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Which bank offers the highest Fixed Deposit rates?


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(edited)

Always thought itâs $50k

proposed to increase in 2017. 2018 talk..talk..tcss..

 

official 1st April 2019 increase to 75k.

 

happy? premium will increase which mean lower FD interest rate on offer. goat fur grow on ghost body!

 

 

https://www.straitstimes.com/business/banking/higher-deposit-safeguards-insurance-policy-protection-for-private-hire-drivers-kick

Edited by Kopites
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wah...too bad i peasant no have 75k leh

 

anyone wanna lend to me boh?

 

[sweatdrop][:)]

Sifu

We are talking about in the bank account

Not in your trouser pocket.

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SBI pathetic  . only 1 ch guy and 1 ah neh gal in the whole branch , 2 shop front big . No customer . 

 

BOC  1/3 the size , about 10 customers with 4 counter staffs . Not bad biz. 

 

Unfortunately both also no XMM ...... 

:sick:

Which branch of SBI? 

 

In Marine Parade Br, there are 3 Chinese staff. The RM are no XMM, but pleasant looking lady! No customers is good what! No queue, no need to wait so long! [:)]

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Not sure if anyone has posted this from BOC.

Frankly I don’t find it that attractive but I suppose u can take out after 6mths unlike the normal 12 mths deposits where u get penalised for early withdrawal.

Promo still on. Opened another account.

Offer of 1.95% good enough for me, just trying to spread nest eggs around.

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Promo still on. Opened another account.

Offer of 1.95% good enough for me, just trying to spread nest eggs around.

Effective 1/4, the deposit insurance increased to $75k per person which shld help abit so no need to worry too much nor need to spread around too much as well.
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Supercharged

DBS fresh funds for 3 months . 1 m - 300,000 krisflyer miles  . 1.5 m - 450,000 krisflyer miles . 2.5 m - 750,000 miles . 

 

Enough to redeem 2 business class tix worth around 14 - 15 k total for 1 m  

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Hypersonic

Maybank must be desperate for funds.

Normally need to deposit much much more to get higher rates.

Maybank always requires to lock in 10% in saving account thus effective rate is lower.
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DBS fresh funds for 3 months . 1 m - 300,000 krisflyer miles . 1.5 m - 450,000 krisflyer miles . 2.5 m - 750,000 miles .

 

Enough to redeem 2 business class tix worth around 14 - 15 k total for 1 m

Can lend me 2m int free ... ? I just want the air ticket
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Maybank must be desperate for funds.

Normally need to deposit much much more to get higher rates.

They could have lent out too much.

Need to shore up.

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I have been eating west north wind. Want to follow?

 

I had been eating since 2014 till now...so need TaiGor bring me eat new wind  :slow:

 

ate 5 over years too full now  :yeah-im-not-drunk:

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Maybank must be desperate for funds.

Normally need to deposit much much more to get higher rates.

 

is it needing to meet the loan exposure ?

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