Smashed passenger window

[Alfpoon]

Hi guys,

 

Just got an answer to check with you all.

 

My friend's car window(Passenger side) got smashed and broken into.

 

I believe insurance do cover it as theft.

 

but will the NCD be affected or is it viewed as similar to that of windscreen crack where NCD is not affected?

 

Anyone have such any advise?

[Chucky2007]

i think the coverage is on Windscreen.. the front one.. if the windscreen smashed.. caliming on it will not affect NCB. i think if claiming on the rest of the window will affect NCB as considers claiming own insurance.

 

ask yr friend to check with his insurance company lah..

[Silver_blade]

Claimind insurance may affect the NCB. But some insurance will adjeust the NCB if the claim is low. Don't know about the loading tho. But the window wouldn't cost much...so can pay out of your friend's pocket if everything else fail.

[Alfpoon]

thanks...he will check with his insurance tomorrow...just hoping for some good information to help him sleep better tonight...

 

laptop lost..that's the main headache! work information and so on all gone!

[Alfpoon]

yup...will get some quotes for the window too...should not cost too much. may just get it fixed on his own.

 

anyone replaced their windows before? how much?

[Ambious]

No leh, I got my rear window smash b4. Claim and never affect NCD.

 

Maybe should check with Insurance Co.

 

Michael

[Alfpoon]

was yours a case of theft or other incidents? which insurance company do you use?

 

PM me if not convenient to share.

 

many thanks.

[Ambious]

Police consider that as mischief as nothing was stolen. Mine is NTUC.

 

Michael

[Alfpoon]

noted with thanks.