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  1. Hi Guys, Just got my tire patched today. Very surprised the price of patching has increased by so much I remember having a simple worm patch at 4-5 dollars a few years back. I was quoted between 8-10 dollars at various shops over the past 1 month I had the puncture Finally had the time to finally do the job, and stopped by at simpang bedok. I was quoted $18 for a patch, but the boss said his is patching from the inside, where the tire is removed from the rim for sticking it with a round pad. Its definitely a safer way of patching, as I've had a bad experience for the worm method. For this price, I should have been roberted, but seriously, what is the market price for this job?
  2. Hi all, With more advance ionizers and other car odor removal gadgets available in the market, i do wonder if those traditional ones are still in use such as; 1. Pandan Leaves And Bread (Heard that it will attract pests) 2. Rolls Of Toilet Paper / Charcoal (Some say that your car might catch fire if it was parked directly under the sun, esp for owners who do not drive often such as OPC cars) 3. Turn on the car heater with your windows down (There are claims saying it will spoil your air-con faster) Are these claims fact or myth? Which one is better? The advance gadgets, the traditional methods or both? Personally, i use both charcoal gels/blocks and ionizers to neutralise the smell after a Sunday affair from the market. Your opinions and views. Thanks. Cheers!
  3. Anyone has good recomendation for customised floor mats, except 3M ones? For example, velour material. Thanks in advance!
  4. By Dinesh Dayani | DollarsAndSense.sg Singaporeans are affluent and busy people. Many times, we end up either not having time to check through our bills or just trusting that everything is in order. The matter of the fact is that service providers, existing for the sole purpose of profiting usually, will always be incentivised to work in fees into their packages to ensure they extract the maximum value from a customer. Checking our bills every month may be hasslesome, but it take a few short minutes. Further, the accumulation of fees adds up to a substantial amount if gone unchecked for long periods. Here are four types of common fees that every Singaporean will face at some point of their life. 1. Credit Card FeesCredit cards have been created to keep people in debt and spend more than we can. Without doing so, credit card companies will never be successful. So working in additional fees and creating “better” features will only ever serve to keep you in debt. With that being said, here are some credit card fees to watch out for i. Annual FeesCredit card companies charge annual fees to ensure anyone not keeping tabs on their spending will automatically lose reward points or actually pay it as part of their monthly payment to the company. ii. Late Payment FeesThey also have strange ways to compute which day you have to repay your bill by. It’s never the same so be sure to look at the due date and pay your bills before then. Interest charges are scary at over 24% and this does not even include the late payment charge. iii. Delayed Payment FeesMany credit cards offer its customers the option of only having to pay $50 or a certain percentage of their bill each month. What customers do not know is that fees have been built into this method of payment either through preferred interest rates (which are still scary) or a processing fee which is charged as a percentage of the amount. These fees are also applicable when you transfer balances from another card. 2. Banking FeesThe lines are a bit blurred when I mention banking fees since most banks also offer credit cards. But we’ll stick to pure banking fees here. So in addition to the fees they collect on credit cards, banks also profit through these other fees.Minimum Amount Fees i. Minimum Amount FeesMany banks require you to keep a minimum balance, usually $500, in your account each month. Failing to do so will activate a fee of approximately $2. However, this is for savings accounts, note that there are also minimum fees for current accounts that require much higher fees and much higher minimum balances. As a side note, some current accounts also charge fees for their cheque books. ii. Short Term Borrowing FeesAdvertised as a quick and easy way to get instant cash, often within a few hours of application. Fees for such are very prevalent and are in addition to the interest rates charged. 