lausai88 Hypersonic April 20, 2016 Share April 20, 2016 I bet more than 47% of people in Singapore also don't have $400 for emergencies. I for one don't have $400 for emergencies. I would need to go to the atm for the money. How many people here have $400 on them for emergencies? I just counted my money, heng ah, i am one of the 53% I have $600 in my piggy bank for emergencies ↡ Advertisement 4 Link to post Share on other sites More sharing options...
Wishcumstrue 6th Gear April 20, 2016 Share April 20, 2016 wah this uncle really eccentric hor hmmm...maybe your definition of "eccentric" are worlds apart from what I understand from the English dictionary. Link to post Share on other sites More sharing options...
Joseph22 Turbocharged April 20, 2016 Share April 20, 2016 these money you use to operate illegal Casino at home iszi?? I just counted my money, heng ah, i am one of the 53% I have $600 in my piggy bank for emergencies IMG_1923.JPG 1 Link to post Share on other sites More sharing options...
Wishcumstrue 6th Gear April 20, 2016 Share April 20, 2016 (edited) Actually all related. And all ends up being tied to $. Why? It all boils down to the age old adage: " Money cannot buy you happiness, but ......"[:p] Strange.. if your 6-pointers all revolves around $, then why does one still ended up crying in an expensive ride ? The last part of your post, I just have this to say: There is a difference between bad debt and good debt. Just make sure you go into each debt well researched and well armed and you will do fine. There will always be bad/good debts - problem is like Ying & Yang, both can switch and easily place one in exposed position...oh btw, perhaps you missed a caveat in my statement: Just a few decades ago, people wouldn't even think of owning debt and it was all about saving saving Saving. Today, it is a total reversal - we are prepared to get into debt, knowingly, and buying credit from the future and praying one can return the debt with interest within one's economically (active) lifetime. Edited April 20, 2016 by Wishcumstrue Link to post Share on other sites More sharing options...
Fuelsaver Supercharged April 21, 2016 Share April 21, 2016 i think they forgot to survey their parents ... lol with the widening wealth gap ... they are also many angmohs with $4M in their pocket as for spore ... i believe the "middle income" group is extremely wide ... so should be ok-ok but with no $500k no talk hdb ... $10k household income is the new poor in spore wow, then quite a lot of new poor.. Link to post Share on other sites More sharing options...
Vratenza Supersonic April 21, 2016 Share April 21, 2016 Strange.. if your 6-pointers all revolves around $, then why does one still ended up crying in an expensive ride ? Money cannot buy happiness. No money also do not gurantee happiness. So if happiness is achieved via non-monetary means, than I rather have the money while trying to find my own happiness. Many can attest that money (or lack of) is the source of a large proportion of marriage breakdown. 2 Link to post Share on other sites More sharing options...
Joseph22 Turbocharged April 21, 2016 Share April 21, 2016 (edited) Money cannot buy happiness. No money also do not gurantee happiness. So if happiness is achieved via non-monetary means, than I rather have the money while trying to find my own happiness. Many can attest that money (or lack of) is the source of a large proportion of marriage breakdown. Debts. Not money. There is a different between breakdown because of money and breakdown because of debts. Edited April 21, 2016 by Joseph22 Link to post Share on other sites More sharing options...
Jtb 6th Gear April 21, 2016 Share April 21, 2016 wow, then quite a lot of new poor.. I have to say most of us depend very much on our monthly salary to survive with no or little savings. We would not have suffered so much only the necessities is not taxing and expensive here. If only those people who earned $12k a day can be reduced to half, we maybe able to save some for the raining days. I really wish to help one way or another but I can't even save to help in a rich city. Link to post Share on other sites More sharing options...
Joseph22 Turbocharged April 21, 2016 Share April 21, 2016 I have to say most of us depend very much on our monthly salary to survive with no or little savings. We would not have suffered so much only the necessities is not taxing and expensive here. If only those people who earned $12k a day can be reduced to half, we maybe able to save some for the raining days. I really wish to help one way or another but I can't even save to help in a rich city. That depend on what u mean by neccessities. I know of family of 5 single income less then 6k and own a HDB. At the same time have enough saving to last more the. 6 month, and Go on bi-yearly oversea trip to places like China and Hong Kong. Link to post Share on other sites More sharing options...
Vratenza Supersonic April 21, 2016 Share April 21, 2016 I have to say most of us depend very much on our monthly salary to survive with no or little savings. We would not have suffered so much only the necessities is not taxing and expensive here. If only those people who earned $12k a day can be reduced to half, we maybe able to save some for the raining days. I really wish to help one way or another but I can't even save to help in a rich city. you are saying those people earnibng 12K/day is depriving the rest of us of money or what we should be earning? Link to post Share on other sites More sharing options...
Joseph22 Turbocharged April 21, 2016 Share April 21, 2016 you are saying those people earnibng 12K/day is depriving the rest of us of money or what we should be earning? I like his ideal. Communist. Link to post Share on other sites More sharing options...
