive shaft 2 times, linkages replaced every 120k I'm, ATF changed with engine oil every 12k. Currently using the car to drive Uber/grab for the last 2 years liao. Thought of changing to carens diesel but find the 3rd row really very squeeze and dun like the drive....but must admit the diesel torque is really impressive. Had already send the car for a color change respray in feb17 and also rewrap the interior leathers... What are your thoughts?
  14. Promo code: TQ4SGM There're 5 PAIR of FREE TICKETS for premium members If you're interested please PM spzen by Tuesday 8 Aug 18:00
  15. Join 3M™ Car Paint Protection Survey and Stand a chance to win 3M auto care products worth $30+! Hello MCF car perfectionists! Car coating protection is now almost a must-have for most car owners. From waxes to sealants, to now silica coating, the search for the perfect protection and shine for our beloved ride never ends. In light of this, 3M™ would like YOU to share more about your paint protection experience with us and tell us what you want and need in a paint protection coating. Simply fill up the survey by 24th July 2017 and stand a chance to win 3M™ auto care products worth $30+! Winners will be chosen on a random basis and will be announced on this thread by 7 August 2017. Kindly note that winners will need to self-collect the prizes at SGCM Office (from 28 August - 15 September 2017, Monday - Friday, 10 AM - 5 PM). Thank you for your participation. We look forward to receiving your valuable comments and insights! Join this survey! About Sponsor 3M has been improving lives in Singapore for 50 years. Since its founding in 1966, 3M Singapore has grown from its humble beginnings with only 8 employees, to a company with more than 1,600 employees and established local capabilities to serve the needs of local, regional and global customers. 3M’s presence in Singapore includes two manufacturing plants at Woodlands and Tuas, an R&D Center at Woodlands, and a Customer Technical Center, laboratory and other supply chain and business operations based at Yishun. The company serves diverse consumer and industrial markets and is a market leader in many of these markets, which include electronics, chemicals, building and construction, transport engineering, health care, and consumer retail. Some of the Giveaways Items!* (Please note that you will receive a randomized combination of 3M™ Autocare Products) 3M™Car Wash Soap 3M™Car Wash Soap gives a cherry fragrance and removes dirt and grime without removing your wax protection. Clear coat safe. 3M™ Quick Wax 3M™ Quick Wax is a sprayable detailing wax. Recaptures that “just waxed” look, either for touch ups between washes or streak free drying after a wash. Easy mist on and wipe application. 3M™ Leather and Vinyl Restorer Deeply cleans dirt and grime from all vinyl, leather, rubber and plastic surfaces. Does not leave a greasy residue and has a fresh lemon scent! Join this survey!
  16. my car is nearly 3 years n the warranty expire at 3 years so if i extend the warranty for 2 years more at optima werkz for $1500 is it worth am driving a c180? TIA
  17. gti2323

    Worth anot

    hi my car is coming to 3 years n if i want to buy two years more warranty with optima werkz is $1500, so is it worth to buy anot driving a c180? thanks
  18. Annyeong! MyCarForum is offering giveaways for all car grooming enthusiasts! Grooming your ride is already a tedious chore. Finding an available washing bay, then washing, claying and polishing your car in our sunny island can be quite tiring! But luckily, Bullsone has recently reached our shores and they would like to make your car grooming experience a pleasant one. Not only that, they also have a quality product that ensures your car achieves a veneer-like condition! Bullsone Singapore is giving out car care products for MCF members to give it a try! You may choose 2 out of these products and you will also receive 1 bonus product (total worth up to $56)! Bullsone First Class Crystal Coat Bullsone Waterless 2 in 1 Cleaner Bullsone First Class Multi Purpose Cleaner Bullsone Firstclass Extreme Wheel Cleaner Bullsone RainOK Extreme Rain Repellent for Side View Mirrors Bullsone First Class Superfine Cloth for Cleaning Towel Set Bonus products (while stocks last) Bullsone RainOK Speed Spray Bullsone Saladdin Car Deodoriser (Forest) Bullsone Saladdin Car Fumigation Deodorizer (No Fragrance) Bullsone Saladdin Car Fumigation Deodorizer (Mint) We will arrange the items to be collected at the sgCarMart office, or a meet up at Kallang Leisure Park. You can choose your preferred venue and collection timing at the registration page. For the first 30 members who have written a review, we will also be giving away Bullsone Bullsoneshot Pro (worth $19.90), a deep cleaning fuel additive that is proven to clean and protect your engine