Busker888 1st Gear April 20, 2015 Share April 20, 2015 Fellow MCFers My In car cam capture the whole incident.. My car was parked behind his along this parallel parking car park, he reversed too fast and hit my front bumper ( damage : paint peeled + scratches ). Happened yesterday night and i discovered it only this afternoon...call my insurance firm and they say just make a police report and then go AD to get the damages repaired. Shld i make effort to contact the driver and ask he/she to compensate me rather then just go straight to the police ? Good advices needed...Many thanks in Advance ! ↡ Advertisement Link to post Share on other sites More sharing options...
Beehive3783 Turbocharged April 20, 2015 Share April 20, 2015 1. By right you have to make police report for hit and run cases 2. If you bring back to AD for repair, you have to claim your own insurance first then tell your insurance company to claim against the hit and run car, AD will not accept repairs for third party claims. You do have your video as evidence but even so, your own NCD will be suspended until the case is settled. Expect to take few months or even a year. 3. Paint peeled and scratches only, why waste time on the repairs. It may not even exceed your insurance excess. Fellow MCFers My In car cam capture the whole incident.. My car was parked behind his along this parallel parking car park, he reversed too fast and hit my front bumper ( damage : paint peeled + scratches ). Happened yesterday night and i discovered it only this afternoon...call my insurance firm and they say just make a police report and then go AD to get the damages repaired. Shld i make effort to contact the driver and ask he/she to compensate me rather then just go straight to the police ? Good advices needed...Many thanks in Advance ! 2 Link to post Share on other sites More sharing options...
Optramagnum 6th Gear April 20, 2015 Share April 20, 2015 3. Paint peeled and scratches only, why waste time on the repairs. It may not even exceed your insurance excess. Sound like TS is repairing the damage which was done to his heart or ego, not so much on his car.. Link to post Share on other sites More sharing options...
Penknife 5th Gear April 21, 2015 Share April 21, 2015 hit and run and the person who did it didn't bother. says so much about the driver's integrity Link to post Share on other sites More sharing options...
Lurpsexx 6th Gear April 21, 2015 Share April 21, 2015 hit and run and the person who did it didn't bother. says so much about the driver's integrity Should be seizable offence now after the new laws from Feb'15.. can poh mata to catch and charge this farker.. Link to post Share on other sites More sharing options...
Mockngbrd Supersonic April 21, 2015 Share April 21, 2015 Str8 to the po po Link to post Share on other sites More sharing options...
Busker888 1st Gear April 21, 2015 Author Share April 21, 2015 From the video, the impact is quite big..i believe the driver knows it..Yes reported to the police, now waiting for TP call to submit the video. Will respray my front bumper and claim his/her insurance.....my car is 1 year old and it deserve to look it's best Thanks all... Link to post Share on other sites More sharing options...
Kusje Supersonic April 21, 2015 Share April 21, 2015 From the video, the impact is quite big..i believe the driver knows it..Yes reported to the police, now waiting for TP call to submit the video. Will respray my front bumper and claim his/her insurance.....my car is 1 year old and it deserve to look it's best Thanks all... You reported to police via online? There is a function to submit video on their portal... Link to post Share on other sites More sharing options...
Caravan 5th Gear April 21, 2015 Share April 21, 2015 From the video, the impact is quite big..i believe the driver knows it..Yes reported to the police, now waiting for TP call to submit the video. Will respray my front bumper and claim his/her insurance.....my car is 1 year old and it deserve to look it's best Thanks all... Good that you recorded it down. Link to post Share on other sites More sharing options...
Nzy Twincharged April 22, 2015 Share April 22, 2015 Because of this new law requiring drivers to leave their particulars or making police report, I have heard quite a number of people teaching others how to go around it. When you hit a car, don't come out and check damage. Just drive off. If police ask, can say never realise you hit something. Link to post Share on other sites More sharing options...
Busker888 1st Gear April 22, 2015 Author Share April 22, 2015 Will update as the case progresses. 1 Link to post Share on other sites More sharing options...
