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957 4th Gear

About bellboy

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    4th Gear
  1. bellboy

    Brake squeak every morning

    Need some guru advice. Some background. 1) My brakes has intermittent squeaking 2) My brakes has intermittent whirring noise 3) This is a Merc E-class 4) I sent it in to C&C for checks last month, and they claim to have serviced the brakes. Issues (1) and (2) did not go away. The below is photos of my brake rotors just 9 hours apart. Bright and shiny when I drove to office, and totally brown when I knock off. Is this normal? Is this what is contributing to my above 2 noise problems?
  2. bellboy

    How to search for landed property to buy

    Want a landed house, but gonna rent it out at least for the next 10 years. Thats why need to be near MRT. Along with MRT, other amenities will also naturally come, making it attractive for tenants. That was my question in the first place; should I do that. Thanks for your opinion. Thanks for sharing this. Will take note.
  3. bellboy

    How to search for landed property to buy

    Yes bro, can. But too many MRT stations in Singapore. Plus alot of houses in propertyguru anyhow whack their location. Many of them quite far away, but appears in my 500M search criteria. I was hoping there's easier way.... Everyone gotta start somewhere. Very basic questions, yes. I was hoping for your answer? Bro, you the guru. Can help?
  4. bellboy

    How to search for landed property to buy

    Region is not part of my criteria. But I have a preference. Currently staying at Ang Mo Kio, so nearby there would be good.
  5. My family is looking to purchase a 2nd-hand landed property for investment purpose and I'm the guy appointed to do all the grunt work... ie, I need to do the search and shortlisting. Criteria is this : - Within 400m of MRT station (existing or constructing) - Freehold or 999 years - If 3-storey, below $1,100 psf (land) - If 2-storey, below $900 psf (land) - Budget of $X million. (enough for terrace or small Semi-D. Don't wanna state the value here cos scared get sarcastic remarks) I been looking at propertyguru and its been tough as most listings don't state their exact location. How should I go about my search? I was thinking to just send out my above criteria to 20 agents who do landed property sales and get them to search for me. Any important pre-viewing criteria I missed out? I have another long set of checkboxes for viewing. Seeking opinions from gurus please.
  6. bellboy

    Durian Sellers - recommendations and to avoid

    Durian season has started again. Ytd dropped by ah seng for msw. $18/kg. Good price for start of season.
  7. bellboy

    Ex-NTUC President Corruption Case

    1. Who is Phey Yew Kok? Phey was the Member of Parliament for the Boon Teck Constituency from 1972 to 1980. In 1970, he was appointed as President of the National Trades Union Congress (NTUC). He was also elected as the General Secretary of the Singapore Industrial Labour Organisation (SILO) and became General Secretary of the Pioneer Industries Employees' Union (PIEU) in the same year. He was appointed president of NTUC in 1970, and became NTUC chairman on May 25, 1979. The clerk-turned-unionist was born in 1934 into a humble family. He once said that life was a struggle for him from his school days. "I drifted from school to school and worked in between to support myself," Phey, who was educated in the Chinese stream before switching to an English stream secondary school, had revealed in an interview. He was an accounts clerk with Malaysia-Singapore Airlines when he joined the Singapore Air Transport Union. He was elected a member in 1960, and climbed the ranks to become treasurer and then president of Singapore's major airline workers' union in 1968. As he rose through the ranks, he also encountered opposition from some quarters. In 1970, he was attacked twice by hired thugs. In one incident in June that year, he was slashed with a razor that left a 7cm scar on his face. Five people were convicted for their role in the attacks - three of them employees of the Malaysia-Singapore Airlines where he was union chief. The public prosecutor described the attacks on him as attempts to erode his popularity and position. 2. What is the case about? In mid-1979, the CPIB investigated Phey for malpractices in the PIEU and SILO. On Dec 1, 1979, he was arrested and charged in court on four counts of criminal breach of trust under the Penal Code, Cap. 103. There were also two charges against him under the Trade Unions Act, Cap. 129, for investing trade union money in Forward Supermarket Pte Ltd. Forward Supermarket was not among the list of approved companies which a registered trade union may invest in. Phey pleaded not guilty to all six charges. He was released on bail of $100,000 with two sureties. The case was then fixed for mention on Jan 7, 1980. He failed to appear in court, and a warrant for his arrest was immediately issued against him. Interpol headquarters was alerted and an Interpol Red Notice was issued for his arrest. The Singapore Immigration Department also cancelled his passports. 3. Were others involved in the case? Other than Phey, 10 other people were charged for their involvement in the crimes. Nine were convicted, while one was acquitted. 4. How much money was involved? At a Parliament session on March 12, 1984, Acting Minister for Labour, Professor S Jayakumar said that the total money lost by the unions and union-related enterprises - namely SILO, PIEU and NTUC Travel Services Pte Ltd - between 1975 and 1979 was $704,173.93. Of the amount, $557,864.76 was recovered. 5. Was there any information on his whereabouts? Investigations later revealed that Phey had left Singapore for Kuala Lumpur by train on Dec 31, 1979, and proceeded to Bangkok where he disappeared. Over the years, police and CPIB have been engaging their foreign counterparts, such as the Thai authorities, for intelligence and assistance to help locate and bring back Phey. Even though Singapore had no extradition treaty with the Thai authorities, they had helped to raid premises where they suspected Phey to be. But Phey remained at large. - See more at: http://www.straitstimes.com/news/singapore/courts-crime/story/ex-ntuc-president-and-mp-phey-yew-kok-charged-after-35-years-the-r#sthash.qH1kw4dU.dpuf
  8. How to pair? You talking about using dual currency account?
  9. And Izwan is not even the No.1 choice keeper?! Izwan set to challenge Hassan for No. 1 jersey LionsXII is not the Singapore team?
  10. bellboy