3. Early Termination FeesOnce a company has tied you down to a contract, you can be sure they will fight tooth and nail to make you pay for it. Even when we experience the shameful Singtel TV outage, we had to continue paying for the service. And their discount was given on goodwill rather than an obligation. We’ll leave the debate on how fair this system is, and how big companies can bully consumers without the government intervening. And when the government intervenes, you’ll know that the situation has really been atrocious. i. InsuranceInsurance companies are another financial institution that exists only to profit. They profit by offering consumers insurance, this is not a public service they are doing, they are profiting, and if they don’t do it, someone else will. Of course then, once you sign a contract, usually for the next quarter of a decade, you’re pretty much locked with them. At this point, it should be highlighted that we think you should think hard about any decision regarding insurance when you sign up. It will affect you for a very very long time. ii. TelcosAs mentioned in the opening paragraph, you can’t back out even when you’re being offered a terrible deal. You’ve signed up for it. This is far more acceptable, or so people think, because it only locks you up for 2 years at a go. Nevertheless, you should consider your decision carefully before signing up. There are always other options, like not watching TV and being more productive and using pre-paid cards. iii. MortgagesAnother way banks can earn money from customers. The logic is that banks have already “locked in” a certain amount of interest income that you will pay them, and if you want to back out, you have to cough up for it. This is actually the most fair of the fees they charge. Nevertheless, it’s an additional fee for us to consider when determining how fast or slow we can pay back our mortgages. iv. Almost Anything ElseSame logic applies. When you sign up for a deal, you’re going to be held ransom to that signature. Think before signing for any service. Some common ones are gym membership. 4. Convenience/ Booking FeesThis type of fees is cringe-worthy, mostly because it’s term “convenience” when most consumers are being inconvenienced. i. Movie ticketsThere are ways booking fees when booking tickets online or through mobile apps. Golden Village ($2), Filmgarde ($1) and Cathay ($1.50) all have these fees. ii. Budget AirlinesUsually ranging from $16 to $20, these fees put additional revenue in budget airlines’ pockets for seemingly no reason whatsoever. Some, like Jetstar, offer free payment options via Singpost or 7-11 outlets. We say, why not reward the airlines that offer better deals for their customers. Help them make up for it with greater revenues. They deserve it. iii. Many Other ServicesWe can list down everything under the sun, but the basic premise is that service providers will try to take more money, every possible way, this includes services offering you convenient methods to top up your EZ link card via mobile apps or with credit cards (under $1). In Summary You will have to decide for yourself what fees are acceptable and what fees are not. If you ask us, we will try to cut out all the fees, as the additional headache will be rewarded in the form of huge savings over our lifetimes. Sometimes, all it takes is a phone call, and other times, we have to be a little more firm. Regardless, we think everyone can adjust their lifestyles to not have to pay these kinds of fees. https://sg.finance.yahoo.com/news/4-types-fees-singaporeans-not-003015173.html
  5. Ok single guys out there , pls read and feel free to give your comments :) https://sg.news.yahoo.com/20-types-guys-singaporean-girls-020000499.html
  6. find this interesting.... some i never heard before, like the Shrimp Noodle and the Lai Fun btw the Rat Noodle is our Mee Tai Mak right?
  7. The civil service. An institution in Singapore that runs along like clockwork, holding the fort and sorting out the papers in the backend, so that everyone else can live their lives as if hunky dory. But did you know that there really is a third-class honours graduate who sucked at project work and has been promoted twice within four years in the service? Here are 17 civil servants that really exist: 1. The one who claims all the credit all the time The civil servant who will say that he/she contributed to every initiative no matter how small his/her contribution – like printing out some meeting minutes. 2. The one who claims credit but really didn’t do anything You know those that do nothing for the entire project but claims credit just because they are in the email CC list? Complete that with a pompous look. 3. The Legolas That one civil servant who is an arrow-shooting extraordinaire. Once he/she sets his/her eye on you, you’re going to get arrowed work. 4. Faculty of Arts and Social Science civil servant They perpetuated the stereotype that people who go into FASS is because it’s a dumping ground. And then they went into the civil service. And continue to perpetuate that same stereotype. 5. The reluctant civil servant Maybe they didn’t get into the top consultancy firms. Or didn’t want to do sales in banks. And it was too competitive to get into some MNCs. The civil service offered a well-paid alternative. 