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If I contribute monthly my money to CPF at 30%++ of my salary, this is to be part of Singaporean membership. I will have no choice but to support for ths scheme. If I willing pay $50k for a COE of my money, this is to be part of car owner membership. I will have no choice but to open my mind to accept and support for the scheme. Including the monthly fuel fees and road tax installment. I cannot be hypocrite to say that the monies I paid towards CPF or COE is against my will and how it was subsequently used, I also have to accept it no matter what. I will stand by my opinion to support the CPF n COE scheme, as it give me a retirement safety net, when I know I will be heavenly rewarded with monthly cash back to tied me over old age. The ten years of COE membership, gave me much pride and satisfaction that I know I have done well financially in life to afford simple pleasures for myself n family transportation needs. Thus I will never be stupiak enough to tell the whole world how rich or how noble or how suckered I am to contribute so much money in order to enter into the membership scheme.