NCD Privilege for 2nd Car

[MBS350L]

Seeking advice from any bro here with regards to the above. When anyone buy a 2nd car, the NCD in his/her 1st car (eg. 50%) will it be applicable to the 2nd car insurance? Was told that 2nd car NCD will begin with 0% and will add up 10% yearly.

 

Both car under the same owner.

 

Thanks in advance.

[QQDreamer]

yes u are right. NCD will not be shared if you have a 2nd car.

[Fcw75]

Yes, you will have to build up yr NCD for your second car from scratch. The 50% NCD for your first car not applicable to your second car.

[MBS350L]

Ok, thanks for the advise and will pay the difference in premium to the 2nd insurance company.

[Vega]

If car A claim ins, will it affect car B when come to ins renewal for car B?

[Hamburger]

If car A claim ins, will it affect car B when come to ins renewal for car B?

no.....on individual car basis.

[Hamburger]

Ok, thanks for the advise and will pay the difference in premium to the 2nd insurance company.

alternatively, i believe

 

if your 2nd car is a super car, you may transfer the 50%ncd from the 1st car to it, thereby reducing the premium for it. Of course, the first car has to start from scratch again. But all must be done within the same insurance co.

[Cliveekeo]

Yea, I also think that NCD will not be shared if you have a 2nd car.

[Fu11thr0tt1e]

Singapore car insurance is the biggest scam on earth!!! Claim or no claim, with or without NCD, the f--king premium increases every renewal!!!

Edited June 7, 2012 by Fu11thr0tt1e