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Dear MCF members, hope everyone is doing well. would like to seek your expertise pertaining to my 3 car chain collision which occurred recently. I was rear ended and have F/R footage to demonstrate it was the car behind me 100% at fault which push me to collide with the front car. The 1st car also agreed and had same consensus to claim the last car. TP arrived as there was injured passenger in the 3rd car and ambulance arrived to ferry driver & passenger to hospital. I suffered minor injuries but did not require immediate attention. As of today, I had made police report online and awarded 5 day MC. Hence will claim injuries against the 3rd car by lawyer firm and already signed warrant to act on my behalf. The stressful part now is regarding my car which based on my gut feeling is beyond repair as there was damages to rear and front of my car. My car was towed to a workshop which is a reporting centre but is not listed in my car insurance workshop and my car insurance never cover any workshop options. This workshop was introduced by my friend as I was unable to get thru my insurance company hotline during the accident as I was complete shocked. The car damages will claim 3rd party and the surveyors from the 3rd. add has came to the workshop to take photo and assess the damage. The boss updated me today and mentioned he will try to repair the car using simple parts. My car left 1yr 2mths, the current paper value is about 13.5K and I checked Sgcarmart same make n model is about 21.0k. I am wondering if the total repair cost is 30K, it should not be economical to repair and 3rd party can just declared total loss and compensate market value. One key thing here is the boss mentioned he would like to buy my car at about 14.5K and help me claim loss of use for about 21-28 days. The rest of the repair cost he will ownself settle the repair, etc. I saw the GIA report from 3rd car which show that he is trying to deny any fault. In addition, when I call my own car insurance company, they say they can’t find any accident reported for my car. Not sure if the CSO is trying to smoke me. please provide your positive response for my situation and if this workshop trustable? I am comfortable to scrap the car and take back market value and buy another car.

Dear members, need some advice regarding a car accident that I was involved in. It happened a few months back and I was not at fault for the accident. I cannot understand why the other driver is still serving me a writ of summon when the TP investigation outcome is that he will be charged for inconsiderate driving leading to the accident. Any advice would be appreciated.