Motorcyclists '23% better' behind the wheel of a car read m

[Uluwatu06]

Finally, a leading insurer’s data shows what we’ve all know for years – we are safer behind the wheel than non-motorcyclists

Posted: 12 November 2013
by Steve Farrell

How many ride bikes too? Evidence suggests we'd be safer if more did

MOTORCYCLISTS are 23% safer behind the wheel of a car than non-motorcyclists, according to a leading insurer.

Equity Red Star compared car drivers to car users who also have an insured motorcycle, and found the latter 23% less likely on average to make a claim on their car policy.

The firm also adjusted the figures to take into account the different typical ages of car drivers and motorcyclists, and still found the riders to be 21% better behind the wheel. The results showed motorcyclists were 20% less likely to make a bodily injury claim on their car policy.

The insurer examined 200 million policies between 2007 and 2012.

Rob Clark, Equity Red Star’s Head of Retail Motor, said: “A motorcyclist could, behind the wheel of a car, be said to be 23% better.”

Clark presented the data yesterday at a conference organised by the Motorcycle Industry Association to examine evidence that increasing the number of motorcyclists on the road could actually improve safety.

The conference was held in the offices of the Department for Transport in London.

Read more: http://www.visordown.com/motorcycle-news--general-news/motorcyclists-23-better-behind-the-wheel-of-a-car/23971.html#ixzz2kjPijqR3

[Elfenstar]

 

Finally, a leading insurer’s data shows what we’ve all know for years – we are safer behind the wheel than non-motorcyclists

Posted: 12 November 2013

by Steve Farrell

How many ride bikes too? Evidence suggests we'd be safer if more did

MOTORCYCLISTS are 23% safer behind the wheel of a car than non-motorcyclists, according to a leading insurer.

Equity Red Star compared car drivers to car users who also have an insured motorcycle, and found the latter 23% less likely on average to make a claim on their car policy.

The firm also adjusted the figures to take into account the different typical ages of car drivers and motorcyclists, and still found the riders to be 21% better behind the wheel. The results showed motorcyclists were 20% less likely to make a bodily injury claim on their car policy.

The insurer examined 200 million policies between 2007 and 2012.

Rob Clark, Equity Red Star’s Head of Retail Motor, said: “A motorcyclist could, behind the wheel of a car, be said to be 23% better.”

Clark presented the data yesterday at a conference organised by the Motorcycle Industry Association to examine evidence that increasing the number of motorcyclists on the road could actually improve safety.

The conference was held in the offices of the Department for Transport in London.

Read more: http://www.visordown.com/motorcycle-news--general-news/motorcyclists-23-better-behind-the-wheel-of-a-car/23971.html#ixzz2kjPijqR3

 

 

Of course they could be missing out the possibility of natural selection at work because all the bad motorcyclists are already in no condition to drive.

 

[Fcw75]

Agreed. Someone who has a motorcycle licence here definitely drive better than those without. More road awareness and anticipation.

[Uluwatu06]

 

Of course they could be missing out the possibility of natural selection at work because all the bad motorcyclists are already in no condition to drive.

 

 

I assume you do not have a riding licence?

 

[Toothiewabbit]

what's the point of this report? How many motorcyclists in Singaporr drive as well?

[Dark]

I'll be happy if premiums will be lowered for drivers who were motorcyclists following this report.

[Throttle2]

Why do this people always tell us things we already know?

 

Bloody hell just adjust premium accordingly lah

[Elfenstar]

 

I assume you do not have a riding licence?

 

 

Oh it's not a possibility that a lot of lousy riders could be in no shape to drive anymore? And this leaves only the good ones to drive? Nope don't have a bike licence. My parents tore up my booklet when they discovered that I was taking my 2B years ago That being said I do think that good riders (and cyclists) do make better drivers though.

 

what's the point of this report? How many motorcyclists in Singaporr drive as well?

 

It doesn't have to be car drivers does it? There are quite a few older people I've met in who ride to work then drive goods and/or heavy vehicles. I've noticed that they tend to be better drivers than those who don't ride.

[Uluwatu06]

what's the point of this report? How many motorcyclists in Singaporr drive as well?

Laymen like us wouldn't know the statistics.

 

But my money is on a higher percentage of riders who are drivers as well, than drivers who are riders.

[Myxilplix]

Why do this people always tell us things we already know?

 

Bloody hell just adjust premium accordingly lah

 

Siao ah, money and profits come first please.

 

Until today I tulan that no insurer wanna cover my bike and car under one, comprehensive policy.

[Nullifi3d]

Why do this people always tell us things we already know?

 

Bloody hell just adjust premium accordingly lah

 

Discounts for drivers who have concurrent or history of motorbike insurance. This is to prevent jokers from merely attaining class 2b, just to get cheaper car insurance.

