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  1. Anyone bought car insurance from the above mentioned before? Got a quote from there and its 50% cheaper then what MSIG and agents quoted me.
  3. Motor insurers hit by rising costs, rivalry for business keeps higher premiums in check SINGAPORE - Rising inflation has hit the motor insurance sector but a battle for market share has helped to cushion a rise in premiums, said industry experts. Following AXA Singapore's exit from the motor insurance business earlier this year, the fight to tap this opportunity to capture new customers has intensified. ... The motor insurance sector, which recorded flat growth last year, saw a total underwriting loss of $15.4 million from April to June, down from $24.5 million in the first
  4. Friends I was looking at home and fire insurance for my place and I found out some things: the fire insurance that the bank makes you take when you have a loan will pay the bank first so if there’s no money left you come out empty Second is there anyone in their MCST? What does the condo insurance cover? Say there’s a fire in your home which damages the walls or some infrastructure, does the policy cover it? I've been diving into this recently - lets use an example say a homeowner is cooking and the cooker catches fire: (A) Burns only
  5. Sorry all can I seek your opinions on the following matter. Sometime last year, I was coming to a stop when I misjudged and hit the car in front. Because speed was so slow, there was no damage to either cars. The car in front was a grab car with a passenger. He said he cannot decide whether or not a claim was needed to be made as it was a rental. I was concerned about potential inflated claims on his and his passengers part, so I made an incident reporting with my insurance. Fast forward 1 year, the other car did not submit any claims. So all seems well. I am now
  6. All bros, its the time of the year again. time for renewal of car insurance. i was shopping around online and found directasia. question is................... why directasia car insurance so cheap??? got wad ahm ahm clauses anot?
  7. Some insurers are charging an extra premium for loss of use. Is this a necessary clause/rider to have? To my understanding, if you are claiming against another party, you can rent a car and still submit it as a claim like medical. Only when you are claiming against your own insurance is where this loss of use is needed, renting a car and trying to claim rental cost while repairs are ongoing. Is my understanding correct?
  8. Any bros here is on FWD insurance: My vehicle insurance is going to expire soon and I went online to check it out and FWD provided an almost unimaginable offer. My details 29 years old married driving experience more than 5 30% NCD Suzuki swift sport 09 Excess was $1500. Can reduce to $500, additional 100 on quote The quote was about 650 still have 100 CapitaLand voucher which basically the whole insurance package cost only 550 effectively. which is too good to be true
  9. LOS ANGELES (AFP) - A United States woman who contracted a sexually transmitted disease from her partner during romantic encounters in his car has been awarded US$5.2 million (S$7.2 million) in damages from his vehicle insurance company. The woman in the state of Missouri successfully claimed her partner had negligently infected her with human papillomavirus (HPV), and that his policy covered her for "injuries and losses". Referred to in court documents only as M.O., the woman had requested an award of US$9.9 million, before an arbitrator determined a sum of US$5.2 million would cove
  10. Insurance premiums for electric cars can go up to S$5,000 a year In general, the lack of claims data for EVs due to the small population, costlier components such as the battery and fewer workshops with mechanics trained in EV maintenance and repair are some challenges insurers face while formulating the appropriate level of coverage, said several insurers who were responding to queries from The Business Times. https://www.businesstimes.com.sg/transport/insurance-premiums-for-electric-cars-can-go-up-to-s5000-a-year
  11. Hi All, Recently I was met with this incident, Long story short: Nissan guy side swiped me as he was going straight on a RIGHT TURN only lane. I was on his left. Evidence from front and back cam submitted to my workshop and claiming third party. Both side reported accident but according to workshop he said that the other side is refusing to admit fault and insisted that I turned into him which the video clearly says it isn't. Workshop mentioned the third party insurance persuaded the driver to admit liability but he refused so now the process is stuck. Workshop told me that if
  12. There are many types of fraud involved in motor insurance. The more prominent type is insurance touting, which you can read more about here: However, there are less common frauds such as this: ezgif.com-gif-maker (2).mp4 Watch the entire video here: https://www.facebook.com/BehChiaLor/videos/4537913869663747/ What Happened? The accident occurred along Nicole Drive towards Changi Coastal Road. The dashcam footage shows the cam car, a black SUV and a motorcyclist travelling together in the same direction. When they were approaching an intersection, a ran
  13. I have received a writ of summons recently. What does this mean? Is this normal in motor insurance claims? Will my insurer settle for me?
  14. With what seems like more drunk driving cases, someone suggested this measure. Do you agree with it? maybe, if those lie to say not driving but caught driving, double the punishment to the driver,passengers only. EXTRACTED FROM THE NEWSPAPER.
