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A hefty 40% increase !!!


Seaweed
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Aunty Lucy is the pits!

 

My agent even forwarded the email from those higher up there to quizz about the hefty increase. Their reply was forwarded back to me wholesale. It said, because we made a loss last year. I was like WTF!!!! AIG vs Aunty Lucy, AIG is still my choice. It really depends on car. Last year itself, WRXes has too many claims. Some of which belong to dumb fugs who crash w/o maintaining their car, eg tyres. A friend of mine even told me this infamous guy attempted to pia chwee go down AIG as insurance does not pay out for cars not properly maintained.

 

So, wanna drive car, better make sure it is properly serviced. This is the 2nd case of crashes I have seen with bald tyres resulting in NO PAYOUT.

 

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May I know what car you driving and how old you are?? Your premium is attractive at 866 for 40%NCD !!

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May I know what car you driving and how old you are?? Your premium is attractive at 866 for 40%NCD !!

 

 

me? 35 and driving a fatty wish. [laugh]

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ah-pek status liao [laugh][laugh][laugh]

 

 

thanks for the reminder hor.

 

To make matter worse, somewhere out there, the 6 pax are joining together as 1 dark force..... [furious][laugh]

 

Just 2 days ago, someone commented that I look more chubby these days... [bigcry]

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Just received the renewal notice from my insurer.

 

Last year 30% - $800++

This year 40% - $866. <_<

 

and when u call and ask why, the joker will tell u it's already very cheap.. if don't have NCD, will be even more expensive..

 

wah.. you will feel so "grateful" after hearing that.

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wah...that's cheap...i am 33 driving my lao po car, ford focus with 50% NCD, lowest I find so far is around 850... [shakehead][shakehead]

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35 is ah peh status !!! wah...so pple will start calling me ah pek very soon har !!! [shakehead][shakehead] so i cannot go dragonfly liao !!! die [shakehead][shakehead][shakehead]

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and when u call and ask why, the joker will tell u it's already very cheap.. if don't have NCD, will be even more expensive..

 

wah.. you will feel so "grateful" after hearing that.

 

 

Gone are the days when we only pay $500++ for 50% NCB..

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wah...that's cheap...i am 33 driving my lao po car, ford focus with 50% NCD, lowest I find so far is around 850... [shakehead][shakehead]

 

Mind sharing which insurer you have asked for quote so far?

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(edited)

My insurance premium last year was around SGD700...Quoted this year renewal premium of around SGD980...Luckily my chair was steady enough to hold me...Else I would have to make a claim from my personal accident insurance for falling off my chair!!!

 

A hefty 40% increase...Wasn't it protrayed as a 10% -20% increase on the newspaper??? How come mine was 40% when I have not scored a single demerit point and make a single claim over the past 15 years of driving???

 

The "market value" of my car is dropping every year yet my premium is increasing every year...When I am driving at those days when a 1.6 saloon cost more than 100k...My insurance premium was only around SGD600...What is going on here??? Did the overhead really increase that much??? Is there really alot of people making a claim using fake injuries??? Is it a situation like the chinese saying "yang mou chu zhai yang shen shang"(the goat fur will be from the goat)...The insurance people just happily passed on the cost to consumers???

 

So will it in evolve to a stage when a person decided not to own any car anymore in his lifetime...He will just lightly crashed his car against a pillar and claim injury???

 

 

ello brother.. same car.. my not taking NCD into account, my premium went up by 53%.. less the NCDs, think the increase is about 40+%. sucks lo.. totally.. my renewal is 1.6k close to 1.7k with 20% ncd.. last year 1.2k with 10% ncd.. quite ridiculous..

Edited by Iridiumx
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Gone are the days when we only pay $500++ for 50% NCB..

 

 

shd have.. 3rd party maybe

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For mine it's an increase from $1260 to $1601. It includes 10 days gurantee rental car in case of loss of use. But I decided to skip the offer and took MSIG's offer of $881. So good deals are still around, just need to search for it. [flowerface]

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i let an agent do the search...don't know who she have approached...the approx 850 is from MSIG...you got any good agent to recommend...

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There are also many other factors, so dont just look at the premium alone.. the fine prints are just as important. For eg, whats the excess? authroised workshops only? Windscreen cover need top up etc?

 

wah...that's cheap...i am 33 driving my lao po car, ford focus with 50% NCD, lowest I find so far is around 850... [shakehead][shakehead]

 

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