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  1. I sw fr AIG to OAC. my NCD is 10% and renewal NCD is 20%. But OAC told me tat they check w AIG record is still 10%, if AIG rec is not update OAC will gv 10% NCD !!! AIG send me the renewal letter is 20% but their record may not update, will i lose my 10% NCD when sw to OAC ??? or cancel OAC and go back to AIG for 20% NCD. btw 10% fr OAC ($12xx) is still lower than 20% fr AIG ( $14xx)
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