RadX Moderator October 16, 2018 Share October 16, 2018 Great. Thanks. So what is the "exchange" option in the app used for if it does the conversion for you? yes, it gives u the exchange amt at that point in time i must say they had all the areas covered no withdrawal of $$ from sg ATMs, lest ppl trf from cc and get hard cash hahahaha I'm definitely sold and my pals all eager to get on too ↡ Advertisement Link to post Share on other sites More sharing options...
Jman888 Moderator October 16, 2018 Author Share October 16, 2018 Got the card last week. A (stupid) qns to ask the bros here. I frequent 2 online shops, one in Jap and another in US. If I top up both currencies in my card, how does the card does it deductions? I assume if I pay in yen, it will deduct the amount available in yen right?you can top up in both currency and use it to purchase from different country online shop, but the problem is you will have balance in those currency. Alternatively just transfer to the SGD and let them do the spot rate conversion and deduct from there. Link to post Share on other sites More sharing options...
RadX Moderator October 16, 2018 Share October 16, 2018 you can top up in both currency and use it to purchase from different country online shop, but the problem is you will have balance in those currency. Alternatively just transfer to the SGD and let them do the spot rate conversion and deduct from there. Can meh? I can oni topup into sgd, no other options Link to post Share on other sites More sharing options...
Stratovarius Turbocharged October 16, 2018 Share October 16, 2018 Can meh? I can oni topup into sgd, no other options After looking through, I think you can. if you think the exchange rate is good. You can buy and store in the card for future use. The thing is I don't know how the card will deduct with multiple currencies inside. My assumption is that if the charge is in yen, it will deduct the yen in your card. If not, it will deduct and exchange from your SGD wallet. I might try this out with aliexpress later tonight. Link to post Share on other sites More sharing options...
Vratenza Supersonic October 16, 2018 Share October 16, 2018 Just used the YouTrip on Amazon.com last night to order a hardcover medical textbook. Saved quite alot when compared to Amazon currency conversion options. Just need to be abit careful to check that the Usd option is selected before clicking the final checkout. But I changed sgd to usd in YouTrip just before checkout. Maybe next time just let YouTrip auto convert for me. you topup and it will enter your sgd wallet when you pay in that currency they deduct the amount from the sgd wallet, converted by the equivalent foreign currency amount for eg, you but sth usd$30 they deduct usd$30*1.37 = sgd$41.1 from the wallet if you had $50sgd initially,m you will have sgd$8.9 left 64530E73-800A-4C3C-BED6-F16B7EF28A44.png Link to post Share on other sites More sharing options...
RadX Moderator October 16, 2018 Share October 16, 2018 Just used the YouTrip on Amazon.com last night to order a hardcover medical textbook. Saved quite alot when compared to Amazon currency conversion options. Just need to be abit careful to check that the Usd option is selected before clicking the final checkout. But I changed sgd to usd in YouTrip just before checkout. Maybe next time just let YouTrip auto convert for me. yes, must select the USD option.... and leave as usd in the youtrip option too. whats the difference ah bro? 8c? Link to post Share on other sites More sharing options...
Jman888 Moderator October 16, 2018 Author Share October 16, 2018 Just used the YouTrip on Amazon.com last night to order a hardcover medical textbook. Saved quite alot when compared to Amazon currency conversion options. Just need to be abit careful to check that the Usd option is selected before clicking the final checkout. But I changed sgd to usd in YouTrip just before checkout. Maybe next time just let YouTrip auto convert for me. since it was convert at the same time as the transaction, like LPPL?? got diff? Link to post Share on other sites More sharing options...
RadX Moderator October 16, 2018 Share October 16, 2018 since it was convert at the same time as the transaction, like LPPL?? got diff?He sala lo Haha Link to post Share on other sites More sharing options...
Vratenza Supersonic October 16, 2018 Share October 16, 2018 I was worried if not enough USD in the wallet and Youtrip don't auto convert for me....transaction fail? Noobie... I already have some USD in the wallet but not enough for the total sum I am going to charge in Amazon. So in that case I am not sure if Youtrip will convert my SGD up to the exact balance of USD required? since it was convert at the same time as the transaction, like LPPL?? got diff? Link to post Share on other sites More sharing options...
RadX Moderator October 16, 2018 Share October 16, 2018 I was worried if not enough USD in the wallet and Youtrip don't auto convert for me....transaction fail? Noobie... I already have some USD in the wallet but not enough for the total sum I am going to charge in Amazon. So in that case I am not sure if Youtrip will convert my SGD up to the exact balance of USD required? they will use the USD first then concurrently take from the SGD acct. Happened to me b4... you noob hahaha Link to post Share on other sites More sharing options...
Lala81 Hypersonic October 17, 2018 Share October 17, 2018 going to try for a small purchase in taobao. Link to post Share on other sites More sharing options...
Vratenza Supersonic October 17, 2018 Share October 17, 2018 I tried, doesn't work. still got the 3% service charge. They force overseas users to use the alipay/CC payment route. Still figuring how to top up alipay account with credit card. going to try for a small purchase in taobao. Link to post Share on other sites More sharing options...
RadX Moderator October 17, 2018 Share October 17, 2018 I tried, doesn't work. still got the 3% service charge. They force overseas users to use the alipay/CC payment route. Still figuring how to top up alipay account with credit card. But in Alipay you add another acct Add the MasterCard acct Alipay treats the card as another cc direct debit Link to post Share on other sites More sharing options...
Lala81 Hypersonic October 17, 2018 Share October 17, 2018 (edited) I tried, doesn't work. still got the 3% service charge. They force overseas users to use the alipay/CC payment route. Still figuring how to top up alipay account with credit card. i'm not trying to avoid the service charge. just hoping for a better exchange rate. seems quite significant. I've been using SCB CC for TB as i get 1.5% off all spending with the card. So just now my exchange rate was 5.01 RMB to 1 SGD (today's spot rate is 5.03) I bought some items prior before the wkend, my SCB exchange rate was varying from 4.84 to 4.85 RMB to 1 SGD (spot rate then was about 5.02) Edited October 17, 2018 by Lala81 Link to post Share on other sites More sharing options...
Lala81 Hypersonic October 17, 2018 Share October 17, 2018 (edited) But in Alipay you add another acct Add the MasterCard acct Alipay treats the card as another cc direct debit From my understanding, i don't think there's any simple way to get past the service charge unless u are PRC chinese or have PRC based alipay account. Whatever lah, buying stuff is about convenience, can save with simple way like this youtrip method, that's great. Anything too convoluted, not say buying thousands of dollars of goods, screw it Edited October 17, 2018 by Lala81 Link to post Share on other sites More sharing options...
RadX Moderator October 17, 2018 Share October 17, 2018 From my understanding, i don't think there's any simple way to get past the service charge unless u are PRC chinese or have PRC based alipay account. Whatever lah, buying stuff is about convenience, can save with simple way like this youtrip method, that's great. Anything too convoluted, not say buying thousands of dollars of goods, screw it hahhaa no effort lah anyway case in point, saved abt $200 in exchange rate since i started on this youtrip thingy Link to post Share on other sites More sharing options...
Vratenza Supersonic October 17, 2018 Share October 17, 2018 can you top up Alipay account with non-china credit cards? But in Alipay you add another acctAdd the MasterCard acctAlipay treats the card as another cc direct debit Link to post Share on other sites More sharing options...
RadX Moderator October 17, 2018 Share October 17, 2018 can you top up Alipay account with non-china credit cards?My alipay acct direct link to my cc ↡ Advertisement Link to post Share on other sites More sharing options...
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