Chain Collision Question.

[Ngck]

Sorry to hear about your accident. Whatever happened is happened, now you cannot do much and it is not going to go from your packet. Be careful in the future - that is all you can do.

 

I have heard stories from both scenarios:

 

A claims B and B claims you unless or otherwise it is proven that you rammed into B, which forced B into A. The later scenario has to be proven by some evidences like:

 

1. A witnesses that he had two bangs independently (one from B and one from C)

2. B had a videocam which shows that he had a gap between him and A and this gap got closed when you rammed into B

 

Deploying airbag in B would not say much as he can always claim that you rammed so fast, which forced him to knock off A with big bang.

 

If the above not possible, do not worry, you would be paying only B.

 

 

ya i remember they will ask those involve like you hear /feel 1 or 2 bang or something like that....

[Altivo]

depends on your statement and those in front.... but not to worry (not like you can do anything) as your insurance co will fight it out

 

my friend also last car in 4 car collision. he only pay the car in front.

 

but knn the one in front claim over 20k just for some minor damage (at least when you look from the outside)

 

Ya, nothing much I can do now.

 

The workshop just emailed me the estimated cost - all in is around 12k for my own damage. One third is labour cost. For parts replacement, the nasty ones are the airbags and the dashboard.

[Ivan_jac]

Me kanna same situation in May 12. I'm the 3rd car. Yes, only car 2 can claim against me for the damage, but be mindful is the front n back damage of car 2. He claimed me $12k for vehicle damage and $5k for medical

[Christan]

I was in involved in chain car collision too 4 cars (mine last car ). 3rd car (taxi) stopped in time but I banged into it propelling it forward against 2nd car. Total damages ~$13K for both 2nd & 3rd car I think, not sure got include 1st car

[Chrispie]

Unfortunately, my car was involved in a chain collision with 2 other cars.

 

Mine was the last. The good thing is nobody was hurt.

 

I've been hearing 2 version of the how the claims would be apportioned.

 

First: The last car will bear all

 

Second: Each car will claim it's OWN damages from the car behind. A is first car, B is second car and C is the last

 

A <-- B <-- C

 

A will claim B for it's own damages.

 

B will claim C for it's own damages.

 

Which is true?

 

if say im the 2nd car.. and my onboard video shows i was stationary and the car behind me caused me to hit the car infront.. i think that can be used as proof to claim all from last car.

 

[Tripleh]

check rule 28

 

http://www.scribd.com/doc/87023549/Baromet...ated-1-Jun-2008

[Steptronic]

if say im the 2nd car.. and my onboard video shows i was stationary and the car behind me caused me to hit the car infront.. i think that can be used as proof to claim all from last car.

Yes, you can claim for u as well as A if you have cam showing the gap between you and A.

[Steptronic]

check rule 28

 

http://www.scribd.com/doc/87023549/Baromet...ated-1-Jun-2008

This is applicable when there is no proof that last car only forced a chain collision. Please see my post #15 above

[Chrispie]

check rule 28

 

http://www.scribd.com/doc/87023549/Baromet...ated-1-Jun-2008

 

 

great link.. but what if like what i mentioned.. im stationary. car behind me caused me to hit the car infront?

[Steptronic]

great link.. but what if like what i mentioned.. im stationary. car behind me caused me to hit the car infront?

Just see my post just above your last post.

[Twins]

It depends very much on the crash impact of the 2nd car (middle one).

 

If the frontal damage of the 2nd car is > its backside. Can argue that 2nd car crashed into the 1st one irregardless of what you did. 2nd car will have to pay the 1st car. And you pay the 2nd car.

 

If the backside damage of the 2nd car is > its front, 2nd car can safely argue it was whacked by your car then roll forward. In this case, 3rd car pays all.

The tough part will come when damage is almost equal or hard to tell...

 

This is how surveyor will weigh in, but ultimately it depends on how the insurance co fight it out.

 

Absolutly right !!