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Hi, It is a reverse and hit case. This noon time, while driving along upper east coast towards city direction, while waiting for traffic light at the juction of Bedok south ave 1, the Nissan lorry in front suddenly reserved and hit my car in the front. Too late after earing the reverse sound i have no time to react. The lorry driver came and said sorry, initially he wanted me to go to his workshop for private settlement which I have agreed. However after he called his company boss (it is a company lorry), he changed his mind and wanted to settle through insurance. When I came to report the accident with insurance workshop, I was told even though it is not my fault, the situation makes me in the disadvantage, and he said based on his experience, 9 out 10 reserve hit case, the reserve driver will deny and the one being hit is made to pay. This is extremely frustruting. And if I make third party claim and lose the case in the end, I will have to pay all the repair cost by myself as my insurance company wont pay if third party claim fails. So they suggest do own damage claim first, if other party deny, at least I can have my insurance company cover the repair cost. There were two cars in from of lorry in the same lane, and another car in the side lane. Mine is red Latio sport. If you happen to be at the scene, appreciate you could pm me, your help is deeply appreciated. thanks Stdfrank