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Showing results for tags 'pantyhose'.
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Anyone here play WoWs? Just started, quite amazed at the graphics and level of detail of the warships. The big boys like the Midway, Yamato, Iowa, Taiho are really stunning in the details.
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OK, so I guess most people already know how a car loan of 2% HP rate equals to easily over 5% APR over a few years. But for mortgage loans in Singapore, the rate which the bank advertises, is the 'nominal' APR and not the effective APR correct? e.g. I understand most banks use the 'daily rest' method to compound mortgages? (correct me if I am wrong, which banks here use monthly rest?). So for a loan at nominal 5% APR but with daily compounding, it would say work out to about 5.13% effective APR. Am I right to say the APR quoted by the banks here for mortgages is the nominal and not the effective APR? Is there any MAS rules that says we can ask for the effective APR from the banks?
