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Just now I was buying breakfast and I chanced upon a licensed moneylender. And I realised that they covered their "marketing message" from the stall outside. I am wondering what is the reason behind this. 🙃 Just for my little curious brain. 🤨

Dear Forumers My friend urgently needs to hire a private investigator (PI) whom is reliable, honest and efficient in the surveillance work. PI may need to attend court Assignment - collect evidences against inconsiderate neighbour. Neighbour has been "torturing" friend's household for years with secondhand smoke, etc. As parents getting weak by the day, friend tried suggesting to neigbhour to smoke at the common staircase landing, etc. instead. Neighbour denied anyone has smoking habit in their house. However, from then onward, neighbour becomes "creative" and smoke through any open windows of friend's house at odd hours of the day eg. bathroom when someone is bathing, bedroom during wee hours of the night... Friend also exhausted all relevant government agencies to arrive at the same advice - get evidences! If anyone has experience or knows of a licensed PI whom fulfills the above-mentioned criteria and charges reasonably, please pm me the contacts. Friend wary of engaging PI from the web or classified ads as no slightest idea on how to shortlist a good one. Would also appreciate constructive suggestions on how to resolve the nuisances caused, how to select a reliable PI, etc. Kindly do not suggest closing all windows, move house. Thanks lots!

But some one said he is unfit to practise.

So scary....recently I've seen quite a lot of these flyers around my estate too. Looks like everyone wants a piece of the action. ------ Jul 4, 2011 Loan sharks masquerading as licensed moneylenders They tout services via fliers, online ads, but are not on approved list By Mavis Toh A flier for an illegal moneylender at the grille gate of a Bishan flat. Such moneylenders offer quick, hassle-free loans at exorbitant interest rates, and ask for borrowers' confidential SingPass information and passwords so they can get personal and financial data. -- ST PHOTO: LAU FOOK KONG ILLEGAL moneylenders pretending to be licensed operators are becoming brazen, dropping fliers and name cards at the doorsteps of flats and on car windshields across the island. Some are also advertising their services on classified websites such as ----.com and gumtree.sg Touting themselves as licensed operators to unsuspecting borrowers, they offer quick, hassle-free loans at exorbitant interest rates through bank transfers - not unlike the way loan sharks operate. A check by The Straits Times found at least 10 such operators advertising on various sites online. None of them is on the Insolvency and Public Trustee's Office's list of licensed moneylenders. Some list company names such as Jenny Finance and Javier Credit. Others simply leave a number and go by names such as Apple and Ivan. Several of them returned calls made to them last week using overseas numbers, and said they were based abroad but had workers in Singapore. One even said he had an office on Jurong Island. All eight contacted asked for the caller's confidential SingPass information and passwords to access his Central Provident Fund accounts and get personal and financial data.