Xers007 Supercharged September 12, 2018 Share September 12, 2018 (edited) So to say all those "repair at your own workshop" clause is bulls**t cos it is still peg to a certain amount the insurance coy is willing to pay for the repair. I am due for renewal this month as well... Very headache cos these insurance coy pattern more than badminton Edited September 12, 2018 by Xers007 ↡ Advertisement 2 Link to post Share on other sites More sharing options...
Ivan_06 5th Gear September 12, 2018 Share September 12, 2018 So to say all those "repair at your own workshop" clause is bulls**t cos it is still peg to a certain amont the insurance coy is willing to pay for the repair. I am due for renewal this month as well... Very headache cos these insurance coy pattern more than badminton So I paid budget direct for the premium of any workshop also like paid for nothing... Link to post Share on other sites More sharing options...
Enye Hypersonic September 12, 2018 Share September 12, 2018 so scared then just buy 3rd party fire and theft lor Link to post Share on other sites More sharing options...
Xers007 Supercharged September 12, 2018 Share September 12, 2018 So I paid budget direct for the premium of any workshop also like paid for nothing...I will check with other ins coy see if they are the same with this clause. Link to post Share on other sites More sharing options...
Junky73 3rd Gear September 12, 2018 Share September 12, 2018 (edited) I will avoid budget insurance. Cheap really got lots of funny fine prints. I asked for a quote earlier, lucky never took it up. you can only choose either "named driver" or "any other driver". And "Any other driver" means not staying in the same household as you. This means if you choose "named driver", you can only write your wife. If you brother wanna borrow your car, he is not covered. Sucky fine prints. Edited September 12, 2018 by Junky73 1 Link to post Share on other sites More sharing options...
Ivan_06 5th Gear September 12, 2018 Share September 12, 2018 I will avoid budget insurance. Cheap really got lots of funny fine prints. I asked for a quote earlier, lucky never took it up. you can only choose either "named driver" or "any other driver". And "Any other driver" means not staying in the same household as you. This means if you choose "named driver", you can only write your wife. If you brother wanna borrow your car, he is not covered. Sucky fine prints. Someone mentioned in another forum saying that even though budget direct covers flood. It only covers if you car was parked in carpark. It doesn't cover if you are on the road and suddenly there is flash flood.... so scared then just buy 3rd party fire and theft lor This one I will buy for coe cars lah. Hahah. Cos anything scrapped liao. Beyond economical repair Link to post Share on other sites More sharing options...
Friendstar Supercharged September 12, 2018 Share September 12, 2018 The other reasons why I am frustrated with budget direct was when I renewed my car insurance, there were a number of hiccups like number of not at fault accidents being incorrectly reflected by budget direct.. When purchasing the car insurance, I used a promo code that was accepted as stated on your website but later was deemed not correct by another one of your staff about 1-2 weeks later as it is hidden under one of the small terms and conditions on a separate page. The other staff also quoted way higher as she got my number of not at fault accidents wrongly back then in June.... I had to make separate phone calls to speak to another one of your guys who investigated and true enough the number of not at fault accident back then was 1 instead of 2. Imagine, I just blindly followed the first staff who called me about my insurance premium. Hence I needed to top up lesser as compared to what the first staff told me.... You can figure it out as there were amendments in my policy with a top up due to the promo code which was not honored as it is hidden under one of the small prints in another page or so... Haiz... Tackle it head on... Don't skirt the main issue I think budget direct reply is quite reasonable Basically u r sway. Ur scrap value is high. Ur market value is low, Ur body is worthless . Someone mentioned in another forum saying that even though budget direct covers flood. It only covers if you car was parked in carpark. It doesn't cover if you are on the road and suddenly there is flash flood.... This one I will buy for coe cars lah. Hahah. Cos anything scrapped liao. Beyond economical repair Hahaha just for laughter. If see a flood quickly find a lot to park . 1 Link to post Share on other sites More sharing options...
astc80 Clutched September 12, 2018 Share September 12, 2018 Hi all What motor insurance is recommended for first car owner? The quote by AD always seem to be trying to chop us but not sure about what to get outside. any help would be appreciated. Thanks in advance! Link to post Share on other sites More sharing options...
inlinesix Supersonic September 12, 2018 Share September 12, 2018 Hi all What motor insurance is recommended for first car owner? The quote by AD always seem to be trying to chop us but not sure about what to get outside. any help would be appreciated. Thanks in advance! How do you know kenna chop? Link to post Share on other sites More sharing options...
astc80 Clutched September 13, 2018 Share September 13, 2018 How do you know kenna chop? It always seems higher than what you can get outside, and they will get a comm for tying you up with the insurance. Of course i might be wrong. Link to post Share on other sites More sharing options...