6. The in-and-out-in-again civil servant You know those that quit the service to try something new outside in the private sector and then get enough experience to jump a grade or two when they return to the service. Actually they couldn’t fit into the private sector and got ostracised by everyone. 7. The overachiever You know those scholars or high-flyers earmarked for great things? Yeah, they come in to the service fresh out of school and given positions, such as managers and assistant directors, from the get-go. And they go into cruising altitude of 30,000 feet, bye bye minions. Then again, there are many of them who are genuinely smart and hardworking talents. Some of them are even good-looking to boot. Just to rub it in that life isn’t fair. 8. The idealist So many young men and women enter the civil service wanting to ‘help people’. So much truth contained in a GIF. 9. The idealist-turned-cynic The idealist who wants to help people will be stopped usually by two things: red tape and the unappreciative and overbearing members of the public. And the paperwork. 10. The politician wannabes Nothing pleases these people more than hanging around the politicians in the office. Never mind that their performance is not graded by the politicians but by their civil servant bosses. And their wet dream is to be parachuted into a GRC. 11. The Taiji Master The mortal enemy of the Legolas. The Taiji master fears no arrows. Their colleagues on the other hand… 12. The ball carrier If you’re in a division/ department full of ball carriers, good luck. 13. The Government Instruction Manual Partisan (G.I.M.P) or Protect-my-own-rice-bowl civil servant If it’s not written in the Government I.M. it can’t be done. If boss never asks, don’t need to do. If never do, boss don’t need to know. 14. The perpetual telecommuter because husband sick, son sick, pet sick, potato etc. How can someone work from home most of the time and only report to work twice a month is beyond me. But yes, it happens. 15. The I-hate-my-job-but-too-comfortable-to-quit If you work in the civil service, you automatically earn more than half your peers because that’s where the median pay scale is set. And you can’t really get fired, unless you kicked someone in the face. Or you get Brompton Biked. And here’s the thing: Plenty of civil servants stay on in their job because they can’t get paid the same elsewhere. 16. The Minions These are the unsung heroes, the rank-and-file civil servants that make sure everything’s working 24/7 even with the shenanigans of the other types of civil servants. If they meet a good boss, their efforts are appreciated and they get promoted. Otherwise, they become easy prey for the likes of ball carriers and taiji masters to leapfrog when promotion or performance bonus appraisals are carried out. When good minions work long enough they eventually become… 17. The Zen Master These guys are above the office politics. Red tape? No problem. They are in the system long enough to know their stuff well and can get through all the bulls**t and drama to get things done.
  8. Done - Legged: horse elephant donkey Wheeled: 4x4 suv roadster hatchback / sedan kitcar mpv 3 / 5 tonner pickup stretched limo tuk tuk trishaw prime mover ATV buggy M113 WANT TO - Camel, dophin supercar, F1, LeMan sportscar, monster truck, muscle car, Roman's chariot, motorhome others: powered snow sledge, wind-buggy
  9. Are there 2 different socket types? Are they eexchangeable? I was told the one on the left is for conti while the right is for jap car.
  10. The car park of the Wearnes Automotive showroom at resembled a high-end luxury car motor show on the evening of the exclusive McLaren P1 preview earlier this month. Supercar owners in Singapore turn up for the exclusive preview of the McLaren P1 (Photo: Benjamin Teng) The new P1 supercar had been specially flown into Singapore for its Southeast Asian debut for just three days
  11. Started this poll mainly because i saw two different honda civic cutting lanes dangerously all in one single day. One along CTE, the other along Upper Paya Lebar Road. Both narrowly avoided accidents with the cars in front, one almost rear ended me... Not saying all honda civic drivers are the same, just so got two in a row on one single day. V-tec power eh? Hate the attitude of not signalling and cutting dangerously. How hard it is to push on the signal lever? Wait till they got cut and crushed by heavy vehicles without signaling then they know how it feels
  12. Most of the car makers are already moving towards the direction of using Eco Oil Filters which come with many types of configurations that calls for the use of special oil filter wrenches. Your old strap oil filter wrench may fit in nicely but just do not have the leverage to break open the cartridge. Using force to open it may results in damaging the PVC / Aluminium housing. If your ride comes with eco filter, be very sure to check with yr friendly mechanic, what type of wrench he is using during yr next visit.
