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  1. WE PROVIDE QUANLITY & GREAT FINISHING FOR YOUR AUTOMOBILE WE ONLY USE DUPONT PAINTS SPRAY PAINTING BODYKIT BODY TOUCH UP/SCRATCHES/ACCIDENTS/REFURBISH PANEL BEATING RIMS TOUCH UP/REPAIR/REFURBISH CARBON REFURBISH 3RD PARTY INSURANCE CLAIM/CONSULT RESPRAY SAME OR CHANGE COLOUR SPECIAL EFFECT PAINT TOWING SERVICE CONTACT US @ 98520107 ah poh ah_poh20@hotmail.com 68 kaki bukit ave 6 ark@kb #04-11 (417896) IN-HOUSE COMPUTERISE FORMULA PAINT FOR ALL CARS OF MODEL. WE ARE USING DUPONT PAINT GET SICK OF STANDARD NORMAL COLOUR? WE BRING IN NEW PAINT FROM OVERSEA fFOR YOUR AUTOMOBILE ..... BLACK MIRROR EFFECT (PIANO BLACK) SPECIAL EFFECT DIAMOND EFFECT PEARLY EFFECT SUPER PEARL EFFECT SUPER DIAMOND EFFECT RAINBOW EFFECT MULTI-TONE EFFECT COME DOWN TO OUR WORKSHOP TO VIEW FOR YOURSELF THE COLOUR & GET A NEW OUTLOOK FOR YOUR CAR..... We accept Nets & Credit card & AMEX 0% interest free instalment for UOB 6/12/24/36 MONTHS 0% interest free instalment for HSBC 6/12 MONTHS NO EXTRA CHARGE FOR ALL CREDIT CARD WITH MINIMUM $500 We carry wide vairety of bodykit BELOW ARE SOME OF OUR WORK PCS PLS ENJOY ;) BMW F10 RESPRAY & INSTALL W-DESIGN KIT[/size ] E-CLASS RESPRAY BACK TO SAME COLOUR C-CLASS W204 RESPRAY BACK TO SAME COLOUR C-CLASS W204 RESPRAY WITH CHANGE C63 BODYKIT PORSCHE 911 GT RESPRAY CLS CHANGE COLOUR FROM BLACK TO (SPECIAL EFFECT) SLIVER WHITE & INSTALL WALD FENDER BLACK MIRROR EFFECT http://i24.photobucket.com/albums/c47/ah_poh20/DSC08372.jpg http://i24.photobucket.com/albums/c47/ah_poh20/DSC08367.jpg http://i24.photobucket.com/albums/c47/ah_poh20/DSC08373.jpg GMS CARWERKZ Call or sms or whats app us for a fast qoute or any enquiry We are glad to serve you ;) Mon to Sat including P.holiday 10.30am to 7pm Hp : 98520107 (24hrs/365days) Email : ah_poh20@hotmail.com HSBC credit card 0% interest instalment free 6/12 mths UOB credit card 0% interest instalment free 6/12/24/36 months No extra surcharge or interest with minimum $500 Specialise in special effect paint Spray painting Bodykit Panel beating Rims repair Airbrush Towing Insurance claim Customise paint & bodykit
  2. Hi members, I got the cheapest quote from Budget Direct and likely will be buying from them. $700+ vs $1,000+ from NTUC!! Anyone got Buddy Id to share ? extra 5% and voucher for referral. Thanks Note: Did a search for Budget Direct and nothing found. Please help redirect if there's an existing thread.
  3. Spotted on the facebook page 'private hire sg cars/partners - grab, gojek, ryde, tada etc', someone posted a photo of a fender bender between a BMW and a Toyota and we were shocked by how much you can claim if you were involved in such a accident. This should not cost too much to repair right? Oh wait till you see the final amount submitted by the surveyor. Yup, you saw it right. The cost of repairs on the BMW E60 5 Series would amount to a staggering $88,000. To put that into perspective, you can buy yourself a similar BMW coupled with a new 10-year COE and lots of change left for petrol and parking. Others on the post agreed too that this is one really over inflated amount. That said, there were some who thought that the is not the actual amount that was asked for... Unfortunately or fortunately, depending on who's point of view, that is the discharge voucher which you could say is going to be the actual amount paid out. Of course quite a few felt that this is wrong... Let us know what you readers think of this in the comments below! UPDATE: There are some rumors that the discharge form was meant for a Lamborghini Gallardo and not the two cars as pictured above. ----------------------------------------------- Want to know if there are any more BMW 5 Series you could buy with $88,000, check out our used car pages! -----------------------------------------------
  4. VteckiCk

    Car Insurance Scam??