Charmet 3rd Gear April 22, 2015 Share April 22, 2015 1. By right you have to make police report for hit and run cases 2. If you bring back to AD for repair, you have to claim your own insurance first then tell your insurance company to claim against the hit and run car, AD will not accept repairs for third party claims. You do have your video as evidence but even so, your own NCD will be suspended until the case is settled. Expect to take few months or even a year. 3. Paint peeled and scratches only, why waste time on the repairs. It may not even exceed your insurance excess. Second point is not entirely true. I too was a victim of being rear-ended and chose to do a self-claim as my vehicle is serviced by the AD. (In fact, I started a thread on it to seek advice from fellow bros here.) The case is still pending because my parts are not available in Asia. As my insurance is up for renewal. AIG - my current insurer - continued to provide me 10% NCD without increasing my excess. The current quotation is actually about 20% less than what I paid last year when I first bought the vehicle. I'm told all insurers have access to a database which includes any reports you file when claiming insurance, and links to video clips (if you have them and you upload them onto Youtube like I did). When quoting you your new insurance premium, they can view it and determine if it's truly your fault or not. In your case, if you're stationery and unless you were parking at a place you shouldn't be parking at, then it's clear the fault lies with the opposing driver. The insurer has a choice to offer you normal rates without taking into account your claim. Of course if your case is unclear even from the video clip (50-50, side-swap, etc, then they will suspend your NCD like what Beehive said. But from what you described, you seem completely innocent here. As for Beehive's 3rd point, I have to disagree completely. It's his new car and he has every right to restore it to its former glory. We're not talking dinks and paint chips here, which are inevitable. How would you feel if the same happened to your own vehicle? Abit "bo tao nao", what you have said. Link to post Share on other sites More sharing options...
Beehive3783 Turbocharged April 23, 2015 Share April 23, 2015 Good, your tao nao very gao? Disagree with my post is ok, but to call names because of it reflects on your own upbringing. Second point is not entirely true. I too was a victim of being rear-ended and chose to do a self-claim as my vehicle is serviced by the AD. (In fact, I started a thread on it to seek advice from fellow bros here.)The case is still pending because my parts are not available in Asia. As my insurance is up for renewal. AIG - my current insurer - continued to provide me 10% NCD without increasing my excess. The current quotation is actually about 20% less than what I paid last year when I first bought the vehicle.I'm told all insurers have access to a database which includes any reports you file when claiming insurance, and links to video clips (if you have them and you upload them onto Youtube like I did). When quoting you your new insurance premium, they can view it and determine if it's truly your fault or not. In your case, if you're stationery and unless you were parking at a place you shouldn't be parking at, then it's clear the fault lies with the opposing driver. The insurer has a choice to offer you normal rates without taking into account your claim. Of course if your case is unclear even from the video clip (50-50, side-swap, etc, then they will suspend your NCD like what Beehive said. But from what you described, you seem completely innocent here. As for Beehive's 3rd point, I have to disagree completely. It's his new car and he has every right to restore it to its former glory. We're not talking dinks and paint chips here, which are inevitable. How would you feel if the same happened to your own vehicle? Abit "bo tao nao", what you have said. Link to post Share on other sites More sharing options...
159er 5th Gear April 23, 2015 Share April 23, 2015 Fellow MCFers My In car cam capture the whole incident.. My car was parked behind his along this parallel parking car park, he reversed too fast and hit my front bumper ( damage : paint peeled + scratches ). Happened yesterday night and i discovered it only this afternoon...call my insurance firm and they say just make a police report and then go AD to get the damages repaired. Shld i make effort to contact the driver and ask he/she to compensate me rather then just go straight to the police ? Good advices needed...Many thanks in Advance ! At least your cam caught the bugger. My cam does not have parking mode and was recently hit & run at carpark. Left rear door dented and scratched. Gotta repair at my own cost... Looking at front & rear cam now with parking mode... Yi Fan Wan Yi... Link to post Share on other sites More sharing options...
RadX Moderator April 23, 2015 Share April 23, 2015 Because of this new law requiring drivers to leave their particulars or making police report, I have heard quite a number of people teaching others how to go around it. When you hit a car, don't come out and check damage. Just drive off. If police ask, can say never realise you hit something. they can go down, write this how? or this Link to post Share on other sites More sharing options...
Nzy Twincharged April 23, 2015 Share April 23, 2015 they can go down, write this how? or this But according to the law, the person who hit the car need to make a police report if the owner of the car he hit never contact him within 24hrs. So after leaving this kind of note, still got to make police report if not considered against the law leh. Link to post Share on other sites More sharing options...
Busker888 1st Gear May 1, 2015 Author Share May 1, 2015 Going down to submit the video to TP next week... Link to post Share on other sites More sharing options...
Charmet 3rd Gear May 1, 2015 Share May 1, 2015 Going down to submit the video to TP next week... All the best Bro. Do keep us updated on how it goes. May it all end well for you. ↡ Advertisement Link to post Share on other sites More sharing options...
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