Nilkz Neutral Newbie February 26, 2002 Share February 26, 2002 Hi all, Would just like to enquire if any people here has got any recommendations regarding car insurance companies, in terms of price of policy(important), claim excess, service (if any) ... asking cos time to re-new insurance policy coming up soon, thanks for all replies ↡ Advertisement Link to post Share on other sites More sharing options...
Yongwd 1st Gear February 26, 2002 Share February 26, 2002 Hmmmm.... dunno if I can answer your question but ... i know when I buy insurance for my car I look out for ... 1. can cover go malaysia and until which part of malaysia? Thailand?? 2. excess? diff car diff excess, those high powered models, high risk machines will have very high excess, eg WRX, EVO, GTti, Civics, Ceilica, 2dr cars, big motorbikes 3. NCD or NCB (no claim bonus/discount), make sure carry forward if last car was sold or scrapped. 4. Loyalty rebate (For NTUC, when I bought an used car last yr, NTUC insurance gave 5% rebate due to I have a life policy with them - kinda surprise too) 5. Does it cover any other people or new drivers like my young brother.. :) NTUC and AIG states new drivers or ppl not listed inside in insurance carries different excess (anyone can enlighten me on this .... ??) 6. How much will the insurance be after every single year. As you grow older, driving will improve, matured and can think better? (hmmm... ??) NTUC so far has quite a huge step from age group to another age group. The older u r, the cheaper the insurance but if exceed 55, premium increased 7.I will pay a little more to extend the coverage to make sure the insurance expire together with the rd tax to make life easier for me in future. If u drive a high powered car, maybe u consider NTUC quality plan, cheaper and cover 1st party liability. If comprehensive premium differs not much from quality plan, then insist on comprehensive anytime. Hi all, Would just like to enquire if any people here has got any recommendations regarding car insurance companies, in terms of price of policy(important), claim excess, service (if any) ... asking cos time to re-new insurance policy coming up soon, thanks for all replies Link to post Share on other sites More sharing options...
Guest Triggerhappy Neutral Newbie February 26, 2002 Share February 26, 2002 Shagmobil, excellent round up of the |what you might need to know" of car insurance. Personally, for me, I just look at the price (can sense Nilkz also same) and I just get the cheapest quote.... I guess you will never bother until you get into trouble in an accident etc (touch wood) then all the fine prints of the insurance start to become the highlights of the policy whilst the former highlights - policy premium no longer matters much compared to the damage.... dun be penny wise pound foolish. Link to post Share on other sites More sharing options...
Nilkz Neutral Newbie February 27, 2002 Author Share February 27, 2002 Thanks Shagmobil for shedding some light, will definitely consider those points that you have raised, by the way, i am driving the toyota corolla, 1.5 manual, so are you covered by NTUC, think they have become like the biggest vehicle insurance underwriter in spore, problem is that i heard that when you buy comprehensive from NTUC, they are rather strict when you are making claims, but seen in the light of recent events like the whole motor industry insurance premiums going up cos of the extent / amount of claims made, genuine or otherwise, think all the insurers will be careful when assessing claims maybe more relevant will be which of these insurance companies have the widest network of authorised workshops and whether these shops are any good ... thanks Link to post Share on other sites More sharing options...
Yongwd 1st Gear February 27, 2002 Share February 27, 2002 True. :) China insurance quoted me $1400 w/o NCB just because my car was a Honda with VTEC. :( Previously when I bought the insurance with the car on its 1st year was only $850. Link to post Share on other sites More sharing options...
Mondeo Neutral Newbie February 28, 2002 Share February 28, 2002 Have tried Asia insurance? Link to post Share on other sites More sharing options...
Yongwd 1st Gear February 28, 2002 Share February 28, 2002 sold the car instead Not happy with the car, no point driving also. In fact I dump that car in office for almost 2mths Link to post Share on other sites More sharing options...
Dneokh Neutral Newbie October 27, 2006 Share October 27, 2006 I have just become "non insurable" by AIG. Got 3 minor accidents in 1 year. Just become non-P-Plate What insurance do you recommend? NTUC? Link to post Share on other sites More sharing options...
Nutty 4th Gear October 27, 2006 Share October 27, 2006 AXA Link to post Share on other sites More sharing options...
Nutty 4th Gear October 27, 2006 Share October 27, 2006 wait a min. minor u still go claim?? Link to post Share on other sites More sharing options...
Dneokh Neutral Newbie October 27, 2006 Share October 27, 2006 Ya lor, that's why become non-insurable Any idea how much my premium will be likely. Will other insurance agent want me Link to post Share on other sites More sharing options...
Nutty 4th Gear October 27, 2006 Share October 27, 2006 Depends on how much you claim lor. Link to post Share on other sites More sharing options...
Dneokh Neutral Newbie October 27, 2006 Share October 27, 2006 Each time about $3000 * 3 = $9000 Link to post Share on other sites More sharing options...
Ga_s_oh Neutral Newbie October 28, 2007 Share October 28, 2007 How much will it be for daihatsu copen? I'm 24 years old this year & my dad is 52 years old Link to post Share on other sites More sharing options...
Sci10213 3rd Gear October 29, 2007 Share October 29, 2007 Thanks Shagmobil for shedding some light, will definitely consider those points that you have raised, by the way, i am driving the toyota corolla, 1.5 manual, so are you covered by NTUC, think they have become like the biggest vehicle insurance underwriter in spore, problem is that i heard that when you buy comprehensive from NTUC, they are rather strict when you are making claims, but seen in the light of recent events like the whole motor industry insurance premiums going up cos of the extent / amount of claims made, genuine or otherwise, think all the insurers will be careful when assessing claims maybe more relevant will be which of these insurance companies have the widest network of authorised workshops and whether these shops are any good ... thanks III has the LARGEST network of workshops - total 94 approved workshops. Good or not I dun know. Link to post Share on other sites More sharing options...
Kb27 Supersonic October 29, 2007 Share October 29, 2007 (edited) Sorry, somebody dig up an old post. Edited October 29, 2007 by Kb27 Link to post Share on other sites More sharing options...
Guyver 1st Gear October 30, 2007 Share October 30, 2007 26 Feb 2002 .... super old .... but ok lah ... Link to post Share on other sites More sharing options...
Guyver 1st Gear October 30, 2007 Share October 30, 2007 Car under who's name? ↡ Advertisement Link to post Share on other sites More sharing options...
Recommended Posts
Create an account or sign in to comment
You need to be a member in order to leave a comment
Create an account
Sign up for a new account in our community. It's easy!
Register a new accountSign in
Already have an account? Sign in here.
Sign In NowRelated Discussions
Related Discussions
Food delivery firms take up third-party liability insurance
Food delivery firms take up third-party liability insurance
Advise on car insurance
Advise on car insurance
Car hit by fallen tree? NParks may cover claim
Car hit by fallen tree? NParks may cover claim
Writ of summons
Writ of summons
MAS to allow online nomination of insurance beneficiaries
MAS to allow online nomination of insurance beneficiaries
What does your home insurance cover?
What does your home insurance cover?
Loss of use clause
Loss of use clause
Blackmail
Blackmail