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Showing results for tags 'Bureau'.
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Made mistake years ago and managed to settle all my CC bills in full in 2010. However, report today still shows that i have 4 defaults and OCBC bank put the "discount of 2K plus" under negotiated settlement. Called ocbc and ask if i can pay them the "discounted" amount so that my CBS will look slightly better... got rejected by them... call CBS. Told me no point to pay the discounted amount to OCBC. Told me to wait for 3 years for the records to be erase off.... Put up application to buy a car of $80,000, downpayment 60K, also kena rejected by Banks... is there any way to improve on my credit bureau report? p/s: And for those who is in CC debt, don't play a fool with the bank. They let you off in the early stage but come back killing you off in the later stage.
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In Malaysia. Their credit bureau will reveal all the individual loan or credit card money owed and the amount of saving 1 has in the bank. How abt singapore? They only give a good and bad rating or same as above? I was quite taken aback by malaysia system as it is too personnal.
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Yo Bros, for FYI. Account Status History This information is displayed on a rolling 12 months basis (with the most current cycle on the left) while closed accounts will have the last 12 months payment status history as at the date of closure displayed for 3 years. First Row - Promptness of payments by monthly cycles versus the respective due dates. The status of the account is indicated by the following symbols: A - Payments were current to 29 days past due G - Voluntary closure with outstanding / surrender of security with outstanding balance B - 30
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how do we update our report? go down to credit bureau? i owe 2 banks money and i default on them last yr. however, this yr around april, i paid them off for the outstanding amount owed to them and i got letter from them on closure and full payment of account. however, i just checked and my accoutn shows default outstanding. how can i clear this off? speak to the bank or go to credit bureau with the letter?