Should I renew with AIG?

[Mzrmazda3]

Bro, i PM you for another option to chose from

[Galantspeedz]

pm me leh.

 

my insurance in july.

 

but i got 1 catch. my current insurnace quote my car as sedan only not high performance or sports. so i need to find 1 that quote based on sedan

[Xtremegal]

You can text her at 98231150. Her name is Jessica. Chio Bu says you refer by Joey and need some info on the insurance lo. Good luck ya!

[Sabian]

Yes.

PM them.

[Mzrmazda3]

Bro, you have got PM

[Galantspeedz]

received. Thanks

[Albeniz]

Dear all,

 

Would like to seek your inputs on insurance.

 

Mine is due for renewal soon. Car is a 1991 presea. Have been driving for ~12 years.

NTUC quoted $1036.76. After 50% NCD, my net premium this year is $554.67. I noticed there was an increase, I paid only ~$380 last year (after 50% NCD).

 

Is the quotation from NTUC reasonable? Could I get anything cheaper than that?

[Mage]

wah.. Are you both the ones posing in your avatar?

 

Jokes aside, which insurere is ur fren representing?Or is she able to obtain multiple quotes from diff companies?

[Xtremegal]

Hee hee.. The right one look a bit like me :P

 

My friend are able to get up to 16 quotes from the Ins Companies. You check with her ... i dont know which one she representing, but so far i refer my bank customers all signed up and renew with her de. Good Luck!

 

next time i update my picture you compare and see i look like her or not ya:)

[Albeniz]

that's what happened to me too. That's why i switched to AXA.

 

How's your experience with AXA. Do they give the best rate?

[Syshi]

I'm quoted for S$950.00 for my RSA renewal with 40% NCD for Auto Shield Plus.

 

Anyway, got the current quote of S$654.00 for RSA with 40% NCD and 5% COM for Auto Secure Plus.

 

Was told that the difference is:

 

The benefits are higher than Shield Plus, which is a

shelf policy. Secure Plus has higher coverage like the following (in

brackets are Shield Plus benefits)

 

- Personal Accident to Insured - S$100,000 (50k)

- Personal Accident to Authorised Drivers - S$100,000; (50k)

- Personal Accident to Passengers - S$50,000; (10k)

- Damage &/or Theft of car radio/cassette/compact disc player up to

S$2,500 without loss of NCB and application of

excess; (NA)

- Loss of Personal Effects in locked vehicle - S$2,000 with per

article limit. (NA)

- Medical Expenses - S$5,000 (1k)

- Breakage of Glass in windscreen and windows up to replacement

value and unlimited replacement with no excess.

- No need to go to IDAC before any repair.

- Zero excess. (regular excess between $400-$500)

- Geogarphical location extended to bangkok.

- Loss of Use - S$50 per days up to a maximum of 3 days. (

reimbursement for alternative transport )

(optional purchase @$50)

 

So, do your homework before renewing... if I stick to the current agent/broker, my coverage will be lower but with higher premium (S$300.00 difference)... anyway, I can pay using Instalment plan from DBS/POSB Credit Card...