Accident claim chances

[Icebird]

Traffic was quite heavy and every one was driving quite slowly. A gap opened up on the lane to my right, when the car in front went ahead but the vehicle behind (lorry) was still quite a distance away.

 

I tried to filter into the right lane. But when that lorry horned, I stopped my car just about at the lane markings separating my lane and its lane. I was pissed that it insisted on speeding up when it is still a distance away, but decided to stop and let it pass anyway.

 

After I stopped my car, that lorry only came up beside me after about 5 -6 seconds. It has slowed down but came up so close to the right side of my car. I don't know why it could not drive more to its right but it insisted on driving so close to my car. As it slowly drove past my stationery car, it swiped my right side mirror and right panel in slow motion! What I cannot understand is (1) why it cannot drive more to its right? (2) if it cannot or dunno how to move, why not stop for me to move first? Now, even after I stop the car for it to move first, it hit my car!

 

I put in a claim against the lorry's insurance company. What do you think are my chances of claiming?

[Darryn]

Do you have pictures? Do they show your car in its lane or across the lane divider? If in your lane - good chance. If protudes into his lane, and the driver smart, then I think you will be S.O.L

[Dark]

The guy must be doing it on purpose thinking he can claim you 100%.

 

Insist on your story and fight it out, the most 50-50

[Galantspeedz]

Traffic was quite heavy and every one was driving quite slowly. A gap opened up on the lane to my right, when the car in front went ahead but the vehicle behind (lorry) was still quite a distance away.

 

I tried to filter into the right lane. But when that lorry horned, I stopped my car just about at the lane markings separating my lane and its lane. I was pissed that it insisted on speeding up when it is still a distance away, but decided to stop and let it pass anyway.

 

After I stopped my car, that lorry only came up beside me after about 5 -6 seconds. It has slowed down but came up so close to the right side of my car. I don't know why it could not drive more to its right but it insisted on driving so close to my car. As it slowly drove past my stationery car, it swiped my right side mirror and right panel in slow motion! What I cannot understand is (1) why it cannot drive more to its right? (2) if it cannot or dunno how to move, why not stop for me to move first? Now, even after I stop the car for it to move first, it hit my car!

 

I put in a claim against the lorry's insurance company. What do you think are my chances of claiming?

 

you ask for it... seriously

 

claim wise should be 50-50 if base on both drivers statement

[Steptronic]

The best you can win is 50:50, otherwise he would claim 100% on you. Have you taken pictures with lorry touching yours?

[Steptronic]

I do not know what was TS's situation and why he tried to change. But it is one of the worst driving habits here - always try to squeeze-in if a car delayed to start by few micro-seconds leaving a gap. I have seen drivers doing this repeatedly between lanes to just get ahead by 2 cars :angry:

[Mahjong74]

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Traffic was quite heavy and every one was driving quite slowly. A gap opened up on the lane to my right, when the car in front went ahead but the vehicle behind (lorry) was still quite a distance away.

 

I tried to filter into the right lane. But when that lorry horned, I stopped my car just about at the lane markings separating my lane and its lane. I was pissed that it insisted on speeding up when it is still a distance away, but decided to stop and let it pass anyway.

 

After I stopped my car, that lorry only came up beside me after about 5 -6 seconds. It has slowed down but came up so close to the right side of my car. I don't know why it could not drive more to its right but it insisted on driving so close to my car. As it slowly drove past my stationery car, it swiped my right side mirror and right panel in slow motion! What I cannot understand is (1) why it cannot drive more to its right? (2) if it cannot or dunno how to move, why not stop for me to move first? Now, even after I stop the car for it to move first, it hit my car!

 

I put in a claim against the lorry's insurance company. What do you think are my chances of claiming?

 

I believe your car bonnet might have eat into the Lorry's lane.

 

If the lorry is far behind you, either you filtered quickly or do nothing at all.

 

The lorry driver may have the same question:

 

1. What is this idiot doing? Why it cannot drive more to its left

2. if it cannot or dunno how to move, why don't you stay in your lane?

 

Very difficult to claim.

 

 

[Branteo]

But when that lorry horned, I stopped my car just about at the lane markings separating my lane and its lane.

 

....

 

I put in a claim against the lorry's insurance company. What do you think are my chances of claiming?

 

That will be your version. His will be that you recklessly cut into his lane, resulting in contact.

 

Any recording to back your words?

 

Else, .. if 50-50 settlement, .. does the impact on your NCB (over a no. of years) outweighs the cost of your repair should you decide to bear all costs?

 

 

 

P.S. Signalling your intent to filter is exactly that ... YOUR INTENT. Onus is still on you to do so safely, ... and not an obligation on the vehicles in that said lane to 'give way'.

 

[Moadia]

It would b a 50-50 claim or if suay he claim u 100%..it seems u r at fault,sorie it's juz d way I c it..

[Icebird]

That will be your version. His will be that you recklessly cut into his lane, resulting in contact.

 

Any recording to back your words?

 

Else, .. if 50-50 settlement, .. does the impact on your NCB (over a no. of years) outweighs the cost of your repair should you decide to bear all costs?

 

 

 

P.S. Signalling your intent to filter is exactly that ... YOUR INTENT. Onus is still on you to do so safely, ... and not an obligation on the vehicles in that said lane to 'give way'.

 

 

No photos to show I was at the lane markings unfortunately. I definitely did not recklessly cut into his lane, resulting in contact. In fact, the contact was in such a slow motion that i was surprised the lorry still can hit my car. Imagine, my car was stationery and letting him drive through ... and still can hit my car?!?!? What is there to protect someone in a position like me?

 

The damage to my car is consistent with slow motion swipe rather than direct impact. Can you imagine, the lorry was so close to me it knocked my side mirror from the inside (ie. the mirror side) and not the right edge... but because it was slow motion, the side mirror bent forward. Otherwise I would think sure fly out.

 

 

[Expertz]

i have a friend who got involved in a similar accident as you, she was claimed 100% no case to fight even with video camera

her insurance company says that video evidence even worked against her because she should have stayed within her own lane