Some frens has suggested to sell and cash out the earning from the 09 /10 units that were purchase.
The quantum gain is 300 to 900 K
Then stay with parent / rent and look for distress sales
My thoughts is can sell, but the TDSR is preventing from buying again based on the loan limit and the age as well as the interest rate.
And like some who missed out on the earlier period, the rental of 2.5K to 3.5K for 2 years could have being made for better use to service the loan with the assumsion that the property may appreciate further
For me, if I were to sell, I would most likely drop back to HDB and have a nice nest egg for early retirement ...
But as the rule is , if you have private, you cannot buy HDB and the gains tax is a killer if you have sold in years before 2000.