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Hi need some advise badly. My ride was involved in an accident last month and based on the assigned adjustor assessment (Have spoken to them) the likely portion of responsibility on my part for the accident is 10%. What does that mean ? Will my subsequent insurance be loaded ? Given that the other party's car is totalled and my vechile sustain quite a costly repair bill, the total repair cost come up to a large amount and 10% of it easily works out to more then 10K. Should I declare this claim amount in my insurance application should I decide to switch insurance co. This is will likely incur loading for my next insurance renewal. IF indeed loading will be added, I was thinking of appealing against the approtioning as I strongly felt that it is the other whihc is at fault and I should not be penalised for his rash act. Any reply or advise will be appreciated. Regards.
