CNY Suayness Accident

[Slightlyfamous]

Anybody saw the bad accident about an hour ago at the major junction between Fullerton Road and Esplanade Drive? Quite a bad one, hope no one was hurt.

[Amgm125]

Yup, I did alias with my insurance co and their reply is that once i took the $150 from him its more or less settled privately.

Also, its very messy for insurance cos to fight against each other for a scratch damage and will affect both our NCDs,so not really worth it. Now best is to prevent the bugger from claiming against me as 90% of the evidence is on my favour.

[Jiannshan]

I'm driving MY04 WRX Black color,accident just happened 30 mins ago

Light is green in my favour going straight where the Silver altis did a U-Turn in front of me. Can't brake in time but managed to surve aside but his front still clip my rear side bumper. :(

 

We did came down to settle but he is reluctant to give me his particulars and only offer maybe 30-40 bucks as compensation. I requested $150 because that's roughly how much is required to spray a bumper. What i am worried is whether he will do a claim suddenly against me a not.

 

Lastly upon arriving at a safe spot to check my car i realised e frame holding e rear bumper is somewhat out of shape. Should i send my car to a workshop for a check? Just a piece of mind

 

hi bro,

 

i used to work in a general insurance company and had worked wif claims on various issues before thus i hope my 2 cents here can help a bit.

 

in the event of an accident, no matter major or minor, it is always important to get the other party's details. did you take pictures? i suggest you hurry report this incident to your insurer. do not wait coz you never know when the perpetrator will turn into a b------d and report against you instead.

 

when you report to your insurer, just sound off that you will be claiming against the other party as it was his fault to began with. leave it to the adjusters to investigate the issue. if in the event your insurer were to conclude that it is a 50/50 situation (which chances are very high coz its just your word against his word), you can still pay off your own damages thus, avoiding any unnecessary adjustments in premiums or ncd upon renewal.

 

hope my advice here can help.

[Itsec]

driving a rex.. insurance also very high...

 

make sure got black/white... stated settled privately and do not proceed with any 3rd party claim via external means... and at the same time take some photos... all these just to safe guard yourself...

[Branteo]

when you report to your insurer, just sound off that you will be claiming against the other party as it was his fault to began with. leave it to the adjusters to investigate the issue. if in the event your insurer were to conclude that it is a 50/50 situation (which chances are very high coz its just your word against his word), you can still pay off your own damages thus, avoiding any unnecessary adjustments in premiums or ncd upon renewal.

 

Even if you decide to pay off one's own damages, should the other party decides to file a claim against your insurance (which you cannot prevent or stop him from doing so), your NCD will also kenna mah! And up the premiums go!

 

Btw, I just renewed my insurance ... switched insurer.

 

From initial of S$2.4K, I was quoted a renewal rate of S$2.66K.

 

Another offered me S$1.8K, ... and i took it immediately (cos it's 2 days prior to expiry).

[Jiannshan]

Even if you decide to pay off one's own damages, should the other party decides to file a claim against your insurance (which you cannot prevent or stop him from doing so), your NCD will also kenna mah! And up the premiums go!

 

Btw, I just renewed my insurance ... switched insurer.

 

From initial of S$2.4K, I was quoted a renewal rate of S$2.66K.

 

Another offered me S$1.8K, ... and i took it immediately (cos it's 2 days prior to expiry).

 

tats why i said that is in the event of a 50/50 situation. The third party wil have to claim against his own insurer or pay for the damages himself. Ur insurer need not pay for his damage.

 

Anyway i do undersand tat competitive pricing is impt in a motor insurance policy, but juz make sure u do not forfeit too much of ur previous benefits juz for the sake of cheap premiums. Eg, excess, loss of use of vehicle, windscreen excess, breakdown assistance, medical expenses etc.

 

There is always a reason why a seemingly similarpdt, can be priced so differently.

[GPunto]

Suay suay kena accident on the 2nd day of chinese new yr.

Was travelling straight and approaching a large T-junction between Kaki Bukit and Bedok Reservoir Road, a silver Toyota Altis U-turn and banged my rear bumper when the light is green in my favour.

Is there a traffic light video or camera at that junction?

Based on the vehicle's number plate, what are the procedures in claiming from him? :angry:

 

same thing happen to me but it was my front right that hit his rear left

 

any chance of winning? the joker never check clear before making U-turn :angry:

[Kopites]

same thing happen to me but it was my front right that hit his rear left

 

any chance of winning? the joker never check clear before making U-turn :angry:

 

 

Do u have cam recorder?

 

If not, u won't stand any chance. "never keep a safe distance".