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Quite fed up with this service. Always jam, hang, no signal and all these b-------t. Call them countless times already but still the same problem recurs. Truth be told, I only have Mio TV for the Sports Package to watch F1, so it's only less than $40 a month. (I watch football outside with my kakis). But now that Star Sports is back on Starhub again, considering switching back to Starhub. So, what you guys think? Should I terminate?

...and it took a whole 30mins. 15mins to hold and another 15 mins another dept :angry: :angry: and then, the gal, an ah tiong ask AT: why u wan to cancel line Me: I have another line AT: Did you sing cos of promo Me: No AT: Do u realise blah 25%, etc Me: Yes, still CANCEL the line nevertheless At: Can you give to your family, etc ME: (fed up now)Look here, u understand english? do you understand CANCEL THE LINE? :angry: :angry: knn.....wan to cancel, like must answer to ISD....

Hi all. I just renewed my insurance policy with ntuc a few days ago. A friend later told he renewed his with AXA and the rates were good. So I checked with axa and they quoted me their comprehensive which is even cheaper than ntuc 3rd party! Was thinking can i ternminate and switch over to axa. Any penalties? thanks.

I bought a life insurance policy a few years ago, thinking that it was a good means of saving and getting some protection. But I recently reviewed the policy, and to my horror, I found the computed return after 20 years would be a mere 1.1% increase from the total premiums I would have paid by then. This is a far cry from the projected 4.5% that the insurance agent told me at the point of purchase. I have only myself to blame for not being more financially savvy and being too easily sold to sales talk. So which brings me to my question. I am considering terminating this policy, but I will suffer a penalty of about $7000. This is the difference between the total premiums I have paid to date and the cash value of the policy today. The breakeven point (where the penalty will be zero) is at the 18 year mark. I think this move will only make sense if I can somehow earn back the 7k + a decent % return over the 7k in the next 14-15 years. Do you guys think this is a good move? Should I terminate the policy now and cut losses with the 7k loss? What do you guys think ... ? Thanks.