in fact, if you guys and gals notice in s'pore or elsewhere, most of the self made big tks are boh tak che or have actually little formal eduacation. they still succeed in their respective busineses.
the degree holders, including the first class honors holders end up working for the boh tak che towkays.
why?
simple because the highly educated ones have been successful in their acedemic lives and do not want/need to take unnecessary risks by doing businesses, thus more secured taking salary from the tks.
the self made tks, on the other hand, have the drive, and are forced to work extra hard just to become successful since they do not have the "educational" advantage.
majority of the s'pore self-made billionaires are in this boh tak che category, believe it or not.