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  1. Just curious... Coz it crossed my mind when I saw the two yellow lambs accident. Let's say a person takes a car or for a test drive and ends up hitting another car. I can safely say that the insurance will cover both cars. But unlike private owner whereby the one will caused the accident will have a huge jump in his premium the following year, will the car dealer be penalised the same way also? Or will the premium increase follow the test driver?
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