Ivan_06 5th Gear September 13, 2018 Share September 13, 2018 Hi all What motor insurance is recommended for first car owner? The quote by AD always seem to be trying to chop us but not sure about what to get outside. any help would be appreciated. Thanks in advance! Make sure you get a car insurance that covers for total loss. Especially for new cars. Aviva offers total loss for first 3 years, 1 for 1 replacement of new car of the same make. Else if you kenna anything, your car may be deemed beyond economical repair and the payout is such that you luggi big time. Link to post Share on other sites More sharing options...
archcherub 3rd Gear December 11, 2019 Share December 11, 2019 can someone go write all the summary for car insurance guide or not... damn lehjay to renew my insurance then now thinking 3rd party only or comprehensive since my car is old liao then NCD i tot 50% is max suddenly heard got 60% now. haih. save money is tiring. don't save money maybe more tiring later also... 🤪 Link to post Share on other sites More sharing options...
Kengheng450 2nd Gear December 11, 2019 Share December 11, 2019 1 hour ago, archcherub said: can someone go write all the summary for car insurance guide or not... damn lehjay to renew my insurance then now thinking 3rd party only or comprehensive since my car is old liao then NCD i tot 50% is max suddenly heard got 60% now. haih. save money is tiring. don't save money maybe more tiring later also... 🤪 There are no cheap insurance here in Singapore,just buy what ever you think is reasonable.60% NCD also bulls**t one,when you somebody made a claim against you whether you are right or wrong straight away you lose 40% and renewal become very high. Link to post Share on other sites More sharing options...
archcherub 3rd Gear December 12, 2019 Share December 12, 2019 18 hours ago, Kengheng450 said: There are no cheap insurance here in Singapore,just buy what ever you think is reasonable.60% NCD also bulls**t one,when you somebody made a claim against you whether you are right or wrong straight away you lose 40% and renewal become very high. yeah lor. i buaytahan the renewal becoming very high even when its not my fault. really not fair for safe careful drivers Link to post Share on other sites More sharing options...
Justicelegends11 1st Gear February 2, 2020 Share February 2, 2020 Hi anyone using FWD car insurance and claim third party insurance previously? If unsuccessful, can I claim back my own insurance? As stated in my policy, I have to claim within 14days from incident date. Or should I choose own damage claim first and submit third party claim later on? As the third party car changed suddenly from lane 2 to lane 1 and bumped into my front bumper and fender , hence the AD assessor suggested me to claim own damage first. This is because the winning percentage is just 50%. Besides that, I have communicated with third party and he claimed under my insurance. If I choose to claim under own damage, is this self declaration that I’m at the wrong side during the accident ?Can anyone advise on the situation? Many thanks Link to post Share on other sites More sharing options...
Hamburger Hypersonic February 2, 2020 Share February 2, 2020 Please don't spam all over the threads. Link to post Share on other sites More sharing options...
RogerNg_185295 6th Gear February 2, 2020 Share February 2, 2020 On 12/11/2019 at 2:59 PM, archcherub said: can someone go write all the summary for car insurance guide or not... damn lehjay to renew my insurance then now thinking 3rd party only or comprehensive since my car is old liao then NCD i tot 50% is max suddenly heard got 60% now. haih. save money is tiring. don't save money maybe more tiring later also... 🤪 Who you think you are? Link to post Share on other sites More sharing options...
martinoermando Neutral Newbie May 13, 2020 Share May 13, 2020 So far all the claims have been easy. They usually give us the lowest quote among all the companies we go to also thats why we still stick with NTUC. ↡ Advertisement Link to post Share on other sites More sharing options...
Recommended Posts
Create an account or sign in to comment
You need to be a member in order to leave a comment
Create an account
Sign up for a new account in our community. It's easy!
Register a new accountSign in
Already have an account? Sign in here.
Sign In NowRelated Discussions
Related Discussions
Territorial claims in South China Sea
Territorial claims in South China Sea
Food delivery firms take up third-party liability insurance
Food delivery firms take up third-party liability insurance
Advise on car insurance
Advise on car insurance
Be one of 10 lucky winners to win a $10 petrol voucher!
Be one of 10 lucky winners to win a $10 petrol voucher!
Sell by bidding - BEST price from 500 car dealers in 1 day
Sell by bidding - BEST price from 500 car dealers in 1 day
Xiaomi Mix Fold 3 - Best Foldable Right Now IMHO
Xiaomi Mix Fold 3 - Best Foldable Right Now IMHO
Travel Notice/Advisory for Travellers to Bali
Travel Notice/Advisory for Travellers to Bali
China Car Design is the best?
China Car Design is the best?