    What Will Be this Year End Bonus Before SG50?

    Using SG50 to justify a special bonus? Don't make sense to me. How is using tax payer's money to pay for an unnecessary expense considered a celebration?
  11. bellboy

    Funny Gifs/Pictures/Videos Thread

  12. Izwan brilliant as Singapore hold mighty Japan in World Cup Qualifying A hero in last month's Malaysia FA Cup final, goalkeeper Izwan Mahbud excelled for Singapore in Japan. Izwan Mahbud put on a goalkeeping masterclass to help Singapore hold Asian giants Japan to a 0-0 draw in their 2018 World Cup qualifier at the Saitama Stadium on Tuesday night. On the night of the Southeast Asian (SEA) Games closing ceremony, the Lions produced a courageous performance to stun Japan's new head coach Vahid Halihodzic in his first competitive match and leave a crowd of more than 55,000 shocked. Singapore now sit top of Group E on four points after negotiating their two away games with a 4-0 win against Cambodia last Thursday to go with the draw in Japan. Syria and Afghanistan are the other nations in the pool. It was an uninspiring performance from the Samurai Blue against a team 102 places below them in the world rankings. Bernd Stange's Lions frustrated the hosts who simply could not find a way past the brilliant Izwan in goal. Things did look ominous for the visitors when Keisuke Honda thumped a 15-yard shot in the third minute which needed two attempts before Izwan finally gathered. Shinji Kagawa was next to threaten on 12 minutes. But his shot was tipped out for a corner by Izwan, who was always predicted to be Singapore's busiest player on the night. Japan captain Makoto Hasebe led by example as he drove down the middle of the park, but it was Kagawa's failure in finding his shooting range that proved costly. Two attempts in quick succession failed to trouble Izwan in goal. Singapore finally broke out of their half when Zulfahmi Arifin found space just outside the box. The young midfielder opted to shoot despite the shouts from Khairul Amri who'd made an intelligent run. Japan's best chance of the half fell to Shinji Okazaki after some good work between Usami Takashi and Honda. But the home fans couldn't believe their eyes when Izwan pulled off a superb save to keep things level. Stange was visibly elated as both teams walked at half-time while his counterpart Halihodzic had a pensive look after Japan's dismal showing. Singapore defenders, led by Baihakki Khaizan, heroically backed up goalkeeper Mahbud's masterclass during the goalless draw against Japan. The Japanese started the second half in determined fashion, with Usami taking a couple of early pot shots. Izwan was the hero again on 55 minutes when Ota Kasuke's pinpoint cross was met by an Okazaki header. Once again, the Singapore custodian pulled off an instinctive save to deny the hosts. Halihodzic saw enough and stunned the Saitama crowd when he took off Borussia Dortmund's Kagawa and brought on FC Koln's Yuya Osako. The Izwan versus Japan battle continued in the 63rd minute when the keeper foiled Usami's cross-shot as a restless Japanese bench looked more tense by the minute. Another one-handed save three minutes later, off Honda's powerful header from an Ota corner saw the AC Milan man let out a big scream of frustration. Nothing seemed to go right for the Samurai Blue as Honda's 72nd minute free kick cannoned off the post. Izwan was on hand to save Usami's meek shot from the rebound. When Iraqi referee Mohanad Sarray blew the final whistle, he left the Japan team and fans shell-shocked. The 154th ranked Singapore players punched the air in delight in what felt like a victory for the underdogs from Southeast Asia. After their disappointing AFC Asian Cup in January when they were knocked out in the quarterfinals, the Japanese are still searching for answers. Japan: Eiji Kawashima (GK), Ota Kasuke, Hiroki Sakai, Makino Tomoaki, Maya Yoshida, Makoto Hasebe ©, Usami Takashi (Yoshinori Muto 78'), Gaku Shibasaki (Genki Haraguchi 70'), Keisuke Honda, Shinji Kagawa (Yuya Osako 61'), Shinji Okazaki Singapore: Izwan Mahbud (GK), Shaiful Esah, Baihakki Khaizan (Firdaus Kasman 80'), Madhu Mohana, Nazrul Nazari, Zulfahmi Arifin, Hariss Harun, Izzdin Shafiq, Hafiz Sujad, Fazrul Nawaz (Yasir Hanapi 90+1'), Khairul Amri (Khairul Nizam 85')
  13. bellboy

