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Insurance Articles
All you need to know about NCD for car insurance
All you need to know about NCD for car insurance
A No-Claims Discount rewards you if you don't make any claims on your car insurance policy for a year or more. Here's a guide on how NCD can affect your insurance premium.
Why car cameras are essential for any car in Singapore
Why car cameras are essential for any car in Singapore
Car cameras can save you lots of money when you're involved in a car accident, but that's not all! Find out what else you can use a car camera for!
Minor car accident? Don't panic! Here's what you need to do
Minor car accident? Don't panic! Here's what you need to do
So you've got into a minor car accident, and you're in a state of shock. Snap out of it! If you want compensation, the next 24-hours are going to be busy.
Car Insurance Glossary
Here are some Car Insurance terms for you.
The cost associated with the type of your car insurance plan – ranging from Third Party to Comprehensive – and can span from any specified period up to 1 year.
What you have to make in an incident where injury is involved or when the other party refuses a private settlement.
What you have to pay when making a claim, but only when you’re at fault. If your claim is $3,000 and your excess is $500, you’ll only fork out that $500 while your insurer pays the other $2,500.
A reward percentage off your premium if you’ve not made any claims from the year prior. With every year, NCD increases by 10% and this can accumulate up to 50%.
Workshops approved by your insurer to perform repairs, if your plan has such a restriction in the event of damage incurred. If you have a preferred workshop or just want to get your car fixed at the nearest place, seek a plan that allows it. However, these may demand higher premiums.

For more information buying insurance, types of cars and recommended repair workshops, read our blog here.
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