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  1. This healthshield insurance thingy always ask you to upgrade annually to a better scheme and as a result will charge higher premium through your CPF. If one does not opt to upgrade, then you will have to pay cash for the premiums as deductions won't be made through CPF anymore. What kind of logic is that? Do you find this is right? Another thing is that this isurance company that I bought the Healthshield from kept send me forms to fill in to update my latest particulars and in the form are options to meet with them at various timing at my convenience. I wasn't interest to meet anyone so did not reply to it and the secretart of the agency kept calling me to fill in and try to setup appointment to meet her boss at my workplace. I told her no and I don't like the idea of me using my office hours to their benefit and I ask her to respect my wish. The next thing, the boss tried to call me and when I did not answer, SMS me to say he will be nearby my workplace and would come see me...what is this, so pissed off! Do you guys/gals have this issue?
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