[Serious] - Need advice urgently

[Ad23]

Dear bros. Your advice is greatly appreciated. The story goes like this ...

 

I have a colleague whose wife was involved in an accident almost a year ago. Back then, both parties decided to settle the damages on their own since it was a side collision. Since then, my colleague's wife has changed insurance company. She was with AIG previously but is now with another insurance company. Fast forward to present day and she was recently served with a lawyer's letter demanding some $6,000 in compensation. My colleague told me that they spent approximately $300 in repairs so he is bewildered to receive a $6,000 claim. His wife has tried contacting AIG about the matter but AIG's response was to ask her to settle the matter herself since she is no longer insured with AIG. Any advice on the next best possible course of action to take? I understand from him that he is now seeking a lawyer's advice but he would like any other opinions any one can offer on this.

 

Thanks for taking the time to read ... and I will greatly appreciate all constructive advice.

[Krado]

First of all, did she inform AIG about the initial accident?

 

If she did not, then really lan lan.

[Sorrow]

Dear bros. Your advice is greatly appreciated. The story goes like this ...

 

I have a colleague whose wife was involved in an accident almost a year ago. Back then, both parties decided to settle the damages on their own since it was a side collision. Since then, my colleague's wife has changed insurance company. She was with AIG previously but is now with another insurance company. Fast forward to present day and she was recently served with a lawyer's letter demanding some $6,000 in compensation. My colleague told me that they spent approximately $300 in repairs so he is bewildered to receive a $6,000 claim. His wife has tried contacting AIG about the matter but AIG's response was to ask her to settle the matter herself since she is no longer insured with AIG. Any advice on the next best possible course of action to take? I understand from him that he is now seeking a lawyer's advice but he would like any other opinions any one can offer on this.

 

Thanks for taking the time to read ... and I will greatly appreciate all constructive advice.

 

sorry ah...correct me if i wrong, i remember even if private settlement need to report to ur respective insurance co. , i forget when this was implemented but i remembered it was not too far back (i.e only a few years ago)

[Ad23]

I'll check and get back to you bro.

[Darryn]

Wah, like that I think really outta luck.

 

But I wonder, the other party got any evidence of the accident? Anything in writing to say who was at fault, who pay claim etc etc?

 

If got writing that wife "admit" liability, and then never inform insurance company I scared s--t outta luck

[Majordan]

private settle always gotta to sign an agreement to say $300 to close the case

 

from the looks of it the wife did no do it so I think she needs to fork out the 6k from own pocket since no longer with AIG

 

sh!t happens

[Swingarm]

Aiyoh.... y liddat.....

[Yuan]

AIG would not accept the case cos (i) they were not notified of the incident and (ii) it was settled privately between the parties.

[Osiris]

if nothing has been written in b/w for pte settlement,

the first thing to do is check evidence.

did the other party had evidence (photo?)

 

If not asked them on what basis to claim.

 

my naggy reminder to all to take photos etc even if the other side say

doesn't matter.

[Townegg]

wow... people nowadays are getting more greedy.

[Ender]

Even if private settle, both part have to sign agreement not to further pursue after payment. also need to inform insurance.

[Melvinyuen]

wow sounds complex to me.

now insurance had changed.

on the very day accident must report.

Be it personal settlement or insurance claim.

The thing is did you or your wife report to the insurance company?

This is really important lor.

 

 

[DavidLee]

Dear bros. Your advice is greatly appreciated. The story goes like this ...

 

I have a colleague whose wife was involved in an accident almost a year ago. Back then, both parties decided to settle the damages on their own since it was a side collision. Since then, my colleague's wife has changed insurance company. She was with AIG previously but is now with another insurance company. Fast forward to present day and she was recently served with a lawyer's letter demanding some $6,000 in compensation. My colleague told me that they spent approximately $300 in repairs so he is bewildered to receive a $6,000 claim. His wife has tried contacting AIG about the matter but AIG's response was to ask her to settle the matter herself since she is no longer insured with AIG. Any advice on the next best possible course of action to take? I understand from him that he is now seeking a lawyer's advice but he would like any other opinions any one can offer on this.

 

Thanks for taking the time to read ... and I will greatly appreciate all constructive advice.

ignore them

 

that is what i did

they neer bother again

 

people are just so untrustworthy

[Leepee]

Wait a minute.

Its not that complicated at all.

 

1) During that time, did BOTH parties inform their insurance co?

2) If the wife did not inform BUT the other party inform, then still ok, as the other party's ins would have contacted the wife's ins co during that accident period and both ins co would have the records.

3) If only now then the other party wants to privately claim the $6000, then the wife can actually act blur and say no accidents ever happened as both party did not report to ins at that point in time or verbally agreed not to pursue that matter at that point in time. If only now then claim, the wife can defend herself in court. She can argue that if the other part had indicate they would claim for the small small accident, she would have reported to the ins co. Remember private settlement is LEGAL. Not informing ins co about private settlement is NOT really a crime.

 

4) I would go to court and and insist that a private VERBAL settlement was agreed upon during the accident and that accident was a minor one. Convince the judge that if the accident has being major, both side would have reported to the respective ins co, and not need to come up with the private summon after such a long gap. Ask for the photo damage of the other party's car. Question the other party's intention why only NOW then ask for payment, and not one month after the accident. Right now the wife can ask for the breadown of the costs of $6000. Go to the laywer firm to waste the laywers time to chit chat. If the wife has taken some photo of the other party's damage, maybe she can report to the police that the other party is balckmailing her for money! Get more people involved.

 

Good luck.

 

 

 

 

 

 

 

 

[Fedup-camry]

Dear bros. Your advice is greatly appreciated. The story goes like this ...

 

I have a colleague whose wife was involved in an accident almost a year ago. Back then, both parties decided to settle the damages on their own since it was a side collision. Since then, my colleague's wife has changed insurance company. She was with AIG previously but is now with another insurance company. Fast forward to present day and she was recently served with a lawyer's letter demanding some $6,000 in compensation. My colleague told me that they spent approximately $300 in repairs so he is bewildered to receive a $6,000 claim. His wife has tried contacting AIG about the matter but AIG's response was to ask her to settle the matter herself since she is no longer insured with AIG. Any advice on the next best possible course of action to take? I understand from him that he is now seeking a lawyer's advice but he would like any other opinions any one can offer on this.

 

Thanks for taking the time to read ... and I will greatly appreciate all constructive advice.

 

 

may be the lawyer also pakat pakat one......not unheard of

[Ad23]

private settle always gotta to sign an agreement to say $300 to close the case

 

from the looks of it the wife did no do it so I think she needs to fork out the 6k from own pocket since no longer with AIG

 

sh!t happens

 

They didn't sign an agreement lor ... Now really ho seh. At least I learnt through his experience. Everything must be written in black and white. It's not cheap to hire a lawyer to assist man. My colleague (referred to as 'F' from now on) informed me that they are charging upwards of $107 and above. Imagine $6,000 + $107 x many many hours ... Is it better just to pay the b------ds $6k and move on?

[Ad23]

Thanks for the info bro.

[Ad23]

Serious ah bro? You really ignored them?

 

Didn't they come back with another letter threatening more legal action if you do not reply?

 

Or are the clowns trying to play bluff with you?