from harmful deposits! Join us now by selecting your most desired Bullsone product! Our admin will drop you a PM to confirm your entry! Do check you PM frequently! Have fun grooming your car with Bullsone! Love My Car! Shortlisting criteria: Only for MCF Premium Members Neutral Newbie needs to at least have 20 posts Registration fee: $10 REGISTRATION CLOSED Terms and Conditions After payment is completed, kindly self-collect the item at venue and date that you have chosen. You can share your reviews at these pages before 28 July 2017 Bullsone First Class Body Crystal Coat Bullsone First Class Waterless 2 in 1 Cleaner Bullsone First Class Multi-Purpose Cleaner Bullsone First Class Extreme Wheel Bullsone RainOK Extreme Rain Repellent for Side View Mirror Bullsone First Class Superfine Cloth for Cleaning Towel Set Those who have submitted 2 product reviews at pages above may claim a Bullsoneshot Pro - Enhanced Total Fuel System Treatment for Gasoline Engine 500 ml worth $19.90! The reward needs to be collected at SGCM Pte Ltd, 61 Ubi Avenue 2, Automobile Megamart #07-05/06 from Monday to Friday, 10 AM – 5 PM, before 18 August 2017 The total worth of items a member could claim for this giveaway is up to $76!
  19. Hi all, Need your advice… Huge branches fell on my car My Comprehensive insurance premium was $680 Can repair at Kah Motor (KM) with NCD protector (current is 50% NCD) waiver of excess of 1st own damaged claim (2nd own damage excess is $800) Courtesy car provided if go repair at KM Kah Motor (KM) body shop will replace the roof, knock & re-spray two sides beside the roof, two front A-pillar, two door panels, front & rear fenders Estimated no 8 to 10 days (excluding weekends) Estimated repair cost of 6-8k Provide a courtesy car Authorised workshop A will only knock & re-spray the roof (unlike KM which will replace) The rest same as KM to knock & re-spray all damaged areas. Same estimated no of days as KM Did not provide estimated repair cost But NO courtesy car Option 1 Don’t repair Maybe this is good only if im confirmed going to scrap my car (but my almost 11yrs old car mileage is only 130k, if sell on SG car mart or to exporter, maybe can fetch higher than trade in to KM if buy new Civic this year) Option 2 Repair at Authorised workshop But unlikely, coz No courtesy car & KM workmanship should be better & KM replace roof instead of repair… Option 3 Find the cheapest workshop & repair out of my own pocket?? Option 4 Repair at KM Is this the best option? If do this, upon next insurance renewal, Most likely have to stay with current insurer, as NCD protector is only recognized by current insurer Estimated increase in premium of 5% to $200+ or $300+ or $400 No more NCD protector No more waiver of excess of 1st own damaged claim PS: Hi moderator, i seach by insurance & branch & tree, but was not able to find a similar topic... pls help to move to the appropriate thread if i post wrongly, many tks
  20. Dear all, Anyone with the fortune of owning both equipment cares to share his/her experience with both units? Thanks in advance!
  21. Hello seniors and Enciks I have been looking at 2nd hand car dealer sites. I saw some are selling 5-year coe cars and it comes with 1-year official warranty and claimed that the engine has been refurbished. I am aware 5-year coe cars are non-renewable. But on the surface, it looks like a okay deal since you can drive it for 5 years? I could get a renewable car with 2.5 years left, at the same price. Does it really make any sense to buy 5-year coe cars? What are the considerations? When it means 1-year official warranty, means I could go back to distro? Sounds like a gamble.. Any inputs are appreciated.
  22. Hi MCF-ers, just need to ask this question to get it over my mental calculations. Im driving a BMW 316i for close to 2years now (since Nov 2014) and im looking to change to another ride with a larger interior space (MPV / SUV / Stationwagon). I searched through Sgcarmart and find that some 2013 cars are quite "value for $$". My current monthly installments (5years loan) is about $1.6k. The 2013 cars i shortlisted, monthly installments ranges from $1.15k - $1.2k for 7years loan. I know i am a itchy backside person having changed a few cars within 10years of driving. so i think i might change cars normally 2-3years of ownership. I was looking at Audi A6 Avant or some Conti/Jap SUVs price ranging from $125k-$140k. Depre is around 16-17k/year. I think depreciation will not matter to me since i most probably wont drive the full 10years. As we all know, 2013 was record breaking for COE prices. Most of the 2nd hand cars i saw had $93k COE and the prices listed are now almost 40% off the then listed prices (not sure of any discount or what when 1st owner bought) for a short 3years usage. Can any helpful soul enlighten me? Thanks very much!
