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11 replies to this topic | 5 praises

#1

Posted 15 March 2018 - 02:06 PM

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Until a few years ago, i used to rent car for msia trip.

 

Some car rentals (pte owner or those 'company' but operate from HDB flat one) will ask u to pay extra $20 per day, for 'extra insurance' if u declare want to go msia.

 

I never really bothered to check, just pay and go. But got once i asked, but the guy said 'its done online' so cannot show me. 

 

Anyone can shed light on this? Am just curious whether its really true got extra insurance coverage, or the rental just wanna get extra money



#2

Posted 15 March 2018 - 02:16 PM

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i thought you need an extra phone charger when you rent a car to go msia.

 

Anyway the extra $20-$30 is standard for the insurance coverage.


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骑白马的不一定是王 ,可能是唐僧;带翅膀的也不一定是天使,有时候是鸟人。

#3

Posted 15 March 2018 - 02:22 PM

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Most of these rental cars do not have insurance coverage for West Malaysia

Unlike private cars

#4

Posted 15 March 2018 - 03:29 PM

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Nothing

Edited by Staff69, 15 March 2018 - 03:29 PM.

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#5

Posted 15 March 2018 - 03:57 PM

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i thought you need an extra phone charger when you rent a car to go msia.

 

Anyway the extra $20-$30 is standard for the insurance coverage.

 

I suspect is for the data roam for GPS tracking?



#6

Posted 15 March 2018 - 05:00 PM

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All insurance policy covers west Malaysia up to border of Thailand.It's only excess how much,If they collect extra from you they pocket it if no claim.

#7

Posted 17 March 2018 - 08:16 AM

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Until a few years ago, i used to rent car for msia trip.

 

Some car rentals (pte owner or those 'company' but operate from HDB flat one) will ask u to pay extra $20 per day, for 'extra insurance' if u declare want to go msia.

 

I never really bothered to check, just pay and go. But got once i asked, but the guy said 'its done online' so cannot show me. 

 

Anyone can shed light on this? Am just curious whether its really true got extra insurance coverage, or the rental just wanna get extra money

 

Like or don't like also have to pay. Their T&C.

 

It's for insurance.

 

Just when you go holiday and buy travel insurance.


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#8

Posted 10 July 2018 - 04:33 PM

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I thought that the prepayment and surcharge for renting a car has long been out of stock.  Well or it because I use Rental24H and there do not take money for their services.  I think you are paying.  And this is not what. 



#9

Posted 11 July 2018 - 11:23 AM

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Until a few years ago, i used to rent car for msia trip.

 

Some car rentals (pte owner or those 'company' but operate from HDB flat one) will ask u to pay extra $20 per day, for 'extra insurance' if u declare want to go msia.

 

I never really bothered to check, just pay and go. But got once i asked, but the guy said 'its done online' so cannot show me. 

 

Anyone can shed light on this? Am just curious whether its really true got extra insurance coverage, or the rental just wanna get extra money

 

By default, you need to have a copy of your insurance in your car. So "unable to show you because it is done online" is not an acceptable answer. The last thing you want to be caught up with, is pay for Malaysia coverage and get checked in Msia without insurance.

 

But the extra charge is valid.
 



#10

Posted 12 July 2018 - 08:38 AM

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#11

Posted 15 April 2019 - 09:29 AM

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By default, you need to have a copy of your insurance in your car. So "unable to show you because it is done online" is not an acceptable answer. The last thing you want to be caught up with, is pay for Malaysia coverage and get checked in Msia without insurance.

 

But the extra charge is valid.
 

 

ya, you should have at least the cover note of the car. sometimes at msia side, they will ask.. quite rare but sometimes they do. 

However, from what i know, most rental cars are already purchased with coverage to msia, it's just that they wanted to cover back a little from the extra premium they collect from you



#12

Posted 15 April 2019 - 03:15 PM

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I don't think they will inform their insurer that the customer is taking the car into Malaysia, since their company fleet policy would cover Malaysia too. It's to cover the higher risk that you might not come back with their car (whether you really lost it or you go and strip the car and sell it off).

 

Don't forget, they are running a business and as much as the customer is scared of these companies, they are scared of the customers playing stunts too. Even if they claim insurance over a car stolen in Malaysia, they only get back the market value of the car and they lose at the end of the day. So this $20 a day is like "in-house insurance" in a way. 

 

Most of the time, it is also to cover the higher mileage (more wear and tear) which will take place when the customer takes the car into Malaysia. They probably have statistics to know the mileage the average customer clocks in SG and Malaysia and they feel there is a need to charge more for people driving into Malaysia. 




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