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hygge/ˈh(j)uːɡə,ˈhʊɡə/ noun a quality of cosiness and comfortable conviviality that engenders a feeling of contentment or well-being (regarded as a defining characteristic of Danish culture). basically, it means relaxation or cosiness, whether alone or with family, loved ones or group of good friends all these can be associated with hygge - soft pillows, jazz or some soothing music, hot chocolate, sipping coffee, comfort food, fireplace, books, etc etc (no wonder Denmark always rank high in happiness ) https://www.youtube.com/watch?v=Pl74ybpyNLk in Singapore context, lying comfortably in the couch with a beer watching football at midnight can be considered hygge too?

Anyone using the DBS Lifestyle app on iphone? Ever tried the Christmas spend and redeem promotion where every $100 spend got a chance to choose a gingerbread man for prize? Starts everyday from 8am and by 8.03am, all 1400 redemptions have been fully redeemed My iphone7 keep just going in circles (checking & launching) but cannot get to choose the gingerbread man......have delete app and reinstall, restart phone etc...but keep having same problem Anyone else?

hi, all much has talked about our livelihood in this country - past, present & future . . . so many have had happened, especially from maturity of internet into 'screen faced ppl' everywhere (face glued to smartphones, tablets etc.) - only these faces available . . . http://kindness.sg/the-kampong-spirit/ most of all, the way our governments and public services (town council, police, lta, nea, hdb & son on) have become these days where its really nothing more but Pay And Pay! with such pace established today . . . is it possible to rekindled those kampong spirits from the 70s & 80s to this new 2010s & 2020s? , or ???

This thread arises of a discussion initiate in the car/lifestyle section. However, some very interesting points came up as to how Singapore properties should be considered. The emphasis is deliberate as the model only works for Singapore. There are a lot of property gurus here, so please ignore this un-sophisticated newbie who is just venturing into property and trying to justify his purchases. Fundamental assumption : Singapore will continue to exist as a nation or if not, a quasi nation with independence and that the calibre of national leadership remain high. Let with with an analogy from Singapore/Malaya history; Rubber planting. As all Singaporean students knows from their history books, rubber tree takes 5 - 7 years to mature. So, any businessman intending to venture into this industry has to 1. Buy the land 2. Clear the land 3. Plant the cuttings and continue to care for the younglings These are the years where there are negative profits as the businessman has to continue to pour money into his investment with no guarantee on returns (storm blows down estate, commodity prices collapse, disease toll on trees, etc). However, if the plantation make it through and extraction starts, profits will start to flow in and can continue to flow for another 25 years or more. Also, the rubber estate itself also gain value as it could be sold to buyers with a risk premium for taking on the early year risk. One thing that a number of people keep telling me is rental margins and so on... but they always left me scratching my head, the time horizon they use is very short. Like rubber planting, buying property for me is for the long haul with time horizon of 30 - 40 years or more. Analogous 1. Buy the property 2. Do interior finishing 3. Continue to care for the property These are the years where profits may be negative (if you cannot find a tenant) as the investors has to pour money into the investment. However, once the mortgage is paid off, profits will start to flow in and continue to flow as long as you own that property. That is not in addition to capital appreciation if you sell off the property. So, the total cost and total profit that can be taken from the property over a time horizon of 30 - 40 years is actually more important then short term rental margins gained while the mortgage is still in force.

Just thought I start this thread Hope to get more inputs from CBS, MO and gang For those who are interested to find out more, please visit www.dietdoctor.com/lchf

...Was driving at PIE towards bukit batok just after the split road (left is KJE)...this black mitsuibishi nearly bang into my left side..im not generalising anything ...its a cha bor again..