  15. 6 men, allegedly insurance claims specialists, appear out of nowhere along PIE after accident They allegedly show up quite quickly after an accident along the roads in Singapore. https://mothership.sg/2021/09/claims-specialists-singapore/ The video was uploaded to the SG Road Vigilante platform on Sep. 22, 2021. A video showing the aftermath of a minor vehicular accident along the Pan Island Expressway on June 6, 2021 has gotten motorists in Singapore talking. Within a day, it has been viewed more than 317,000 times. 6 men appear out of nowhere The descriptio
  16. ComfortDelGro is offering its passengers the option to be insured against accidents or covid for $0.30 per ride Some features: - coverage for personal accidents such as accidental death and permanent total disability of up to $50,000 for 24 hours starting from the time they board the taxi - $500 cash payout for anyone who has taken the COVID-19 Polymerase Chain Reaction test and is tested positive for COVID-19, within 14 days from the date of the ride; and is hospitalised to receive in-patient treatment for a consecutive period of at least three days after testing positive for
  17. The driver of this Mitsubishi Lancer must be kicking himself right now. I don't like to judge the way that other people drive their vehicles, but when it comes to drivers not exhibiting the most basic fundamentals of driving, it's hard to bite my tongue. In the video, the camcar is carefully driving down the SLE expressway along Woodlands Avenue 12 due to the wet weather. Upon reaching the expressway exit, the driver slows down after he notices the white Audi station wagon doing so as well. All of a sudden, a Mitsubishi Lancer appears out of the blue from the
  18. 93K u'd think someone nearly died in this accident... Higher than the car value.. 5k maybe even excessive. Taking this as real and not fake news, how to dispute such insurance claims?
  19. Hi guys, After yesterday's (20 Aug) flash flood occurrence, it got me thinking. Those 13 cars that got partially submerged, how ah? This kind of situation will insurance cover?
  20. To me, this is a pretty unusual and weird occurrence to experience a flying tyre on expressways in Singapore. As I have no prior knowledge and experience of this type of incident, I am curious to know what would be the possible actions that the camcar could take? And would insurance coverage be applicable in such a situation? At the speed that the tyre was flying towards the cam car, I reckon that the cost for repairs and replacements of parts would be a hefty sum. At the moment, I am still puzzled about the facts of the incident: 1. Is this the fault of the van driver? As he is res
  21. 1. A motor insurance may be cheap, eg. DirectAsia (this is my current plan after I've switched from AAS available insurance plans since 2+ years ago). However, I have recently been told that when it comes to claims, there seems to be fineprints that void certain claims, eg. windscreen. 2. My NCD is 50% discount and I am thinking thrice now about renewing with DirectAsia - because in case I have claims, I don't want to be caught by it's fineprints. 3. This survey is to crowdsource motor insurance claim experiences from fellow forumers who have had at least 1 claim and would appreciate i
  22. Did a search and is surprise nobody post this before https://www.todayonline.com/explainer-why-singapore-medical-association-and-private-insurers-locked-battle-over-integrated-shield-plans Explainer: Why the Singapore Medical Association and private insurers are locked in battle over Integrated Shield Plans The Singapore Medical Association (SMA) and Life Insurance Association Singapore (LIA) are at odds over the mechanics of Integrated Shield Plans SMA issued a position statement decrying that the insurers had formed “highly exclusive” medical panels and disrespected fe
  23. I am with MSIG motor insurance. Had an accident recently. Wanted to bring my ride to Lye Design to repair it. However Mei informed me that they are not an authorised workshop. I informed her that my insurance allows me to go to any workshop but she said they still can't repair for me. Does anyone knows why i can't go to certain workshops to settle the accident claims and yet mine is any workshops?
  24. Hi all, I am sure that many of you will feel the same way as me. This has been happening in Singapore for the longest time and I feel it is time for insurance companies to sort this out. A common scenario is like this: Car A hits Car B from behind, the problem is driver A is intoxicated. B will be placed in a dilemma, if he reports A for drink driving, then insurance for A won't pay for any damages. B will lose out here. But if B reports this as a normal accident and A gets away scot free, then it is likely A will cause further serious even fatal damage down the road with their habit Insura
  25. Hi members, I got the cheapest quote from Budget Direct and likely will be buying from them. $700+ vs $1,000+ from NTUC!! Anyone got Buddy Id to share ? extra 5% and voucher for referral. Thanks Note: Did a search for Budget Direct and nothing found. Please help redirect if there's an existing thread.
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