Insurance NCD validity

[SG79]

Does anyone know what is the time frame for holding the NCD when no longer renew?

 

Edited November 24, 2015 by SG79

[Othello]

different insurers different period, gotta call and ask. 

[Beehive3783]

Usually is 1 year if no new policy registered under the same car

[Throttle2]

1 yr

[SG79]

Usually is 1 year if no new policy registered under the same car

 

only for the same car?

[0wnage]

only for the same car?

NCD is tagged to you, not your car.

[Kangadrool]

Any car. But, I reckon that you won't be able to find out if they have jacked up the premium by quite a far margin (to cover the NCD discounts) if you have changed to a "high risk" car. So, could potentially be LPPL...

 

Last time, motorcycle cannot carry NCD over. But, I was surprised to find out it can be done recently. But, looking at the motorcycle premiumnow....  So, what's the use of "can" when it's being jacked up from another end to cover the NCD discount/"generosity"?

 

only for the same car?

 

Edited November 24, 2015 by Kangadrool

[Damienic]

Normally 1 yr. It will follow the policy of your last insurer. 

[Chrispie]

I was told that ncd protector only applies to the current insurer.

 

So for example u are enjoying 50% with company A and you kena accident. Even if you had ncd protector with A, when you change to company B next year, company B will not honour the 50% (assuming say your accident u didn't win the case).

 

Is that right?