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As above. Thank you for your contribution to SGp. Colin Schooling, father of Olympic swimming champion Joseph, dies aged 73 https://www.straitstimes.com/sport/colin-schooling-father-of-olympic-swimming-champion-joseph-dies-aged-73 RIP

How do I trim the video take by DVR? Do I need to purchase any software? those free software got watermarks attached :(

Post here for more awareness. Saw this durian coffee being mentioned around, best is not try it if you come across it. https://www.channelnewsasia.com/news/asiapacific/durian-coffee-mix-malaysia-penang-hospital-9912342

https://www.youtube.com/watch?v=gDOqIYqrldg A video uploaded by the Singapore Tourism Board to its YouTube channel last month was taken down on Monday, hours after it received flak online. The three-minute clip appears to be an advertisement to encourage people from the Philippines to visit the city-state. Titled "See where the world is heading", it features a romantic couple travelling to Singapore to celebrate their anniversary. They walk around Marina Bay Sands and Gardens By The Bay, and at the luxury hotel's rooftop skypark, the woman gives her man a very surprising present. The video, which was uploaded on 26 March, was taken down hours after news and lifestyle website Mothership.sg came out with a post Monday titled "This STB video is so bad it will go viral". The reactions on social media proved the site right. ---------- It is so cheesy, almost like opening shots to some cheapskate porn movie....

A woman and a toddler were injured in an accident involving a blue Honda and a taxi early Saturday morning, at the junction of Tagore Drive and Upper Thomson Road. Police received a call for help at 7.21am. Photos sent by a reader showed that the car had flipped over onto the road divider. The Singapore Civil Defence Force said it sent two people to KK Women's and Children's Hospital. One is a woman in her 30s who complained of back pain, while the other is a boy around two years old, who had redness to the cheek. The taxi driver was unhurt. The police said investigations are ongoing. Source: http://www.straitstimes.com/breaking-news/singapore/story/accident-along-upper-thomson-woman-and-child-taken-hospital-20140125

Transport Minister has announced that taxis will be taken out of Cat A COE and will be moved to Cat E. More details to come.

http://www.channelnewsasia.com/stories/sin...1194457/1/.html How does it help us? By decreasing PR subsidy and not increasing ours? Happy for what? What a smart move to save money and make more differences between PR and citizens.

A driver in China has taken the Guinness World Record for successfully driving through the largest loop-the-loop. Li Yatao drove a Youngman Lotus L5 around a loop with a diameter of 42 feet, 2.69 inches. I honestly think the announcer is significantly more excited about the accomplishment than the driver. She is screaming with excitement, but the driver gets out of the car with a detachment that communicates 'Well, that just happened.' Check the video

I hardly kick a fuss this day even I encounter countless silly driver without road manner, but this had irritated me much. from river valley road turning into hoot kiam road.

The word "surveillance" gives folks the impression that it is being watched which may not be Anyway, our MCFer bro Adrian's experience has already clearly shown sometimes even with all the evidence including video footage of the perpertrator in action given, sadly nothing will be done except a warning letter issued... From ST Forum: http://www.straitstimes.com/STForum/Online...ory_733601.html Motorists taken for a ride on carpark security? Published on Nov 14, 2011 WHEN my car was vandalised at a multi-storey carpark, after the culprit tried to open it with a crowbar, I noticed that a sign at the carpark stated that it was under surveillance, so I assumed it was monitored by closed-circuit TV (CCTV) cameras. When I checked with the HDB, I was told that it was not under its jurisdiction and directed me to the town council. When I telephoned the Tanjong Pagar Town Council, I was told that the carpark, in Block 10 Holland Drive, did not, in fact, have CCTV camera surveillance. Whichever authority is in charge of the carpark should not have given motorists a false sense of security. Elisabeth Raman Verlinde (Mrs)

I went out with a bunch of old pals today. One of them revealed something extremely bizarre. This friend of mine is divorced for almost 10 yrs, he is practically a good dad because for the past 10 yrs his been taking care of the kids (school allowances, daily expenses, meals, weekly outings - every week for the past 10 yrs). Recently he accompanied his daughter for a full body checkup (required by school) and at the same time itchy backside went to take a DNA sampling test together with the full body checkup. Results came out 1 week later that the match is negative!! So meaning this chap is actually a cuckold feeding for someone else's child?? He sounded very sad when he revealed all these but still cant bear to leave "his" daughter since they been together for almost 16yrs! Life can be pretty simple and confusing at times. What would you do if something like this happens to you?? Would you leave them or continue?? One thing for sure is i will stop paying alimony!

