Hi everyone,
Was involved in a traffic accident where the other party is at fault (clear cut case), lorry bang me from behind at a slip road. My sedan car become hatchback now.
Car left with 7months (market value after scrap value about 6k), repair cost estimated by AD to be at 13k-15k. Seems like 3rd party insurer will choose to write off the car.
However, my workshop is saying that i cannot claim loss of car usage (courtesy car) from 3rd party insurer until they approve the claim.
Which may take weeks or even month.
Is this the norm?
Any advice is appreciated. Thanks!