hexies 1st Gear October 12, 2016 Share October 12, 2016 As the question implies, does anyone know if by going through an in-house loan (dealer or someone else), would HDB be aware of it when you're declaring income looking to buy a HDB/EC? Thanks :) ↡ Advertisement Link to post Share on other sites More sharing options...
UncleAtas Turbocharged October 12, 2016 Share October 12, 2016 Nope. They only factor in your total household income. 1 Link to post Share on other sites More sharing options...
hexies 1st Gear October 13, 2016 Author Share October 13, 2016 Nope. They only factor in your total household income. Wait, doesn't HDB/bank look into your total outstanding payments you need to make per month, and factor that in to the loan approval? Example I make $5k, and I have $4.5k/month going into my car + card payments , and looking to seek HDB loan. Wouldn't how much I pay monthly to my loans affect approval from bank/hdb? Thanks! Link to post Share on other sites More sharing options...
RadX Moderator October 13, 2016 Share October 13, 2016 Continue here http://www.mycarforum.com/topic/2693075-mas-cease-tdsr-restriction-on-property-for-existing-owners/?fromsearch=1 ↡ Advertisement Link to post Share on other sites More sharing options...
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