    93K u'd think someone nearly died in this accident... Higher than the car value.. 5k maybe even excessive. Taking this as real and not fake news, how to dispute such insurance claims?
  5. With what seems like more drunk driving cases, someone suggested this measure. Do you agree with it? maybe, if those lie to say not driving but caught driving, double the punishment to the driver,passengers only. EXTRACTED FROM THE NEWSPAPER.
  6. i was diagnosed with high blood pressure about 6 years ago and have been on meds. (one pill a day). bought a GE hospital policy b4 my disgnosis and when i got warded for another issue, the co-payment thing applied. then my GE agent approached me and asked me to upgrade to their "100%" claim plan ... but required me to undergo medical tests which i have to pay for myself and not guarantee will accept my enrolment. so i refused to go for the med check and they rejected the proposal. then my AIA agent came to see me one day and told me about their 100% claim plan and then filled up the proposal and told me will get back to me. Called me up the next day and told me that his office told him that NOBODY will cover me becoz of my HBP. talked to an Aviva rep also ... and she also told me roughly the same thing ... pay more and and with exclusion. best one was got a cold-call from another AIA agent about 2 months back ... said will try to see what he can do .... never heard from him again after i told him i got HBP. so far have not had any sickness due to my HBP but it seems that insurance cos are very prudent nowadays with their selection of customers. any ins cos out there willing to cover me ??
  7. Loke: Cheaper Car Insurance Soon For Drivers Who Do Not Get Summons Read more: https://says.com/my/news/loke-cheaper-car-insurance-for-drivers-who-do-not-get-fined-in-a-year Drivers who do not break traffic laws in the country will soon enjoy a discount on annual insurance premium renewals, said Transport Minister Anthony Loke Loke said the implementation is slated to come into effect in January next year, reported Bernama. He said the Ministry is in the final stages of completing the mechanism. The rebate will require integration of information and data between multiple parties "For this effort, we need to integrate information and data by the police and Road Transport Department (RTD) on people with clean records on roads and vice versa," New Straits Times quoted Loke as saying. "We would also need support from insurance companies to create integrated data involving the RTD and police, and reward deserving people. "Once everything is ready, we hope to start early next year," he said yesterday, 8 October. Loke said the move not only aims to encourage drivers to follow the traffic laws but also helps to reduce the cost of living He said this initiative would be beneficial for the insurance companies too. "If we can reduce road accidents, insurance claims could also be reduced," Loke said. "With this new system, instead of paying out claims, they could offer more rebates on driver's no-claim bonus (NCB), on top of the 50% discount if their vehicle is accident-free." Loke said the Ministry wanted to use this reward-or-punish combination approach to reduce road accidents nationwide.
  8. Got quite confuse on their term ..., some got windscreen excess some dont have ... some say 3rd party injuries not covered some say yes.. . Price also alot difference some 700 some 1200... and is base on same profile.. Hope people here in MCF can enlighten American Home Assurance Company - Commercial Vehicle Insurance American Home Assurance Company - AIG AutoPlus Insurance American Home Assurance Company - AIG AutoPlan Insurance Asia Insurance Company Limited (Singapore) - Motor Insurance Aviva - online - Quoted $789 AXA Insurance Singapore Pte Ltd - SmartDrive Asia Direct - online -Quoted $700 China Insurance Co (Singapore) Ltd - Car Insurance for Honda Car Owner First Capital Insurance Ltd - Motor Insurance India International Insurance Pte Ltd. - Motor Insurance Liberty Insurance Pte Ltd - Motor Insurance Mitsui Sumitomo Insurance (Singapore) Pte Ltd - MotorMAX Insurance Nanyang Insurance Company Ltd - Private Motor Car Nippon Fire & Marine Insurance Co Ltd - Nippon Motor Protection NTUC Income Insurance Co-operative Ltd - Motor Insurance - quoted $1200 Royal & Sun Alliance Insurance (S) Ltd - Car Shield Sompo Japan Insurance Company (Asia) Pte Ltd - Motor Insurance Tenet Insurance Company Ltd - Private Car Insurance United Overseas Insurance Ltd - Motor Vehicle Insurance Zurich Insurance (S) Pte Ltd - Motor Insurance
  9. Many are unfamiliar with the benefits that come with their car insurance plan. Thankfully, Aviva provides a comprehensive guide for all motorists regardless of age! Whether you are a new car owner or have racked up years of experience on the road, it is still worth ensuring that you are protected against any sort of car troubles you may encounter. We break down the typical car troubles that different age groups normally run into, so you can check if your insurance plan delivers the exact sort of coverage you need! The young millennial go-getter You may be new to driving and eager to embark on some adventures behind the wheel. At this age, heading up North for driving excursions may become part and parcel of your holiday plans. However, you may still be uncertain of what to do in an accident. If you're afraid of getting stranded in an unfamiliar location, consider getting an insurance plan that provides a towing benefit. With Aviva's insurance coverage, you get to travel with the assurance that you are protected with unlimited towing benefits, giving you the peace of mind to better enjoy your holidays. As an additional bonus, Aviva's insurance plan comes with a claims promise that no upfront excess payment is required, and that your NCD will not be penalised if you are not at fault in an accident. This empowers you with