[Throttle2]

 

Discounts for drivers who have concurrent or history of motorbike insurance. This is to prevent jokers from merely attaining class 2b, just to get cheaper car insurance.

Or be a bit stringent give it to class 2 with 10yrs experience......whatever it is, just reduce those premiums fairly

[Zippaboy]

Class 2, 5 years experience.

 

No claims before.

 

Still Must have at least one bike and one car under the same name.

 

total premiums 20%+50%+5%.

[Knoobie]

what's the point of this report? How many motorcyclists in Singaporr drive as well?

There's plenty actually.

Or be a bit stringent give it to class 2 with 10yrs experience......whatever it is, just reduce those premiums fairly

Long years of experience doesn't mean safer road user..

 

I do know some auntie have driving license for 30 yrs but have not personally driven at all. No, not at all after the test.

[Datsun366]

flip it,

 

Good drivers make good riders.

 

 

 

Lets just place the 23% as better individuals who do well in both methods.

 

that said, most Taiwanese ride and drive. Get mercilessly scolded if ride one kind of kayu.

 

And drivers who ride over riders do get it from other drivers.

 

This is fact. any support from those in the know?

[Knoobie]

Class 2, 5 years experience.

 

No claims before.

 

Still Must have at least one bike and one car under the same name.

 

total premiums 20%+50%+5%.

Actually, it is pretty obvious that the insurance company does get information of our DIPS or driving records from TP.

 

Why not base on that to give a better premium?

 

On the other hand, they will just increase the premium for those that have points deducted. Even if it is for illegal parking.

 

In Singapore, when we wish for cheaper stuff, we always end up with more expensive ones.. :(

flip it,

 

Good drivers make good riders.

 

 

 

Lets just place the 23% as better individuals who do well in both methods.

 

that said, most Taiwanese ride and drive. Get mercilessly scolded if ride one kind of kayu.

 

And drivers who ride over riders do get it from other drivers.

 

This is fact. any support from those in the know?

I don't really agree with it. Good drivers does not necessary become good riders.

 

Maybe it is because when you were a rider first, you are more self-cautious of your surrounding as you are usually at a more disadvantage situation when an accident occurs.

 

So when the rider were to be put in a car, these "good habits" such as checking of blindspots, anticipate the decision of the car in front, has already been with him/her. Thus making him/her a better driver.

 

That being said, we still have kayu riders around too.. which is why it will never be 100%...

[Baal]

Actually, it is pretty obvious that the insurance company does get information of our DIPS or driving records from TP.

Why not base on that to give a better premium?

 

 

I support. But becoz we SK is pro business, it will not materialize.

 

On the other hand, they will just increase the premium for those that have points deducted. Even if it is for illegal parking.

 

Thats crap policy. But since its always business 1st....

 

 

In Singapore, when we wish for cheaper stuff, we always end up with more expensive ones.. :(

 

Couldnt agree more. Maybe its reverse psy & deliberate? So that when champion grumblers spot the trend, they will stop grumbling.

I don't really agree with it. Good drivers does not necessary become good riders.

 

 

Maybe it is because when you were a rider first, you are more self-cautious of your surrounding as you are usually at a more disadvantage situation when an accident occurs.

 

Agree. Coz right way wrong way, rider must give way, or else....!!! After years of being conditioned like that, I still turn my head to check here & there despite being in a cage.

 

 

So when the rider were to be put in a car, these "good habits" such as checking of blindspots, anticipate the decision of the car in front, has already been with him/her. Thus making him/her a better driver.

 

Indeed. As per above.

 

That being said, we still have kayu riders around too.. which is why it will never be 100%...

 

True. But if its a case of a rider who has ridden for at least 3 years, have all the paper work, road Tax/insurance record to show the class 2b is not wayang.....why not. Its just a matter of whether they are willing to do it. But since it will affect their profits, I doubt so.

 

 

Further, for myself, when in doubt whether this "good" idea will go thru, I ask myself,.. is it business benefit or consumer benefit. The answer is there already....

 

[Throttle2]

There's plenty actually.

 

Long years of experience doesn't mean safer road user..

 

I do know some auntie have driving license for 30 yrs but have not personally driven at all. No, not at all after the test.

Plse note, i said experience, i didnt saying long period of holding licence without driving. That isnt true experience. .I recognise it may be difficult to paper-prove. But they could get 3 other drivers to vouch for them as records

 

And of course experience with a clean record (like me > 20yrs class 2 and 3 with zero pts zero fines)

.

 

To make it even more stringent, go for a special TP test.

If pass, insurance get additional 20% on top of 50% discount....steady boh?

Edited November 17, 2013 by Throttle2