First off, nothing magical happens when you turn 30. That sounds dumb, but it's worth mentioning. The word thirties hangs over most of us like a solemn marker of adulthood, as if you'll wake up on your 30th birthday with wizened eyes and a headful of sage wisdom. The truth is, everything on this list is worth doing in your twenties (or your teens, if you're so inclined) but we talk about it like this because though nothing magical happens on your thirtieth birthday, 30 years is enough time to work out some of life's kinks and pick up on some good habits. All that's to say, there's no reason you should have all this mastered by the time you're 30. But, then again, there's no reason not to try. Waking Up Earlier Than You Have To What do Twitter/Square founder Jack Dorsey, Richard Branson, Apple’s Tim Cook, legendary Vogue editor-in-chief Anna Wintour, Condoleezza Rice and dozens of other successful leaders all have in common? They get out of bed before 6 a.m. every morning. Even Aristotle advocated waking up early, famously quipping, "It is well to be up before daybreak, for such habits contribute to health, wealth, and wisdom." Through college and in our twenties, hitting the snooze button is a staple of Saturday mornings and workweek rushing around, but there’s a reason so many influential people get started early. Waking up before you have to lets you find time to pray, exercise or just spend a few minutes alone before the craziness of the day begins. Saving Money Starting to save money not only sets you up for a more secure future, it can also help instill financial discipline as you enter into your prime earning years. And, if you start at a young enough age, it can also add up fast: According to CNN Money, if you put aside $3,000 a year from ages 25-35 in a tax-deferred retirement account, by the time you hit 65, you’ll have $472,000 in the bank. Actually Caring About What You Eat Most people in their late twenties have come to the harsh realization that for reasons that are totally unfair, your metabolism has a tendency to slow down with age. Basically, we all will hit a certain age when we can no longer eat an entire pizza and drink four Dr. Peppers without feeling like garbage shortly afterwards. There’s nothing wrong with enjoying life—and some junk food every now and then—but your thirties are a time to create, and sustain, healthy patterns you’ll carry throughout adulthood. Making Margin in Your Life By the time you hit 30, there’s a good chance the routine of family, job, bills and adulthood limits the free time that was once a part of twentysomething life. Creating margin—to read, volunteer, pray, travel or just do the things you want to do—is easy to neglect with the stresses that come along with being a thirtysomething. Do yourself a favor: Make margin in your day-to-day life, and don’t try to fill every waking moment with more busyness. Creating a Pattern of Giving in Your Finances Life is expensive. Even if you’re settled into a good-paying career by the time you’re 30, paying down student loans, owning a home, buying a car, paying the bills and balancing a checkbook may not leave much left over. But along with your tithes, establishing a pattern of giving (to charities, ministries or even to friends and families in need), can serve as a constant reminder of who your money actually belongs to. Becoming Friends With People Much Older Than You For most people, up to your late twenties, most relationships with people much older than yourself are predicated on some sort of authority structure—your parents, your teachers, your bosses, your pastors. But by the time you’re 30, actually becoming friends with people you look up to not only adds new dynamics to mentorship, it also broadens your social circles. Letting Go of Baggage from Bad Relationships Don’t let baggage from bad breakups, arguments with old friends or hurtful comments from the past haunt you into your adult life. Even if reconciliation isn’t possible, forgiveness always is. Being Content With the Life You Have (While Still Trying to Accomplish Your Dreams) It’s never too late to try to write that novel, start that business, travel the world or launch that social activism campaign you’ve always dreamed about. But even if your life goals haven’t happened by the time you’ve hit 30, it doesn’t mean you shouldn’t be content with the life you have. Finding the balance between ambition and contentment isn’t easy, but it’s part of living with big dreams. Reading the News Every Day Before you can change the world, you have to be informed about the problems facing it. Reading headlines online, listening to NPR or just tuning into the evening news can be a gateway to knowing how to make a difference and instituting real change. Learning to Unplug It’s easy to get stuck in a pattern of working long hours, being tied to the phone or just binge watching shows on Netflix during every minute of free time. None of those things are necessarily bad in doses, but if you’re spending your whole life plugged into a device, you may be missing out on some pretty great experiences. Finding Organizations or Causes to Support Long-Term Partnering with organizations like WorldReach (who allows you to sponsor children) and Charity: Water (who lets you tell your friends to donate instead of getting you a birthday present every year) or finding a cause like ending human trafficking, supporting education or assisting the homeless can represent more than just one-time gifts or temporary passions. Your 30s are a great time to find causes, organizations and campaigns to be dedicated to throughout your life. Making Exercise a Lifestyle You don’t have to join an expensive gym or jump on the next fitness trend bandwagon to make exercise a part of your life. Ride your bike to work. Take the stairs instead of the elevator. Join a community sports league with friends. Making exercise a regular part of your schedule helps it to become a lifestyle, not an afterthought or another chore you have to make time for. Actively Combating Spiritual Complacency At some point, most Christians will deal with spiritual complacency. We get into a routine, and it’s easy to allow actively trying to grow in your faith to become a side note to the day-to-day realities of adult life. Make it a point to stay challenged spiritually—read good books, stay involved in your church, seek ministry opportunities, get a mentor and a mentee. As other parts of your life grow, make sure your faith does too. Being Intentional With Relationships The older you get, the more time becomes a precious commodity. Unlike the college days, when you’d see your buddies between every class, once you get plugged into a job and family life, it can be hard to make time to see your friends. In your twenties and thirties, be intentional about getting together with friends and relatives (who are also probably pretty busy), and invest in relationships over obligations. Buying Things That Last For many people in their twenties, paying extra to purchase high-quality items—from clothes and accessories, to furniture and appliances—just isn’t practical as they are settling into new careers and finding their financial footing. But as you save more and become more established in your job, purchasing quality items (and fewer of them because they last so long) puts the emphasis on sustainability and craftsmanship instead of fast fashion disposability. Read more at http://www.relevantmagazine.com/life/15-things-start-doing-time-youre-30#tyMPZmxgwrqidomT.99

