Just curious... Coz it crossed my mind when I saw the two yellow lambs accident.
Let's say a person takes a car or for a test drive and ends up hitting another car.
I can safely say that the insurance will cover both cars.
But unlike private owner whereby the one will caused the accident will have a huge jump in his premium the following year, will the car dealer be penalised the same way also?
Or will the premium increase follow the test driver?