Yeshe Turbocharged November 8, 2011 Share November 8, 2011 http://www.mycarforum.com/blog/myautoblog/...-car-insurance/ ↡ Advertisement Link to post Share on other sites More sharing options...
Vega Turbocharged November 8, 2011 Share November 8, 2011 Do they accept modded rides? Link to post Share on other sites More sharing options...
Dafansu Turbocharged November 8, 2011 Share November 8, 2011 how your car is used Subject to our obligations under the Motor Vehicles (Third-Party Risks and Compensation) Act and the Road Traffic Act 1987 (Malaysia), we do not cover loss or damage to your car or claims against you, authorised drivers or passengers of your car if your car was: x not registered pursuant to the Road Traffic Act (Cap. 276) or its registration has been cancelled; x modified without the approval of the Registrar of Vehicles in accordance with the Road Traffic (Motor Vehicles Registration and Licensing) Rules or any relevant legislation; Link to post Share on other sites More sharing options...
Dafansu Turbocharged November 8, 2011 Share November 8, 2011 another clause which a lot of drivers will break x being used to carry a number of passengers or carry or tow a load greater than that for which your car was constructed or licensed; Link to post Share on other sites More sharing options...
Yeshe Turbocharged November 8, 2011 Author Share November 8, 2011 anyone got quote cheaper than directasia?? my previous quote was cheaper than directasia Link to post Share on other sites More sharing options...
Dafansu Turbocharged November 8, 2011 Share November 8, 2011 anyone got quote cheaper than directasia?? my previous quote was cheaper than directasia previous quote from which company Link to post Share on other sites More sharing options...
SimonTan 2nd Gear November 8, 2011 Share November 8, 2011 (edited) The fact remains that no two different ins companies will have Exactly the same covers and clauses! So its Impossible to get a 'equivalent' quote that is lower in $$$. The excess will be different. The accident and death payout value will be different. The hospitalization and medical reimbursement will be different in value. The roadside assistant, free tow, call center services, the authorised workshops, etc. will differ between ins co. So tell me how to justify and prove that the lower quotes from elsewhere is 'equlvalent' to directasia. Not like buying a digital camera made by Sony,from HN or Denki leh. Car insurance are impossible to compare exactly. So the challenge is actually moot!! Edited November 8, 2011 by SimonTan Link to post Share on other sites More sharing options...
Fcw75 Hypersonic November 8, 2011 Share November 8, 2011 (edited) So happened I am looking ard for insurance renewal. For my car: Auntie Lucy - $780 excess $600 Aviva - $680 excess $500 Directasia - $740 excess $600 I have emailed Aviva and things like drop-in air filter are allowed. So I am going with Aviva. Edited November 8, 2011 by Fcw75 Link to post Share on other sites More sharing options...
Mllcg 3rd Gear November 8, 2011 Share November 8, 2011 whats aunty lucy aR? Link to post Share on other sites More sharing options...
Neutralsg 5th Gear November 8, 2011 Share November 8, 2011 (edited) anyone got quote cheaper than directasia?? my previous quote was cheaper than directasia I got cheaper from AXA and at lower access when my insurance cover was renewed last month. The terms of coverage is also better. Despite meeting the criteria, Direct Asia is no cheaper. Therefore, it is best to check around before deciding because while some may get cheaper from Direct Asia, not everyone does when compared against some other insurers quote. Edited November 8, 2011 by Neutralsg Link to post Share on other sites More sharing options...
Neutralsg 5th Gear November 8, 2011 Share November 8, 2011 whats aunty lucy aR? It's NTUC Income Link to post Share on other sites More sharing options...
Dafansu Turbocharged November 8, 2011 Share November 8, 2011 The fact remains that no two different ins companies will have Exactly the same covers and clauses! So its Impossible to get a 'equivalent' quote that is lower in $$$. The excess will be different. The accident and death payout value will be different. The hospitalization and medical reimbursement will be different in value. The roadside assistant, free tow, call center services, the authorised workshops, etc. will differ between ins co. So tell me how to justify and prove that the lower quotes from elsewhere is 'equlvalent' to directasia. Not like buying a digital camera made by Sony,from HN or Denki leh. Car insurance are impossible to compare exactly. So the challenge is actually moot!! some people just see the total amount never really do comparison. It's a must to compare the coverage also. Some provide 20k for death some 50k. Link to post Share on other sites More sharing options...
Mazdaowner Moderator November 9, 2011 Share November 9, 2011 So happened I am looking ard for insurance renewal. For my car: Auntie Lucy - $780 excess $600 Aviva - $680 excess $500 Directasia - $740 excess $600 I have emailed Aviva and things like drop-in air filter are allowed. So I am going with Aviva. You tried Chartis yet? I got the best rate from them for my car. Link to post Share on other sites More sharing options...
SGCMmaomao 6th Gear November 9, 2011 Share November 9, 2011 You tried Chartis yet? I got the best rate from them for my car. Chartis have one of the best coverage too.. but not to all car models.. Link to post Share on other sites More sharing options...
Jonjees 1st Gear November 9, 2011 Share November 9, 2011 but has anyone gotten a cheaper quote and went back to directasia with it? Link to post Share on other sites More sharing options...
Yeshe Turbocharged November 9, 2011 Author Share November 9, 2011 previous quote from which company Tokio Marine Link to post Share on other sites More sharing options...
Mazdaowner Moderator November 9, 2011 Share November 9, 2011 Chartis have one of the best coverage too.. but not to all car models.. They covered me. Funny thing is, same insurance company will increase price the next year. No claims and all. Link to post Share on other sites More sharing options...
Yeshe Turbocharged November 9, 2011 Author Share November 9, 2011 You tried Chartis yet? I got the best rate from them for my car. how come recently a lot using porky avatar? [laugh] some gay club siboh? ↡ Advertisement Link to post Share on other sites More sharing options...
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