Hi fellow MCFers, I was wondering whether anyone here has any "lobang" for where I can get professional photos taken? I'm currently looking to get photos of myeslf that can be used on business cards and resumes :) Thanks for all the help!

Read TPL has been cleared of infringing the Cooling-Off period in GE2011. Obviously lots of people are not happy at this decision. So will that unhappiness be taken out on TT, because he is perceived to be PAP's preferred candidate? I predict that they have done their sums and this chunk of votes running away from TT will not hurt his chances. OTOH there are too many candidates like Andrew Kwan, TKL, Tan Jee Say, TCB who will split the rest of the anti-establishment votes. If only there would be a 2-cornered fight will TT have odds stacked against him. Will they withdraw from the contest so as to allow non-TT to win?

http://www.sammyboy.com/showthread.php?927...eastern-sinkies i like the reply from "robert half at post #4"

Hi Bros, What are the type of sweets or mints you alway put in your car? What is yr favourite brand?

Has anybody sat one of these and what was your experience? In particular 1. How was the verbal / oral section? 2. How was the writing? 3. What preparation did you do? Cheers

An eerie photo taken in Batam, 2007 Original intention of taking the photo so as to show friends back home how the hotel rooms looked like... it was only 1 year later that we looked at these photos again and it was then when my wife noticed this distortion phenomenon on the jpg file... Click here to see the actual pic

Saw these floating around the Internet (not sure if they are what they claimed to be): These photos were found in a digital Casio Z750, amidst the remains in Serra do Cachimbo. Although the camera was destroyed, the Memory Stick was recovered. Investigating the serial number of the camera the owner could be identified, as Paulo G. Muller, an actor of a theatre for children known in the outskirts of Porto Alegre.It can be imagined that he was standing during the impact with the Embraer Legacy, and during the turbulence he managed to take these photos, seconds after the tail loss the aircraft plunged, so the camera was found near the cockpit. the structural stress probably ripped the engines away, diminishing the falling speed, protecting the electronic equipment but not, unfortunately, the victims. Paulo Muller leaves behind two daughters, Bruna and Beatriz, from a previous relationship. The two photos attached above were apparently taken by one of the passengers in the B737, after the collision and before the aircraft crashed.. The photos were retrieved from the camera's memory stick. You will never get to see photos like this. In the first photo there is a gaping hole in the fuselage through which you can see the tailplane and vertical fin of the aircraft. In the second photo one of the passengers is being sucked out of the gaping hole. Photos taken inside the plane.

Was reading the AsiaOne forum pertaining to the above that have 16 commented pages and all of the sudden the topic was taken down, Was only reading on the 2nd page and most of the comments was in not infavour of MDF.....Forummers what is your view on such matter ?

http://forums.vr-zone.com/showthread.php?p...d=1#post6268289 If lets say kena this, can claim the bully's insurance?