greater control over your overall car expenditure. Use that extra money to save up for that housing loan you might be about to take on, or to plan for yet more adventures in the future! The young family with children At this stage of life, your children are your top priority. Ferrying the entire family around is now part and parcel of your weekend duties. Don't let your child's antics in the back of the car distract you from what is important - getting to the destination safely. Start off every journey on the right foot with Aviva's child-seat cover of up to $250 and ensure that your precious ones are safely tucked-in and prepared for any unforeseen circumstances. Even if you are not entirely up to speed on the inner workings of your car at this point, fret not. Aviva's complimentary roadside assistance service is open all day and night, every day of the year, so you can receive the best assistance to get your car working again, whether it be a tyre change or a dead battery. With the Standard and Prestige plan, Aviva will even tow your car to a service centre of your choice within Singapore if the breakdown is too severe for a roadside repair. With domestic expenses mounting, you do not want to be spending on unnecessary items. If you are a MINDEF or MHA group term life policyholder, you and all family members will get to enjoy an additional 15% discount on your Aviva car insurance plan, on top of any ongoing promotions. Save up on your outgoing expenditures with Aviva and ensure that you always have spare cash on hand for those extra diapers and milk formula! driving The older families with driving-age teenagers Watching your children grow up can be richly rewarding. Having them go on their first drives, perhaps not as much. Take the edge off that inevitable nerve-wrecking experience by signing up with Aviva's Prestige plan and be assured that even if your teenagers do get into an accident, professional assistance is but a call away with Aviva's Quick Emergency assistance, eCall. Thanks to an easily installed Bosch safety device, real-time crash detection will automatically alert Aviva's emergency team with data about the crash severity and the car's location if you or your teenage children get involved in an accident. The emergency team can then call you or utilise the information to send accurate information to emergency services immediately. Think about this: In a severe accident, those precious seconds and the delivery of accurate data could genuinely help to save the lives of your precious ones. Not convinced? Then also consider this - Aviva's Prestige plan also provides coverage without any additional excess for young or inexperienced drivers, allowing you to cover every driver in the household without incurring high auto insurance costs. The retirees You most likely have experienced your fair share of road rage and reckless driving at this point and have probably seen it all. Even if nothing on the road fazes you anymore, a good car insurance plan is still a must to ensure that you do not end up facing mounting medical expenditures in the event of a severe accident. Plan and make sure you do not have to face that harsh doctor's bill head-on with Aviva's high medical expense coverage of up to $100,000 on their Standard and Prestige plan. With the Prestige plan, you still get to enjoy the benefits of eCall, ensuring that Quick Emergency assistance is always on hand to render assistance, just in case you get so shaken up that you fail to note down all the information you need to report on the accident. Getting involved in an accident can be a nerve-wrecking and time-consuming event. Thankfully, Aviva's comprehensive range of car insurance benefits ensures that there is something for everyone regardless of what stage you are at in life. Don't get caught without the necessary assistance if you do get involved in an unfortunate incident behind the wheel, check out Aviva's suite of car insurance plans and find something that best fits your needs today! See what benefits you stand to enjoy with Aviva Car Insurance!
  10. Hi gurus. Long story short. Early Dec: Offered renewal quote by insurance Mid Dec : Branch hit front windscreen. Windscreen replaced with no excess because I purchase the plan with "no windscreen excess." End Dec: Renewed Insurance. Cover note issued. Road Tax renew. 3 Jan: CSO called and tell me they will invalidate my motor insurance as my premium have now increase due to the windscreen replacement. No mention of increase in premium until 3 Jan. So now I have 2 qns. 1) Can they invalidate my insurance at this point?! I have written in to LTA and GIA to seek further clarification. 2) Wouldn't it make consumers a fool since we are then paying twice for windscreen? I pay more to get a plan with "no windscreen excess". Now that I replace my windscreen I have to pay a higher premium because my wind screen was replace. Then isnt I paying twice? Then why don't we all just buy the cheapest policy since ultimately we are still the suckers???
  11. Hi Seniors.. Need your advise on the below: I was involved in a cross junction traffic accident whereby I was driving straight towards a junction when the greenlight is in my favour. I hit a right turn car. My front bumper is badly damaged with engine and passenger air bags activated. The car is quoted 65k to repair at authorised dealer. As my car has a high parf of 80k and a resale same car is going at ard 100k. The opp insurance company treat this case as a total loss. As much as i will prefer to repair the car..thereis now no other offer from other workshop to take up this job. What other alternatives are available to me? As a total loss write off will be at my disadvantage? Appreciate your constructive comments please. Thanks
  12. Anyone bought car insurance from the above mentioned before? Got a quote from there and its 50% cheaper then what MSIG and agents quoted me.
  13. countach