    Funny Gifs/Pictures/Videos Thread

  14. Many CPF investors get their fingers burnt MOST investors who use Central Provident Fund (CPF) savings to invest would have been better off leaving their money in their Ordinary Accounts, according to the CPF Investment Scheme's (CPFIS) annual profit and loss report. This is despite the good performance of investment funds included in the scheme. In the financial year ended Sept 30 last year, 902,300 investors sold their CPFIS investments. Only 15 per cent of them made a profit larger than the guaranteed annual 2.5 per cent interest rate for Ordinary Account savings. Another 45 per cent made profits of up to 2.5 per cent. The remaining 40 per cent made a loss. Under the scheme, members can invest in CPFIS-included funds such as approved unit trusts and equity funds, as well as other investment products such as stocks and shares. The CPFIS-included funds themselves have performed well. They posted an average return of 5.17 per cent in the first three months of this year, according to a report by research firm Lipper last month. The funds have grown by about 29 per cent over the past three years. But individual investors may perform poorly as a result of investing in riskier instruments instead of CPFIS-included funds, said experts. The gap could reflect a difference in financial knowledge, investment skills and discipline, said Mr Lance Tay, chief executive officer of Tokio Marine Life Insurance Singapore. "This can be improved with increased financial literacy and discipline, or with guidance from financial advisers," he added. Barclays senior economist Leong Wai Ho noted that stocks and shares were subject to many more market fluctuations. "It's better that people stick to professionally guided products like approved funds," he said. "That's more appropriate for something that's supposed to be a person's store of value, their life savings." Earlier this year, Institute of Policy Studies research fellow Christopher Gee argued that the default risk-return balance on CPF savings is good enough for most members. "A lack of adequate financial literacy among CPF members and potential retirees may result in sub-optimal decision-making," he noted. On the one hand, fewer CPFIS investors are making losses now compared with the past decade. From 2004 to 2013, 47 per cent of them incurred realised losses, more than the 40 per cent who made a loss last year. On the other hand, more investors used to earn profits above the 2.5 per cent Ordinary Account interest rate. From 2004 to 2013, 18 per cent of investors did better, compared with 15 per cent in the last financial year. More than 25 per cent did from 1993 to 2004. - See more at: http://business.asiaone.com/news/many-cpf-investors-get-their-fingers-burnt#sthash.QvQulhsB.dpuf