Business Times - 19 Sep 2008 By R SIVANITHY IF YOU want a front-row lesson in first-class financial obfuscation for structured products, then look no further than the way the recently collapsed Minibond Series 3 notes was packaged and marketed. Up to $200 million of these notes were sold to a gullible retail public who probably thought they were buying a five-year bond issued by six leading banks that paid a 5 per cent coupon per year but were in reality, not only exposed to the US housing market but also to a complex credit default swap arrangement whose substantive party was the now-bankrupt Lehman Brothers. The cover of the Pricing Document prominently stated that the issue was credit-linked to six financial institutions, namely Barclays Bank, Citigroup, Deutsche Bank, Goldman Sachs, UBS and UOB - these banks being defined as Reference Entities or REs. Much was made of the fact that the viability of the notes depended on whether these six banks or REs would go bankrupt and there are repeated warnings to this effect throughout the document. Investors were given plenty of information on the credit ratings of these six REs and links to their websites while Lehman is listed only as the Arranger in small print. The fine print at the bottom of the cover, however, states that Lehman is also Swap Counterparty, besides being the arranger. Not many retail investors would have seen this, and if they had, few would probably have understood the importance of this information. More on this later. Investors, however, were urged to read the Base Prospectus in conjunction with the Pricing Statement. In the former's page 24, it is stated that 'the Notes are intended to provide investors with a coupon for assuming exposure to the credit risks of companies or of sovereign states, that is, the Reference Entities'. 'By acquiring the Notes, investors can gain exposure to the credit risks of the REs without directly holding debt obligations of the REs, for example, bonds issued by the REs.' Note that the language used creates the impression that gaining exposure to the credit risks of the six REs is something desirable - and, by extension, this suggests that the notes are good investments - when in reality, the key to the whole issue is in the words 'without directly holding debt obligations' of the REs. In other words, the six REs are not participants in the notes, receive no money from the issue and are not issuers of the notes. Instead, the next sentence reveals all: 'This (exposure) is achieved by linking payment of the principal and/or interest on the Notes to an RE's default.' Who provides this link? In all the documents, this is given as Minibond Ltd but this is a special purpose vehicle with only US$1,000 in capital. The substantive party behind Minibond Ltd is most likely Lehman Brothers. Here's how it works. Lehman most probably owned securities in the six REs. In order to hedge itself against a default by any of these REs, it set up Minibond to offer notes to the public. Minibond offered these notes with attractive terms and because of clever marketing and pricing, collects a certain amount of cash from retail investors. This money is then used to buy securities - in the case of Series 3, it was collateralised debt obligations (CDOs), most probably on US mortgage instruments. Minibond then collects the cash flows from these CDOs. In order to pay investors the quarterly coupon and to ensure no problems with currency/interest rate fluctuations, it swaps these cash flows with a counterparty, which is Lehman. It is stated elsewhere that if the swap deals fail in addition to an RE default, the whole issue will be terminated. Thus, since Lehman has failed, so has the issue. The crux of the entire deal appears on page 17 under Credit Default Swap where it is stated that Minibond has an agreement with Lehman in which Lehman pays Minibond a premium for insuring Lehman against credit losses on the REs. In effect, the money that Singapore retail investors exchanged for the notes were not for any bonds issued by the six names that appeared on the cover of the prospectus but instead, went towards insuring Lehman against losses in its portfolio. The quarterly coupon investors received was not interest from the six REs but instead, Lehman paying an insurance premium, partly financed by cash obtained from CDOs. In short, Lehman structured a synthetic derivative product to hedge its own exposure to various instruments and linked it to the default likelihood of six major banks. Should the true nature of the instrument have been disclosed upfront? Yes, especially since it was marketed to retail investors - though it has to be said that many other notes and products have been sold in a similar manner and the only reason that the poor disclosure of this particular series of notes surfaced is that Lehman went bust. Had it not, or had it been rescued, the coupon payments would have continued as per normal and no one would have been the wiser. Moreover, while it is possible to piece together the actual substance of these notes from the documents available, it is a tedious process and arguably not within the ability of the average retail investor. There are many issues also unresolved - for one thing, how many other similar products are out there? How could the authorities allow the conflicts of interest inherent in one party from being the arranger, issuer and swap counterparty? How is it that, if Lehman alone performed all these functions, there was virtually no disclosure of Lehman's financial position or credit rating? Instead, investors' attention was focused on the six REs - wrongly, as it turned out. Finally, if disclosure was weak, then so was knowledge among distributors. Some brokers did not understand the true nature of the instrument and sold it as a bond. Maybe the name had something to do with it, though as investors have now found out painfully, what they had bought was not a bond but a convoluted swap-based instrument. Thus, should such products be allowed to continue to come into the retail market?

Mount Hakkoda in Aomori Prefecture (Northern Honshu)

Source: http://www.channelnewsasia.com/stories/sin.../385183/1/.html

Merrill Lynch, also stung by the credit crunch, has agreed to be taken over by Bank of America, the latest twist in a dramatic turn of events on Wall Street. So what will happen to all our money???? Very wrong term holding.