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Dear forumers, thanks for taking time to read my story. hope you can provide me with some solutions and advice on how 2 handle my debtor. what happen was a friend that i've known for 5 years approach me asking for a loan of 10k to help him with his investment. he assured me that once his loan from the bank was approved he will return me the money which he said was about 2 weeks. in addition, he showed me prove that he was also selling his HDB by showing me his post in Propertyguru, saying that he will have the money in no time. being naive, i borrow him the 10k with a IOU stating that he will return me the money as soon as his bank loan is approved. 2 weeks passed and i had yet to hear from him. so i called him up and he start giving alot of excuses saying that the renovation loan was delayed as the banker need to visit his premises to ensure that the renovation was done etc. however, i found out who the banker was through my own means and after talking to the banker. i realised that his loan has been disbursed to him! to make things worse, i contacted his property agent and ask how is his property doing. to my dismay, the property agent said the owner rejected an offer of 330k! ( his price to sell is 340k). now it has been about 4 months since i borrowed him the money but he has yet to return me a single cent. i have considered getting a debt collector to collect back the money but i understand that it is not a guaranteed procedure. the debt collectors will only go up and ask for the money the debtor until he give up.i have also approached lawyer but the fee is 4k to sue him to court. i am at my wits end as i do not know what to do. i have the IOU with his signature. after discussing with lawyers he said my case is 90% win(provided the guy dun declare bankrupt). this has been a traumatic an painful learning experience not to trust people too much.... Appreciate if some brothers give me advice? am open to any low cost methods to collect back my money! thanks in advance!!!

A half-naked woman was seen chasing four men in the early hours of yesterday morning in Clarke Quay. Shin Min Daily reported that a photo of the woman was taken by a surprised 16-year-old showing the woman naked from waist down. The woman, who looked like she was in her 20s, was reported to have the clothing on her upper body torn off and her lower body was completely naked. The report in the Chinese evening daily said she was holding her pants and underwear. Witnesses told Shin Min that there were not many people around at the time of 5.25am as she chased the four men, ignoring by-standers. Her friends were also running after her. When the woman reached the men, they became violent towards her by pushing her to the ground and kicking and punching her, according to witnesses. She fought back and tried to stand up, using her hands to block her face. Only when witnesses shouted that the police were coming was when they stopped. Police arrived on the scene and arrested the four men who are currently helping police with investigations. Three of the men are reported to be in their 20s while one man is in his 30s. The woman was also reported to have been seen entering a convenience store to buy a drink, while half-naked, earlier. She is described to have long hair and to have worn a dark-coloured top. [email protected] pic

Can somebody who understands bahasa explain what is going on? Do they always chase this hard and cuff all speedsters now, or are these cars on the wanted list already? I swear I only speed on NSHW when it is safe to do so.

The wagon tried, not sure it managed in the end.... Drifting wagon.... in snow, and dry.... In the snow ............. (unique in-car camera views)...... ... and Anime wagon...

Get the car while you can ... COE prices on the rise, and they're likely to get higher Loh Chee Kong [email protected] OWNING that car could become more expensive in the coming months. . In the latest certificate of entitlement (COE) tender, premiums continued to soar across all categories of vehicles

As you know they owe me the sports rims. They called me up twice to urge me come and change the rims. I think they need to clear space in the warehouse for more rims to come. 300+ owners rims is no easy feat. I told them I will come in my 5k servicing but they wanted more warehouse space. I will ask them if I can keep the old 13" rims and tires. The Starlet owners will appreciate them as good spare tires.

Was outside Devil's bar when i saw a porsche C4 speeding damn FAST. Then saw a Civic EG6 chasing it. The EG6 (I think drop until 1/2 gear) still cannot catch the C4. And end up @ takashimaya there. The EG6 banged into 2 cars infront! A girl was inside the EG6, i think end up with quite a number of cuts. I don't know felt sad for the guy or felt sad for the girl. Nowadays singaporeans balls getting bigger. EG6 also wanna chase C4. He think his EG6 is devil!