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  1. Hello all. I tried doing a search on the above topic but to no avail May I check with those folks here if they hv the answer? I currently hv a car under my name. 50% NCD etc. My wife drive another but her car is totaled and her NCD is back to 0%. If I am to get another car for her but register under my name, I understand stand that the new car will start from 0% NCD as my other car has the 50%. Will the 2nd car under my name will have the NCD increased by 10% each year if no claims? Cos the insurance under my wife name now will be more than even my 0%. Kindly advise. Thank u
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