Credit bureau question

[Tom_kkh]

In Malaysia. Their credit bureau will reveal all the individual loan or credit card money owed and the amount of saving 1 has in the bank.

 

How abt singapore? They only give a good and bad rating or same as above?

 

I was quite taken aback by malaysia system as it is too personnal.

[Dafansu]

Singapore one doesn't indicate bank saving. You can look through their website for more infor

[Hwt]

The Malaysian system looks okay. There is no need to beg for loans. Just need to indicate the intention to borrow, submit some documents that are not even verifiable in Malaysia. They check the various bank accounts and past repayment records, and happily approve the loan.

Edited August 11, 2011 by Hwt

[Jchuacl]

U referring to the CTOS report ? I'm surprised as well when i was going through background check for new staff in my .

 

For SG , u can't see that level of details except for the outstanding amount .

 

In Malaysia. Their credit bureau will reveal all the individual loan or credit card money owed and the amount of saving 1 has in the bank.

 

How abt singapore? They only give a good and bad rating or same as above?

 

I was quite taken aback by malaysia system as it is too personnal.

 

[Tom_kkh]

U referring to the CTOS report ? I'm surprised as well when i was going through background check for new staff in my .

 

For SG , u can't see that level of details except for the outstanding amount .

 

ya lor. fixed deposit, saving, whatever are revealed, too much details if you ask me.