http://theconversation.com/smug-couples-patronise-singles-to-feel-better-about-themselves-21770 An interesting read. Lately I have been meeting up with old friends and I start to feel pissed off when our conversation focussed on my weight and singlehood. I mean like. If I am fat, what is TT to you and if I am single, tts my choice. Sometimes the focus is so much until I dun feel like talking anymore...... Like there is no other topic. Any Bros here have any similar experience ? How do you handle it? For me. I simply learn to choose my friends better.

Personally I think this writer is a bit daft. Maybe he is very rich or still studying

Everybody seemed to be having health problem due to the diet we are taking everyday. Exercise keeps you fit & healthy, eat moderately and keep away from durians if you are have health problem. Just one piece (not the whole fruit) is equivalent to ONE bowl of rice ! You must also be covered by Medishield which is important in life when you reach an age. An anger makes a person boils up that may "stroke" you which is happening daily especially when you are driving.Driving is relaxing, if you react, many things can happen so stay cool and give way whenever you can. Your health cannot be bought even you can afford.

Earlier this year in January, MINI announced its plans to revive the MINI Van and showcased the vehicle at the Geneva Motor Show. The car will be based on the MINI Clubman and the company called it the MINI Cargo. At that time, there were no photos or rendered images on how the car would look like. Just before the above mentioned auto show began, MINI showed images of the car and they also changed the name to the MINI Clubvan. Initially, the company stated that the MINI Clubvan will only be a concept and they have no immediate plans to put the vehicle into production. It is during auto exhibitions where many automakers gauge public reaction to a certain new offering before deciding whether it will go into production. In this case, MINI used the recent Geneva Motor Show to see how popular their MINI Clubvan was. And it appears that the public fully approves it and MINI will enter the Clubvan into production. The MINI Clubvan is hugely based on the Clubman

Pastor Dunn stressed that claims of extravagance have been exaggerated. 'Concerning the lifestyle of Rev Kong and his wife, we know them well. Rev Kong is a dedicated and motivated senior pastor of the church. He has been working hard for the past 20 over years and is a renowned and recognised personality on the speaking circuit. His wife is a successful singer,' he said. 'While their lifestyle reflects their own accomplishments, we do not see it as lavish or excessive.' In the NKF saga, we hv the PEANUT woman. In this CHC saga, we hv the PEANUT pasta.

For me... Very different is an understatement....

hey guys, got the unfortunate "letter" from company. jus to check with the bros here, any insights on income as a taxi driver? i hv a NUS deg but hvg sent resumes over the past 4 mths, i see the mkt's pretty bad now so hv to face reality and swallow the bitter pill than let my family feed on my pride. now jus hv to survive thru while sending resume. hope bros who hv exp on this can share some insights. will be signing up for the TDVL first.

Pay Rise Needed to Maintain Hip Hop Lifestyle: Gahmen Posted on Thursday, December 13, 2007 Topic: Politics by Kway Png The staggering new round of pay hikes for Ministers and elite civil servants is necessary, said the Gahmen, to maintain the hip-hop lifestyle that was most recently displayed in a rap video performed by the group Run MDA.

The staggering new round of pay hikes for Ministers and elite civil servants is necessary, said the Gahmen, to maintain the hip-hop lifestyle that was most recently displayed in a rap video performed by the group Run MDA.

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