  23. Hello, Members! MyCarForum is collaborating with Maz Energy to give away $39.80 worth of MAZ Nitro GX 1 Performance Additive for MCF Members! Here’s how to join the giveaway: Registration has been closed (This giveaway is for Petrol-engine cars ONLY) We will send you 2 packs of MAZ Nitro GX 1 Performance Additive @ 70 ml through normal mail. (Postage fee of $7) Prove how MAZ Nitro GX 1 Performance Additive has promoted your car’s engine combustion efficiency. To use, simply empty the contents of the packet into your car's empty fuel tank before refuelling. Share your review here before 16 September 2016 and we will send you another 4 packs of MAZ Nitro GX 1 Performance Additive @ 70 ml! 10 best reviews will get BONUS 3 packs of MAZ Nitro GX 1 Performance Additive @ 70 ml! 10 best reviews that can prove fuel economy with Maz Nitro GX 1 Performance Additive will get BONUS 3 BOXES (9 packs) @ 70 ml! Winners for both best reviews and best reviews for fuel economy will be announced on 11 October 2016. Please take note: For fuel savings to kick in, do finish trying all 6 sachets/treatments. 2 sachets/treatments is not enough for carbon deposits in the engine to clear out. Carbon deposits takes time to be expelled out from your engine due to combustion combustion process. If you just tried your first 2 packs, please do not write about the fuel efficiency in your review. You can discuss the fuel efficiency in your second review after finish trying all 6 sachets. Terms & Conditions: Postage fee is one-time off, non-refundable Please make sure that you give us your correct mailing address when you register. Any chance of loss mail, we will send a new set if the address provided is correct. Please input your name, not nickname, we wont be responsible for returned mail. More details about the product: http://www.sgcarmart.com/news/events_features.php?AID=3261&PN=1
  24. https://www.youtube.com/watch?v=l1HFpfupS90&ebc=ANyPxKrCfDxe4hhkvkBUqmiSY00uqJtqjclkstoIxtpI4Be8FTnNjf1vqpipGkf9bavHBjdj8X6KlL-rS75wyOsF_CekqZVdwA Just by looking at the front suspension construction and material used, we can draw very telling conclusion whether you are getting what you paid for. Quick summary for the 10 SUV car line up (for those who don't understand Chinese): Model - Front suspension setup - material - relative cost Audi Q5 - Double-wish bone - forged alloy - 4000 (yuan) Porsche Macan - Double-wish bone - forged alloy - 4000 (yuan) Infiniti QX50 - Double-wish bone - forged alloy - 4000 (yuan) Merc GLK - Macpherson - forged alloy - 1200 (yuan) Audi Q3 - Macpherson - forged alloy - 1200 (yuan) Cadillac SRX - Macpherson - forged alloy - 1200 (yuan) Landrover Evoque - Macpherson - forged alloy - 1200 (yuan) BMW X3 - Macpherson - cast iron - 750 (yuan) BMW X1 - Macpherson - cast iron - 750 (yuan) Volvo XC60 - Macpherson - double stamped/welded - 450 (yuan) LR Discovery - Macpherson - double stamped/welded - 450 (yuan) Lexus NX - Macpherson - double stamped/welded - 450 (yuan) ---> same as Toyota RAV4 / Hyundai Tucson Lexus RX - Macpherson - double stamped/welded - 450 (yuan)
  25. My current car is having manual seat adjustment. Due to size difference between me and my wife I have to make major adjustments just to be able to get into the car. My wife sits very close to the steering but I need to sit all the way back because of my height. So far I tested cars with electric seat adjustment, they seem quite slow to adjust and have so many adjustment points. Looks like memory function will be very useful. Unfortunately most of the models need to top up to a higher spec or larger engine to get the memory function. Is it worth it? Maybe I should aim for cars with manual adjustment instead?
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