    "Vultures" At MRT Station

    after work just wanna go home and kun.... alight at mrt...kena swarmed by insurance agents, salesman outside mrt stations and the new 'recruits" aka charity agents.... please lah.. i know you got job la but i srsly wanna get the fkkkkk home la bro.... get the fkkk outta da weyyyy man.. sigh... anyone here also feel the same way????
  14. Carchngchia

    Lonpac Insurance

    For those using Lonpac car insurance,appreciate your input on this company.Although I understand their premiums are quite competitive,being a malaysia incorporated company and shifting their singapore office from one place to another recently,will it be any issue if claims are involve.
  15. Good info here for those who don't know. http://www.sgcarmart.com/news/writeup.php?AID=286&PN=1
  16. Just want to check have anyone of you make any successful claim to Jetcover before? it is a travel insurance policy. early this month i have tried to make a claim due to the flight delay of about 8 hours . after sending the document which they require, one week later, i received a email reply asking for the same document again, i tried again to resend it with attachment and include my HP no. for her to call me, another week past, i receive the same reply again.. the frustration is they do not leave any tel no. for me to call back and ask.... and when i tried to contact the insurance claim no. from the website, the insurance claim that they are from different department, and when i asking for the telephone no. for the relevant claim department, their reply are they do not know the no??? week after week, how can we expect much from this in-house insurance company when they can't even have a proper customer office who can handle all these enquires when customer having problem. JS and Chart
  17. Food delivery firms take up third-party liability insurance Pedestrians now better placed to claim for damages should they get into accident involving riders Pedestrians are now better placed to claim for damages should they get into an accident involving riders from food delivery services in Singapore. Deliveroo and Grab have already taken up third-party liability insurance for their riders, while a third company, Foodpanda, is looking into purchasing the insurance. Early this week, Active Mobility Advisory Panel chairman Muhammad Faishal Ibrahim said his panel is considering recommending that such insurance be made mandatory for food delivery firms. In a Facebook post on Monday, Dr Faishal said: "We are considering third-party liability insurance, to give more peace of mind to pedestrians and riders if an accident occurs." He said more details on the potential recommendation would be announced later. Dr Faishal had said last month that his panel was concerned about reports of reckless food delivery riders who rush to make deliveries, and that it was actively looking into stronger measures to ensure that the riders are covered by third-party liability insurance. Mr Steven Lim, a member of the panel and president of the Safe Cycling Task Force, said on Wednesday that while no final decision has been made on the recommendations, food delivery companies are already encouraged to take up such insurance. He said: "The food delivery riders are the ones who actually spend a lot of time on the streets, they clock higher mileage, so the chances of them getting into an accident are actually higher than other users." Both Grab and Deliveroo told The Straits Times that they had already purchased third-party liability insurance for their riders. Deliveroo said all 6,000 of its riders have been covered by insurance for free since May last year. "Accident insurance is applicable to riders on all vehicle types and their substitutes, while all cyclists and e-scooter riders also have access to third-party liability insurance," it said. Riders are covered by insurance at a value of up to US$1.5 million (S$2.03 million) in the event that they cause injury to another person while making a delivery. The insurance would also protect the rider in cases of property damage and cover any legal costs incurred. Grab, which runs GrabFood, said its riders have been covered by third-party insurance since June 14. It said the coverage aims to provide peace of mind to both pedestrians and delivery riders. It did not disclose the total number of riders insured or the monetary value of the coverage. Foodpanda's public relations team did not respond to ST's requests for comment, but ST understands that the company is also looking into buying third-party liability insurance for its riders. Ms Lee Bee Wah, MP for Nee Soon GRC, previously suggested that third-party liability insurance be made mandatory for personal mobility device users. She told ST that the developments are a good step forward. "Having mandatory insurance for (riders) could help many pedestrians feel they have at least some recourse," she said. "More importantly, food delivery companies should hold their riders accountable for any accidents, using their tracking technology if needed." https://www.straitstimes.com/singapore/transport/food-delivery-firms-take-up-third-party-liability-insurance covers pedestrians only, no mention of cars ....
  18. Scenario goes like this: I was stuck behind a line of cars in Lane 1 turning right so I decided to filter to Lane 2. Waited a while for some cars to pass, finally all-clear. I had entered the lane about half-way when this Nissan Note collided into my front left. I dunno whether it's evident in the video but he was filtering from Lane 3 to Lane 2. We stopped by the side and exchanged particulars and since I was in a rush to fetch my family from airport, we left the scene shortly. I did tell him that this is a 50-50 liability accident as both of us were filtering into the middle lane, so we should just both settle our own damages. https://youtu.be/P6gZbveV6Hs Subsequently, he messaged me to tell me that he's going to report the accident and claim my insurance. 50-50 accident can claim the other party's insurance? He feels that I'm totally at fault for this accident. When he makes the accident report, will the person advise him that this is likely a 50-50 scenario and thus, he should pay out of pocket for his damage? His car was quite badly damaged (dents, scratches from front driver door to rear) whereas mine can probably be settled with a polishing session. Sincerely seeking forumers' advice on whether you feel the fault lies with either party and experience in whether his claim against my insurance can be valid. This is my first at-fault accident over 13 years of driving, so not quite sure how an opposing claim on my own insurance will be handled. If he does claim successfully, I'll feel extremely aggrieved as it's clearly a case of 2 cars entering the same lane (50-50% liability according to BOLA) and risk losing my 50+5% NCD over this. P.S. My damage vs his really showed the difference between a Conti and Jap car in the event of a collision.
  19. All bros, its the time of the year again. time for renewal of car insurance. i was shopping around online and found directasia. question is................... why directasia car insurance so cheap??? got wad ahm ahm clauses anot?
  20. Kissed someone behind, one small dent. At first received letter from insurance say kena claim estimated a few k Now received letter from insurance say kena claimed 5 digits. The videos/photos were submitted to the insurance. If the see the video, will know obviously cannot be claim so high. What's going to happen now? Insurance say they will be handling the claim. Will they fight it if they think is too high? Since they say they will be handling, any inputs needed from my side?
  21. Lucky888