Fuelsaver Supercharged April 21, 2016 Share April 21, 2016 I have to say most of us depend very much on our monthly salary to survive with no or little savings. We would not have suffered so much only the necessities is not taxing and expensive here. If only those people who earned $12k a day can be reduced to half, we maybe able to save some for the raining days. I really wish to help one way or another but I can't even save to help in a rich city. that's y there's such initiatives like CSR, but won't b even halved. mymoneyisminetokeep thinking will b there, then u have money laundering n tax evasion etc. capitalism works smthg like this - those venture out get rich then distribute the rest as salaries. so for now, work toward 12k a month.. you are saying those people earnibng 12K/day is depriving the rest of us of money or what we should be earning? actually distribution of wealth is not really even. money will come from somewhere - either from tax, agent fee or whatnot. else lower level jobs like construction worker, cleaner should be getting much better paid n there'll b no labor crunch. in some way he has his point, but that's ideal. Link to post Share on other sites More sharing options...
Zaxx 2nd Gear April 21, 2016 Share April 21, 2016 Strange.. if your 6-pointers all revolves around $, then why does one still ended up crying in an expensive ride ? There will always be bad/good debts - problem is like Ying & Yang, both can switch and easily place one in exposed position...oh btw, perhaps you missed a caveat in my statement: Crying because that bitch stole that last piece of croc skin birkin on display and now i gotto wait another 6 months for it. Link to post Share on other sites More sharing options...
Showster Twincharged April 21, 2016 Share April 21, 2016 Earn 12K a day, how many K can be packed into coffin when we are buried under? Not much I guess. More important is how we live our lives according to what we value. If only those people who earned $12k a day can be reduced to half 3 Link to post Share on other sites More sharing options...
Wishcumstrue 6th Gear April 21, 2016 Share April 21, 2016 (edited) Money cannot buy happiness. No money also do not gurantee happiness. So if happiness is achieved via non-monetary means, than I rather have the money while trying to find my own happiness. Many can attest that money (or lack of) is the source of a large proportion of marriage breakdown. To each his own. It's just that you and I disagree over the priority of $ and "happiness." - kinda of like why marriage breaksup - it is about value, not just $ While I see value of one's worth and purpose beyond $, you value cash more, no right nor wrong. To me, Cash is KING.....but it isn't everything. Crying because that bitch stole that last piece of croc skin birkin on display and now i gotto wait another 6 months for it. Don't understand what you trying to imply - I only learn that one can still be crying even in a Bugatti. Edited April 21, 2016 by Wishcumstrue 1 Link to post Share on other sites More sharing options...
Vratenza Supersonic April 21, 2016 Share April 21, 2016 To each his own. It's just that you and I disagree over the priority of $ and "happiness." - kinda of like why marriage breaksup - it is about value, not just $ While I see value of one's worth and purpose beyond $, you value cash more, no right nor wrong. To me, Cash is KING.....but it isn't everything. in the spirit of MCF open discussion and exhange of opinion, we will agree to disagree. but I must say that I do not value cash more than one's worth and purpose in life. I am just saying money is not a dirty word. It is how you use it that makes it dirty or clean. Money is just a means to an end. You make money so that you can enjoy the fruits of your labour and so that it can bring smiles to you and your love ones. Some people chase after money till they lose their focus. Hoarding all the money to last 10 generations? And yet do not know how to enjoy the fruition of their labour as well as making his love ones life a little bit more comfortable... that little bit more enjoyable. On the other extreme, some people spend future money like no tomorrow. This is the group that I can safely say we both can agree in unison what we are disgusted about. 1 Link to post Share on other sites More sharing options...
Showster Twincharged April 21, 2016 Share April 21, 2016 There was this monster house I went in before, a bungalow in Bt Timah area that stood out from its vicinity. Porch parked full of cars I also dunno what brands. Multiple maids, multiple electronically controlled bulletproof gates just to reach the living room. Very successful in dollar terms. The son has never taken public transport. An empty soul who cannot relate to people. A neglected child who never knew what parent's love is all about (always chauffeured around by drivers). Success? Link to post Share on other sites More sharing options...
Picnic06-Biante15 Supersonic April 21, 2016 Share April 21, 2016 I bet more than 47% of people in Singapore also don't have $400 for emergencies. I for one don't have $400 for emergencies. I would need to go to the atm for the money. How many people here have $400 on them for emergencies? Cash money don't have, credit cards & bank cash cards a lot.... In SG why need to carry cash. ATM everywhere, every petrol kiosk, every hospitals, every 7-11 stalls, every Giant, ... etc can withdraw cash from counter... Can see the pattern of Singaporean. When go shopping to buy a wallet, it is not how big the wallet can carry cash. It's how many cards can the wallet carries... ↡ Advertisement Link to post Share on other sites More sharing options...
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