Ender Hypersonic April 15, 2009 Share April 15, 2009 Will be planning a driving trip to Australia. I'm weighing the option of whether to include the 'Reduce Reliability" package from the car hirer. Generally most Car hirer will charge from AUD$3300 - $5000 excess regardless damge is your fault or not, but with the "Reduce Liabiilty: package, this excess can reduce to AUD $330-440. But this "Reduce Liability" Package don't come cheap, at rounf AUD $26 per day, for a 8 days, trip, this would mean a extra AUD$208 on car rental for peace of mind. Since I'll be buying travel insurance, I'm hoping to find one with good rental vehicle excess. So far checked AIG =$750. AXA=$1000. Tenet=$500, MSIG Premium plan =$1500. Anymore recommendations? ↡ Advertisement Link to post Share on other sites More sharing options...
Ivan96935sg Neutral Newbie April 15, 2009 Share April 15, 2009 NTUC? AIG? RSA? In fact alot of companies doing travel insurance.......so do surf around..... Link to post Share on other sites More sharing options...
Lab4games 1st Gear April 15, 2009 Share April 15, 2009 Will be planning a driving trip to Australia. I'm weighing the option of whether to include the 'Reduce Reliability" package from the car hirer. Generally most Car hirer will charge from AUD$3300 - $5000 excess regardless damge is your fault or not, but with the "Reduce Liabiilty: package, this excess can reduce to AUD $330-440. But this "Reduce Liability" Package don't come cheap, at rounf AUD $26 per day, for a 8 days, trip, this would mean a extra AUD$208 on car rental for peace of mind. Since I'll be buying travel insurance, I'm hoping to find one with good rental vehicle excess. So far checked AIG =$750. AXA=$1000. Tenet=$500, MSIG Premium plan =$1500. Anymore recommendations? that's probably the best u can get already... cos i tried searching too. Link to post Share on other sites More sharing options...
Ender Hypersonic April 16, 2009 Author Share April 16, 2009 that's probably the best u can get already... cos i tried searching too. ya, seems to be so. Like that no need to get premium travel plan liao. The excess of $500 for basic plan can already cover the 'Reduce liability" of AUD$440 Link to post Share on other sites More sharing options...
Ellf Neutral Newbie April 16, 2009 Share April 16, 2009 amex or banks. Link to post Share on other sites More sharing options...
Lab4games 1st Gear April 17, 2009 Share April 17, 2009 ya, seems to be so. Like that no need to get premium travel plan liao. The excess of $500 for basic plan can already cover the 'Reduce liability" of AUD$440 one way is to buy insurance in the country u r going to. they have "term" insurance meant for their people who rents car for a couple of months kind. will be cheaper than what the car rental company offers... but i don't know if it is only meant for people from their own country. and the hassle involved.... actually just go for the insurance offered by rental company, it is only 8 days. and excess should/will be covered by the rental company if u take up LDW/CDW. i know hertz includes LDW/CDW in their rental already. the add on insurance is for 3rd party claim, total loss of the car etc etc.... the last thing u want during holiday... Link to post Share on other sites More sharing options...
Lab4games 1st Gear April 17, 2009 Share April 17, 2009 ya, seems to be so. Like that no need to get premium travel plan liao. The excess of $500 for basic plan can already cover the 'Reduce liability" of AUD$440 one way is to buy insurance in the country u r going to. they have "term" insurance meant for their people who rents car for a couple of months kind. will be cheaper than what the car rental company offers... but i don't know if it is only meant for people from their own country. and the hassle involved.... actually just go for the insurance offered by rental company, it is only 8 days. and excess should/will be covered by the rental company if u take up LDW/CDW. i know hertz includes LDW/CDW in their rental already. the add on insurance is for 3rd party claim, total loss of the car etc etc.... the last thing u want during holiday... Link to post Share on other sites More sharing options...
Lab4games 1st Gear April 17, 2009 Share April 17, 2009 ya, seems to be so. Like that no need to get premium travel plan liao. The excess of $500 for basic plan can already cover the 'Reduce liability" of AUD$440 one way is to buy insurance in the country u r going to. they have "term" insurance meant for their people who rents car for a couple of months kind. will be cheaper than what the car rental company offers... but i don't know if it is only meant for people from their own country. and the hassle involved.... actually just go for the insurance offered by rental company, it is only 8 days. and excess should/will be covered by the rental company if u take up LDW/CDW. i know hertz includes LDW/CDW in their rental already. the add on insurance is for 3rd party claim, total loss of the car etc etc.... the last thing u want during holiday... Link to post Share on other sites More sharing options...
Civic2000 Supercharged December 13, 2010 Share December 13, 2010 (edited) I bought an annual plan (Worldwide) for couple thru CITIBANK, known as Savvy Traveler Plus (underwritten by ACE insurance). Paid a premium of $264 (this price is for CITI Card Customers who apply online). The benefit schedule, among other things, includes an item known as Rental Car Excess - $500. Can anyone please advise what is this Rental Car Excess, and how does it work? Edited December 13, 2010 by Civic2000 Link to post Share on other sites More sharing options...
Ender Hypersonic December 13, 2010 Author Share December 13, 2010 I bought an annual plan (Worldwide) for couple thru CITIBANK, known as Savvy Traveler Plus (underwritten by ACE insurance). Paid a premium of $264 (this price is for CITI Card Customers who apply online). The benefit schedule, among other things, includes an item known as Rental Car Excess - $500. Can anyone please advise what is this Rental Car Excess, and how does it work? From what I think, if you get into accident in your rental car resulting in your rental damaged, straightaway you pay the rental car from $2000-$5000. After you return back to singapore, you can claim back $500 from travel insurance. Not much, but if put you in a difficult position if you wanted to purchase reduce reliability to can reduce your excess to probably $200-$500. Link to post Share on other sites More sharing options...
Bluepica 4th Gear February 10, 2017 Share February 10, 2017 Try to breath some life back to this thread...hope will have some response I bought MSIG travel ins premium plan that cover rental car insurance excess max S$1000 only. I read the car rental in Iceland most self-risk after include whatever insurance that I can buy still cost more than S$1000. Is there any insurance out there that offers stand alone for rental cal excess while overseas? ↡ Advertisement Link to post Share on other sites More sharing options...
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