Citibank DIVIDEND Card how much discount with ESSO?

[Sg2303]

ok, this statement + plus receipt to show that you can buy coupons to make up $50 to get 5% rebate with CitiDividend instead of just 5%.

 

[Alg]

Jack's place so expensive.

[Steptronic]

Thanks bro for sharing. That is interesting.

 

ok, this statement + plus receipt to show that you can buy coupons to make up $50 to get 5% rebate with CitiDividend instead of just 5%.

 

[JX83]

For those who pump ESSO, the best deal is Citibank Dividend CC.

 

Esso Privilge card is only for convenience as it is linked to both the smiles card and dividend card, so you only need to bring 1 card out. You need to bring smiles card if you only have the Dividend CC.

 

So the discount for Dividend and Provilege card is the same. But do take note min of $50 AFTER DISCOUNT for 5% rebate. You may buy other stuff eg parking coupons to make up $50.

 

I remember seeing a notice at 1 of the station stating DBS Esso CC 17% is until 30 nov 2012. Correct me if I'm wrong.

 

I always pump esso but I only have Citibank dividend cc & smile card.. So if don't have privilege card can't get 18.3% ah? Don't really understand.. I always pump around $90+..

[Steptronic]

I always pump esso but I only have Citibank dividend cc & smile card.. So if don't have privilege card can't get 18.3% ah? Don't really understand.. I always pump around $90+..

Privilege card is not required for any discount.

 

You get around 14% direct with Dividend and Smiles card and another 4% as cash back.

[Sg2303]

Jack's place so expensive.

 

Yah, for 2 pax only some more.

 

Eh, wrong focus lah.

[Sg2303]

As mentioned above, Esso privilege card is for convenience only. Cos it combines Dividend card and smiles card. Hence, like the speed pass, you can make payment at the pump itself. Don't have to queue.

[Ddca]

Privilege card is not required for any discount.

 

You get around 14% direct with Dividend and Smiles card and another 4% as cash back.

 

Yes, once you pumped at Esso with Dividend and Smiles card, you can 14% discount on the spot. You will also get a 5% (not 4%) cashback on the DISCOUNTED amount (of cos, must satisfy the minimum spend of $50).

5% X AFTER 14% DISCOUNT = 4.3%.

 

Thus, you will get a total of 14+4.3=18.3% (14% on the spot, 4.3% as cashback in your credit card bill after X months)

[Monoswift]

Another question is..if u pump after discount is 50 but u redeem smiles points for further discount..

 

Balance payment become 20 and you paid using the dividend card..do you still enjoy țhe extra 5% cash rebate?

[Sg2303]

Another question is..if u pump after discount is 50 but u redeem smiles points for further discount..

 

Balance payment become 20 and you paid using the dividend card..do you still enjoy țhe extra 5% cash rebate?

 

No. Rule of thumb is: the slip you sign on must register at least $50 for 5%.

[Verve]

i think one impt pt for users of dividend card to note

 

yearly rebate on all purchases (not just fuel) is capped at 800

 

so if you are the kind who like to charge utilities, car installment, insurance, travel, expensive ticket items, supermarket purchases,phone bills, internet bills, etc all on one card, its recommended that u use another card for petrol.

 

based on a mean average of say 2% rebate, your monthly "quota" for rebates is around $1300, if petrol takes up $400, 1/3 gone already.

 

caveat emptor do your sums. otherwise you may end up charging $$$ for petrol and end up no rebate in the later half of the year.

[Monoswift]

No. Rule of thumb is: the slip you sign on must register at least $50 for 5%.

 

Thanks alot ya..so long as nett figure on receipt is at least 50 to enjoy d 5%..

[Sg2303]

Thanks alot ya..so long as nett figure on receipt is at least 50 to enjoy d 5%..

 

No, not the Esso receipt. It's the Citibank credit card charge slip that requires your signature.

 

Meaning the amount charged to your card must be at least $50.

[Sg2303]

i think one impt pt for users of dividend card to note

 

yearly rebate on all purchases (not just fuel) is capped at 800

 

so if you are the kind who like to charge utilities, car installment, insurance, travel, expensive ticket items, supermarket purchases,phone bills, internet bills, etc all on one card, its recommended that u use another card for petrol.

 

based on a mean average of say 2% rebate, your monthly "quota" for rebates is around $1300, if petrol takes up $400, 1/3 gone already.

 

caveat emptor do your sums. otherwise you may end up charging $$$ for petrol and end up no rebate in the later half of the year.

 

True.

 

In fact, should use the dividend card for petrol and dining only.

 

Other expenses should use other cards since they will only get 0.5% rebate.

[Loki]

i think one impt pt for users of dividend card to note

 

yearly rebate on all purchases (not just fuel) is capped at 800

 

so if you are the kind who like to charge utilities, car installment, insurance, travel, expensive ticket items, supermarket purchases,phone bills, internet bills, etc all on one card, its recommended that u use another card for petrol.

 

based on a mean average of say 2% rebate, your monthly "quota" for rebates is around $1300, if petrol takes up $400, 1/3 gone already.

 

caveat emptor do your sums. otherwise you may end up charging $$$ for petrol and end up no rebate in the later half of the year.

 

This is a very impt point. Earlier this year, I noticed that I had no rebate. So I called Citibank to ask and was told that I already reached the max $800 rebate for the year... If I had known, would've used another card. Now I track.

 

[Xefera]

When I checked my bill, the total discount is 18.73%

 

14% petrol discount

1% $DIV card rebate

4.5% Bonus $DIV rebate

 

Think by far this is the best card to use

Edited December 4, 2012 by Xefera

[Xefera]

Don't forget grocery too (2%)

[Tcs522]

 

Anybody notice the different price per litter especially between Shell and Esso?