    Best Travel Insurance

    Could anyone recommend which is the best travel insurance (Global) for annual plan?
  22. iamlambo

    Temporary insurance

    I am currently 20 this year still p plate, looking to drive to melaka for a short trip. I currently have a car that is more than 10years, obviously with the car being more than 10 years there is no full insurance coverage for theft and etc.. So I was wondering if I could purchase temp insurance. Alternatively, anyone knows where i can rent car for cheap in jb to drive into melaka or something? Alternatively, anyone knows where i can rent car for cheap in jb to drive into melaka or something?
  23. I am looking at the Aviva My Retirement Plus. In the illustration when one pays 16K for 10 years then receive an inflation adjusted payout of 1K/mth until 85. What will it happen if the holder decides to stop paying the premium at 5th year when migrate to another country? Surrender with a big loss, or receive a pro-rated payout according to the premium paid and schedule, or what other exit strategy can the holder take? I wonder whether there are any easy and hassle-free retirement savings plan where the buyers can put in money as they wish and the interest increases with the time the $ stays in like the SSB then after retirement the payout also follows some automatic prearranged schedule, and most importantly, removing insurance agents' cut?
  24. Hi friends I am getting a new Honda Jazz soon and as a first time driver, i am required to take Honda's insurance for the first year. However, i was offered 1 year and 2 year package. I'm 30 years old, male. 1 Year - $1995, 0% NCD, Excess: $600 2 Year - $3331, 0%NCD, Excess: $600 May i know if i should take the first year or take the 2 year package. If i change insurance, will they consider my NCD based on the Honda insurance i signed for. Please kindly advise. New driver here. Thanks for the great help
  25. hi guys, Need some input: I'm about to get a double cab pickup ( 2nd hand), was sourcing around for some insurance quotes, one agent got back to me with like a quote of almost $2k and tells me that premium for commercial vehicles increase year by year ( not like normal car, go down year by year due to NCB) i know the NCB cap is like 20%, but wtf, commercial vehicle so expensive meh? pick up will be registered under personal name ( no company involved) and this is possible as it is a double cab. But is it true insurance for these kind of vehicle so expensive? thanks in advance guys cheers
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