Kana Lawyer Letter

[Mrjay]

I just received a lawyer letter this evening and to my surprise, it is an accident that happened June last year!!!! I thought the insurance company will help settle all the necessary stuff.

 

I am at a lost now. What do i need to do?

[Wrc206]

Just forward the letter to your insurance(at that point of the accident) and they will settle for you.

[Mrjay]

Thanks for the reply bro. But I am curious? How come only now then the lawyer's letter came? And since i have changed to another insurer, my ex-insurer at the point of time should take up this case rite? Also, do i need to appear in person? Anyone got any experience on this?

[Grindcore888]

hope u can remember the date/time of accident/incident..i kana once , one MartherForker reverse while yakking on his mobile, side door got dented, did not fix as scrapping car, the assh*le sent me invoice via lawyer letter for SGD5k for his bump repair..pui! luckily i took pictures then and fax all details to my insurance, nothing heard from them, no increase in my premium as well...

 

just stay calm and ring up your insurance then..if u have change your ride

[Mrjay]

I had not changed my ride lah... just my insurer since they offer me a better deal... Cos the contents of the lawyer's letter sounded quite serious... like I am going to jail like that... luckily i search through my pictures and still able to find the evidence of the incident...

 

What I am angry is that the farker's car not even slightly dented!!!!

[Firehorse]

keep all the relevant documents & photos in a file.

 

my chain collision case 2 years liao, still not settle yet.

[Mrjay]

keep all the relevant documents & photos in a file.

 

my chain collision case 2 years liao, still not settle yet.

 

Did that affect ur NCD at all? Also, what are the relevant documents that I should have with me? Thanks for the advice bro.

[Diamond2006]

by law, any claim can be done within 3 year from the date of accident.

[Mrjay]

WTH!!! That means this stupid incident got to stick to me for 3 years???

 

Hard luck!!!

[Airwaver]

Yes it can take up to 2-3 years. It could be due to the claims whereby the claiming insurer find that the claims are unjustifiable, therefore the delay.

[Firehorse]

NCD not affected, I'm the 3rd car of a 4 vehicles chain collision, but insurance still get loaded the next year though not excessive.

 

Keep the statement of claim of yours & the other party, so you can remember the incident of what happen that day.

Keep the photos.

Forward/Fax all lawyer letters to your insurer to follow up.

 

The rest is just waiting.

 

That was my 1st collision claim and I'm also learning to understand the process. Very draggy & frustrated. Was told to meet up the lawyer next week for discussion. sigh!

[Airwaver]

But i thought your insurer will "hold" your NCD until the case is closed?

[Civic2000]

As far as I know, the lawyer representing the claimant will write to both the driver (the party at fault) and his insurer. A copy of the letter is sent to the Insurer by Hand, and another copy is sent to the driver by post. The copy that is sent to the driver is known as Certificate of Posting. The lawyer is required to send a copy to you b'cos you were a party to the accident and that they have to notify you that they are now claiming damages against you. Nevertheless, your insurer will handle the claim and there is no need for you to do anything.

[Mrjay]

Thanks for the comments... maybe i will just give a call to my insurer on monday... and sit back and wait...

[Pinkypink]

I just received a lawyer letter this evening and to my surprise, it is an accident that happened June last year!!!! I thought the insurance company will help settle all the necessary stuff.

 

I am at a lost now. What do i need to do?

 

yeah don't panic, i got a few lawyer letters after an incident that happened months ago too.

 

just let your insurance companies know and then let the two insurance companies settle between themselves.

[Kia0042]

Yes, just let your insurance company do all the things. Expect layer's office to call up for interview.

 

Well, I actually dislike to mention my experience but since..... sigh... here is my story.

My experience with my previous ride 4yrs ago- it took about 2 yrs to settle. I lost the case.

My insurance company paid the other party $25k (the initial claim was a new car replacement 66k, medical fees and other claims 50k).

 

66k was:

"internal injury" caused the car fully demage, need to change almost every parts - claim a new car replacement.

 

medical claim & other claims - 50k for

ambluance transfer from house to a private hospital at Orchard Road at 1 am (14 hours after the accident), this person address resident in AMK.

medical report - almost 1 inch thick, cost of the medical report is 5k. No hospitalization needed, neck injury, MAY permantly lost ablity to work.

Car rental for 1 month.

lost of business opportunity that worth his one year income

lost of income coz unable to work for 6 months.

 

You may curious want to know how the accident happened and how bad the accident was? Well, I "kissed" a old Honda City (made in thailand one) who suddenly turned out from a car park and e-brake immediately, I can't react to stop in time and "kissed" on his bumper, leaving a 3cm dent on it. That's it.

And how's the driver looks like? A 29 yr tall big man with tatoo and dyed gold hair.

 

He won the case but he did not get what all he claimed. I think 25k is still good money for him.

I duno how he can get a specialist to write him a medical report, he also has 2 eye witness which i have no idea.

 

I consider myself unlucky at that time.

Edited April 2, 2010 by Kia0042

[Yuan]

Thanks for the comments... maybe i will just give a call to my insurer on monday... and sit back and wait...

 

Check the letter whether it is addressed to you direct or it was addressed to the insurer but copied to you.

 

Whatever the case, let your insurance company know and pass the letter to them. You might want to check the progress or outcome of the outstanding case from them.

 

Don't worry too much. Don't lose sleep too.

 

Enjoy the long weekend.

[Mrjay]

Yes, just let your insurance company do all the things. Expect layer's office to call up for interview.

 

Well, I actually dislike to mention my experience but since..... sigh... here is my story.

My experience with my previous ride 4yrs ago- it took about 2 yrs to settle. I lost the case.

My insurance company paid the other party $25k (the initial claim was a new car replacement 66k, medical fees and other claims 50k).

 

66k was:

"internal injury" caused the car fully demage, need to change almost every parts - claim a new car replacement.

 

medical claim & other claims - 50k for

ambluance transfer from house to a private hospital at Orchard Road at 1 am (14 hours after the accident), this person address resident in AMK.

medical report - almost 1 inch thick, cost of the medical report is 5k. No hospitalization needed, neck injury, MAY permantly lost ablity to work.

Car rental for 1 month.

lost of business opportunity that worth his one year income

lost of income coz unable to work for 6 months.

 

You may curious want to know how the accident happened and how bad the accident was? Well, I "kissed" a old Honda City (made in thailand one) who suddenly turned out from a car park and e-brake immediately, I can't react to stop in time and "kissed" on his bumper, leaving a 3cm dent on it. That's it.

And how's the driver looks like? A 29 yr tall big man with tatoo and dyed gold hair.

 

He won the case but he did not get what all he claimed. I think 25k is still good money for him.

I duno how he can get a specialist to write him a medical report, he also has 2 eye witness which i have no idea.

 

I consider myself unlucky at that time.

 

So sorry to hear that. I hope this wont happen to me in my case... The damage on the other's party car is only a small scratch nia. The bumper is still intact as though nothing happened...