RadX Moderator September 5, 2018 Share September 5, 2018 he is taxi/grab driver la. chey... lagi clouded.... going by that reasoning, let it be I'm glad thta most here are clear and rational minded, and the post by @macrosszero tops it all! he is taxi/grab driver la. he has a valid point in that there must be a cap regardless of the victim's occupation or earning potential. but it surely can't be the 20k he is proposing. what cap would you put on a top hand surgeon then? ↡ Advertisement Link to post Share on other sites More sharing options...
inlinesix Supersonic September 5, 2018 Share September 5, 2018 She still have her job. Just that it's a downgrade. If she has accident insurance. She could also claim it. If she never buy then too bad. So I don't see any reason why she still need to sue such huge amount of 4 million. We cannot follow USA footstep where a lady fall down in McDonald due to floor is wet and sue Mcdonald for few millions. This is no good. It is true that she still has a job. If taxi driver didn't cause her injury, she will continues to be a APACHE pilot. As APACHE pilot, her earning will be substantially higher than NOW. Loss of income claims has to be substantiated. Not suka suka. Similar claims are done in jurisdictions outside of USA. 4m over 30 yrs is peanuts as compared to our ministar 1 Link to post Share on other sites More sharing options...
RadX Moderator September 5, 2018 Share September 5, 2018 he is taxi/grab driver la. he has a valid point in that there must be a cap regardless of the victim's occupation or earning potential. but it surely can't be the 20k he is proposing. ok lah, he's a grab driver so gotta give him the $20k argument as that would be that amt he would make? I dunno My bottomline here is that he does not seem to be able to appreciate nor comprehend the magnitude of scale that the earnings could rise until Link to post Share on other sites More sharing options...
BenTong Turbocharged September 5, 2018 Share September 5, 2018 She still have her job. Just that it's a downgrade. If she has accident insurance. She could also claim it. If she never buy then too bad. So I don't see any reason why she still need to sue such huge amount of 4 million. We cannot follow USA footstep where a lady fall down in McDonald due to floor is wet and sue Mcdonald for few millions. This is no good. Why cannot leh? Can la.. nothing wrong suing Mcdonald’s Millions when you fall down due to their wet floor. You sue I sure suppork Link to post Share on other sites More sharing options...
Mason016 Supersonic September 5, 2018 Share September 5, 2018 Actually, if a guest in your house injures himself within your premises and it is due to the homeowner's negligence, he can sue the home owner. #justsaying Link to post Share on other sites More sharing options...
Kusje Supersonic September 5, 2018 Share September 5, 2018 (edited) chey... lagi clouded.... going by that reasoning, let it be I'm glad thta most here are clear and rational minded, and the post by @macrosszero tops it all! what cap would you put on a top hand surgeon then? I don't think the cap should be specific to the individual. It should be something that covers maybe the 70th to 90th ( obviously open for debate) percentile of the population. If the surgeon is outside that bracket, they might consider buying additional insurance. Just like how Jennifer Lopez supposedly insures her ass. Edited September 5, 2018 by Kusje Link to post Share on other sites More sharing options...
Solar Turbocharged September 5, 2018 Share September 5, 2018 It is true that she still has a job. If taxi driver didn't cause her injury, she will continues to be a APACHE pilot. As APACHE pilot, her earning will be substantially higher than NOW. Loss of income claims has to be substantiated. Not suka suka. Similar claims are done in jurisdictions outside of USA. 4m over 30 yrs is peanuts as compared to our ministar Just do the math..$100k annual and it'll be $1.2 million in 10 years. 30 years alone without bonus or anything else is already almost $4 million. Considering her profession, likely her salary isn't just $100k annually in lost income. Not counting other expenses mentioned earlier. 3 Link to post Share on other sites More sharing options...
Jman888 Moderator September 5, 2018 Share September 5, 2018 I don't think the cap should be specific to the individual. It should be something that covers maybe the 70th to 90th ( obviously open for debate) percentile of the population. If the surgeon is outside that bracket, they might consider buying additional insurance. Just like how Jennifer Lopez supposedly insures her ass. you have a point there. now we wonder how much did she insured for herself? did she take her career seriously and insured $2 million (or more) for such accident that cause 'disability' to perform in her career, or should it be the duty of the air force? you can say american like to sue and claim insurance, but they not only sue other party, they also claim gao gao from their own insurance. Link to post Share on other sites More sharing options...
CYHew 3rd Gear September 5, 2018 Share September 5, 2018 But this is a civil suit right? Will insurance pay in this case?Of course, all commercial vehicles are covered by third party insurance, which is mandatory requirement to be insured. Link to post Share on other sites More sharing options...
