Hello all. I tried doing a search on the above topic but to no avail
May I check with those folks here if they hv the answer?
I currently hv a car under my name. 50% NCD etc. My wife drive another but her car is totaled and her NCD is back to 0%.
If I am to get another car for her but register under my name, I understand stand that the new car will start from 0% NCD as my other car has the 50%.
Will the 2nd car under my name will have the NCD increased by 10% each year if no claims? Cos the insurance under my wife name now will be more than even my 0%.
Kindly advise. Thank u