  13. Was in a cab just now and noticed the driver braked whenever he saw spherical/circular cameras mounted on overhead lampposts. Is this a type of speed camera? I know I sped past some a couple of days ago. Is this a type of speed camera? According to the cab driver, he says it is.
  14. There are basically 7 TYPES OF GIRLS! 1. HARD DISK Girls: Remember everything forever. 2. RAM Girls: Forgets about you the moment you go away from her. 3. SCREENSAVER Girls: Just for looking. 4. INTERNET Girls: Difficult to access. 5. SERVER Girls: Always busy when needed. 6. MULTIMEDIA Girls: Makes horrible things looks beautiful. 7. VIRUS: These type of girls are normally called 'WIFE' once enters in your system don't leave even after format
  15. lets face it... in any forum... there are a$$holes... pricks... idiots... retards... there are also a fair share of nice... friendly... helpful people... young and old... male and female... sooooo many types of people... BUT LET ME TELL YOU THERE ARE ONLY 2 TYPES OF PEOPLE... *1st Type... these people treat forums as if its like in real life... real personalities show... voice out and speak like as if normally while interacting with a fellow human being face to face... shows the same amount of respect to fellow forumers as in real life also... whatever the character, these are the real people who make the forum realistic... *2nd Type... useless keyboard heros who only hide behind the computer screen and talk big... the sky's the limit to how loud he/she can blow his/her horn... these people think "aiyah nobody will know who i am... i can pretend to be whoever i want..." these people speak through their a$$ most of the time... cause they think they are safe behind the computer... some of these ppl would not normally speak like this in real life... but behind the screen different altogether... luckily most of these ppl make the forum more interesting... NOW WHICH TYPE DO YOU THINK MCF HAS MORE OF?.... TYPE 1 OR 2 and why do you say/think that?...
  16. I will start the ball rolling: 1. Income Tax 2. Corporate Tax 3. Dividend Tax 4. Ciggy Tax 5. Property Tax 6. Road Tax 7. Radio License for home 8. Radio License for car 9. COE 10. ARF 11. Car Regn Tax 12. Water Consumption Tax 13. GST 14. Petrol Tax 15. Stamp Duties 16. Estate Tax 17. Diesel Tax 18. ERP 19. Liquor Tax 20. 21. (Please keep the list going, just to remind us we have the "lowest" tax here.)
  17. It seems that nowadays besides the usual B & B cars, Mercs and Beemers , Audis are a common sight in HDB carparks with the occassional Jaguar. Never seen a porker or the M series though. Anyone carpark has some exotic ones?
  18. I usually don't care about this species of road users unless there is no way I can overtake them due to traffic condition and their primitive instinct to hog. Personally, I encounter (3)Ego Porcine most frequently. This particular sub-species is one of the kind. They differ from the other 2 sub-species by their overly developed ego that is much much larger than their re-known pea-sized brain. They also have a very acute awareness of the surrounding (very much the direct opposite of Blur Porcine). When they detect from their review mirror that you are signaling left and starting to sieve out to overtake, they will speed up in attempt to block your overtaking attempt. The only way to subdue this sub-species is: 1) to time your overtaking maneuver so that you have adequate space to accelerate in the 2nd lane. You will need to factor in it's accelerative prowess based on your knowledge of the particular make/model of vehicle it is operating. 2) your vehicle must be more powerful than it's vehicle. Due to the different power/weight ratio of various vehicles, it is not practical to base it on absolute HP/torque figure. A personal guideline I shall share will be that your vehicle must have at least 1-2secs faster in 0-100kph timing. Please also take into account aftermarket modifications which can adversely affect the outcome of the encounter. In general: - stickers: the more stickers they have, the less substance in the engine bay. - brand-name stickers: usually just a wish list of mods they are saving up for. - LEDs: see stickers - Blow off valve sound: depends on vehicle, not all are real - Exos: see blow off valve. Main weakness in this sub-species is the fact that the size of the ego is inversely proportional to the vehicle prowess it is operating. So exploit that. Special caution: be prepared to have horns blaring and high beam flashing in your rear view mirror once you are successful in subduing this creature as it is their only way to soothe their bruised ego. [:p] ****for those who chose (4)...please do not comment in this thread you bloody hogger!!!****
