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Qn - Accident Reporting within 24H


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hi all,

i backed into another car yesterday. my fault. exchanged particulars and all.

It's not my first "accident" but I didnt realise you now have to report to insurer within 24Hs.

 

Does this apply to the offender as well?

It's now past 24hrs and I'm not the owner (but is a nominated driver) and im still waiting for a callback from my insurer.

 

i'm so so scared of further reduction to the NCD. Can any bro advise?

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(edited)

hi all,

i backed into another car yesterday. my fault. exchanged particulars and all.

It's not my first "accident" but I didnt realise you now have to report to insurer within 24Hs.

 

Does this apply to the offender as well?

It's now past 24hrs and I'm not the owner (but is a nominated driver) and im still waiting for a callback from my insurer.

 

i'm so so scared of further reduction to the NCD. Can any bro advise?

It's not exactly 24hrs so to say. As long as you report by the next working day, it's considered to be within "24 hours".

Anyway, non-reporting will result in a 10% reduction in NCD if your insurer penalises you.

And yes, both parties have to report to their respective insurers.

Edited by 0wnage
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