Lala81 Hypersonic September 5, 2018 Share September 5, 2018 Actually, if a guest in your house injures himself within your premises and it is due to the homeowner's negligence, he can sue the home owner. #justsaying always host parties outside you have a point there. now we wonder how much did she insured for herself? did she take her career seriously and insured $2 million (or more) for such accident that cause 'disability' to perform in her career, or should it be the duty of the air force? you can say american like to sue and claim insurance, but they not only sue other party, they also claim gao gao from their own insurance. Disability insurance is not a big thing in SG. I have one. Covers me until I'm 62 for a few thousand a month in case I'm unable to work in my profession. Those with more narrowly defined jobs should consider. Of course if you are doing general admin/finance work etc, then no point lah. Hard for the specialists to support your claim u cant work in office job also. 1 Link to post Share on other sites More sharing options...
kykh Supercharged September 5, 2018 Share September 5, 2018 Not to forget the millions of taxpayers' dollars spent in training an Apache pilot that have now gone down the drain. 3 Link to post Share on other sites More sharing options...
Lotr8445r 5th Gear September 5, 2018 Share September 5, 2018 (edited) If judge approved the 4 million claim damages. It will set precident and in future every Tom dick Harry case with injuries will go to court and sue to get few million dollars. This is a unsustainable model. So I pray hard judge do not approve the 4 million claim in damages. I wonder next time if someone murdered somebody, the family of the 32 yrs old victim will go to court to sue the murder to pay for all the expense on lost of income for 50 yrs (82 -32 yrs). Btw, the parent of the NSF civil defence guy who drowned during POP , can go to court to claim for few million of dollar anot? They can forecast if he is still alive, he could have become minster drawlng minster salary Edited September 5, 2018 by Lotr8445r 1 Link to post Share on other sites More sharing options...
inlinesix Supersonic September 5, 2018 Share September 5, 2018 I don't think the cap should be specific to the individual. It should be something that covers maybe the 70th to 90th ( obviously open for debate) percentile of the population. If the surgeon is outside that bracket, they might consider buying additional insurance. Just like how Jennifer Lopez supposedly insures her ass. Why should she claims her own PA? Link to post Share on other sites More sharing options...
UncleAtas Turbocharged September 5, 2018 Share September 5, 2018 She still have her job. Just that it's a downgrade. If she has accident insurance. She could also claim it. If she never buy then too bad. So I don't see any reason why she still need to sue such huge amount of 4 million. We cannot follow USA footstep where a lady fall down in McDonald due to floor is wet and sue Mcdonald for few millions. This is no good. Good for you if you won't fight for your lost of income due to others negligence. Say u earning $10k right now and supporting your whole family. Touch wood anything happen to you. You happy with $1k give to you monthly? Or would you also do the same thing. ASK what is rightfully yours. USA is USA. Singapore is Singapore. So why Singapore can't do the same? Why are we paying insurance for? 1 Link to post Share on other sites More sharing options...
Jman888 Moderator September 5, 2018 Share September 5, 2018 Why should she claims her own PA? Why not? you buy insurance to get more pay out right? whether coming from other or your own. Link to post Share on other sites More sharing options...
Tjon 4th Gear September 5, 2018 Share September 5, 2018 If judge approved the 4 million claim damages. It will set precident and in future every Tom dick Harry case with injuries will go to court and sue to get few million dollars. This is a unsustainable model. So I pray hard judge do not approve the 4 million claim in damages. Vratenza had posted on page 2 yesterday,fatal FT bicyclist awarded S$4.3M last month. Link to post Share on other sites More sharing options...
Vratenza Supersonic September 5, 2018 Share September 5, 2018 PA pay out is independent of the additional claims to the offender. So say she bought a 300K PA, based on her disability maybe she might have been awarded (if any) only 10K. PA don't take into account your job requirement for disability assessment. They only take into account your profession to assess if you fall into which risk band for premium collection. So, she can still sue the taxi driver and the decision of the court on payout iamount s not dependent on the amount already paid out by the PA insurance. Why not? you buy insurance to get more pay out right? whether coming from other or your own. 1 Link to post Share on other sites More sharing options...
Jman888 Moderator September 5, 2018 Share September 5, 2018 PA pay out is independent of the additional claims to the offender. So say she bought a 300K PA, based on her disability maybe she might have been awarded (if any) only 10K. PA don't take into account your job requirement for disability assessment. They only take into account your profession to assess if you fall into which risk band for premium collection. So, she can still sue the taxi driver and the decision of the court on payout iamount s not dependent on the amount already paid out by the PA insurance. which is what i mean you buy insurance so that you can get more pay out, whether from your own or other party. I also mentioned earlier that professional should insure on their own for body parts that is most important to their profession, you can't rely on other claim 100% to compensate your future living. ↡ Advertisement Link to post Share on other sites More sharing options...
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