  19. call me boliao... but i need to know if the feelings i have towards certain cars/drivers... are 'alien' feelings i have? or is it the norm.... thanks... and hey... this is a forum u know, not a cambridge or yale website... Hi all, just to clear some misunderstanding tat i look down on certain cars. I would like to say that i respect all car owners who r proud of their ride. Be it a QQ, Kalisa, Spark... Getz, Rio.... Be it an Evo, GTR, Ferrari... I hv respect for all u car owners... No matter wat, its ur ride. You bought it, u shd be proud of it. But there is a limit to the statement "to each its own"... or "one man's meat is another man's poison"... I understand everyone has different taste.... But bad taste IS bad taste.... I'm not here to tell u wat is right or wrong, but just want to share some thoughts & views... Hey this is a forum right? Haha... Anyways the type of cars/car owners that I like to PUI!!! are..... *bought the car but embarrassed abt the make... THEN WHY THE FCUK U BOUGHT IT IN THE FIRST PLACE? *owners who ONLY pump petrol n drive. NEVER ever wash the car (except during servicing agent wash)... Never ever pump types until they puncture or wear out. *fake exhaust pipes... Wtf? Fake rear rotor/disc plates... Vomit... PUI!!! Fake dummy intercoolers with blue lights inside front bumper... Fake pieces of plastic to look like air ducts/vents 3M stickered on the bonnet... No offense but its retarded... Even ugly oversized spoilers/wings I can take it, at least u dare to install it although I wouldn't... Yuck... (wif the exception of cars which come wif spoilers as stock)*after market body kits which are cheap fiber glass which have a WAVEY surface... YUCKS!!! Worst when u have a wavey full body kit with small rims n high suspension... TOTAL TURN OFF!!!... Omg. *fake turbo sound aka whistle installed at the exhaust tip... I have no idea wats going through ur mind... *ROAD HOGGERS.... Omg.. Not only sickening.... But dangerous cause oblivious to the surroundings... Worst are those on the highways 1st lane & don't give a s--t cause they think tat they r driving within the speed limit. We need to shoot them... * Ok I guess I hv probably insulted & provoked many car owners out there... Sorry but hey... Its wat I feel. I'm sure many will agree wif me, just as many will disagree wif me... Probably cursing at me now... Haha... Pls feel free to add on to the list.... I am very interested to know wat else turns ppl off... Haha... Hv a good day everyone.....
  20. Hi bros, anybody can explain to me what's the difference between all the oil grade? example; 0-40w, 5-50w etc... Thanks....
  21. Hi all, i may have kena "photoshot" by a hand-held speed camera used by a plain clothes guy in white standing on the overhead bridge. Was along queensway near the macdonald there, i think speed limit was 70 but was travelling at 80+, 90, rushing for appt 1st time i saw a hand held camera without tripod. has anyone seen such a speed camera b4 and kena also? pls share. So far i've only seen mobile speed cameras that are quite large mounted on tripod. this one was only as big as a hand held video cam.
  22. My favourite are: 1- Chocolate Chip 2- Oatmeal / honey 3 - Butter I like cookies that are more chewy than crunchy.
  23. 1. cant they juz move their fingers a lil to signal? 2. cut chevron marking or double white line n act blur. 3. hoggers 4. especially those that wan to chiong out of filter or small road and then take their own sweet time to accelerate. anymore to add on?
  24. Hi gurus I want to wrap my car seats. But faced with so many type of leather. Montanna leather, nappa leather, alcantara leather, classic etc Can someone explain to me which is real and which is fake? Pro and con of each type?
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